VANDER VELDE
ActiveSummary
VANDER VELDE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €2k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-6
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 84.87; short-term debt: 1.2% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
5 d early
2023
31 d late
2022
6 d early
2021
9 d early
2020
87 d late
2019
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 2.1%
2024 · €108k
2018: €82k
2019: €86k
2020: €92k
2021: €95k
2022: €101k
2023: €103k
2024: €108k
2018 → 2025
Total assets
€112k▲ 3.3%
2024 · €108k
2018: €90k
2019: €95k
2020: €102k
2021: €98k
2022: €101k
2023: €104k
2024: €108k
2018 → 2025
Net result
€2k▼ 53.9%
2024 · €5k
2018: €5k
2019: €4k
2020: €6k
2021: €3k
2022: €6k
2023: €2k
2024: €5k
2018 → 2025
Working capital
€111k▲ 2.1%
2024 · €108k
2018: €82k
2019: €86k
2020: €92k
2021: €95k
2022: €101k
2023: €103k
2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€101k▲ 6.4%€103k▲ 2.1%€108k▲ 4.8%€111k▲ 2.1%
Operating result€-832-€-814▲ 2.2%€-2k▼ 112%€-708▲ 59.1%€-1k▼ 45.0%
Net result€3k-€6k▲ 87.0%€2k▼ 65.4%€5k▲ 135%€2k▼ 53.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €708 in 2024; the loss grows.
Balance-sheet composition
Equity and liabilities €112k
Equity
€111k
Debt
€1k
Debt finances 1.2% of the balance-sheet total.
Key figures and ratios
Current ratio
84.87
Debt to equity
0.01▲
2024 · 0.00
ROE
2.1%▼
2024 · 4.6%
ROA
2.0%▼
2024 · 4.6%
Debt ≤ 1 year
€1k▲
2024 · €0
Income taxes
€3k▲
2024 · €559
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€108k€112k▲
Current assets29/58€108k€112k▲
Amounts receivable within one year40/41€108k€112k▲
Other amounts receivable41€108k€112k▲
Equity and liabilities
Total equity and liabilities10/49€108k€112k▲
Equity10/15€108k€111k▲
Contributions10/11€6k€6k=
Reserves13€18k€18k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€84k€86k▲
Amounts payable17/49€0€1k▲
Amounts payable within one year42/48€0€1k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Income statement
Code20242025
Other operating charges640/8€0€120▲
Gross operating margin9900€-708€-906▼
Operating profit (loss)9901€-708€-1k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€228€0▼
Recurring financial charges65€228€0▼
Profit (loss) for the period before taxes9903€5k€5k▼
Income taxes67/77€559€3k▲
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€86k▲
Profit (loss) brought forward from the previous period14P€79k€84k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼65.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €6k ▲87%
Net result €6k, the highest in the series.
31-12
Financial
Equity above €100kEq €101k ▲6.4%
5 profitable years in a row build equity to €101k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 30.00
Current ratio from 10.49 to 30.00; short-term debt falls from €10k to €3k.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 112 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middenstraat 21A2910 EssenGround area
2,070 m²
Building footprint
346 m²
Volume, LiDAR
1,927 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANDER VELDE BVBA
since 19892.043.816.229
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642C0623/00M000 | Flanders | 1,053 m² | 1 · 199 m² | 9.4 m · 2 fl. |
| 11642C0623/00L000 | Flanders | 1,017 m² | 1 · 147 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0402.388.167
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OULALA EXPRESS
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BAETEN
BE 0456.645.613
Oostkamp · Eq €110,452
AVELGEM CONTAINER TERMINAL
BE 0442.149.556
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A.C.L.-TRANS
BE 0886.444.990
Wingene · Eq €110,595
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-1989
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.