VANDAELE ROBBIE
ActiveVANDAELE ROBBIE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €542k and a net result of €108k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+8
Solvency97▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.67 in 2024; short-term debt: 27.4% and cash: 21.5% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
14.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
8 d late
2020
3 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€542k▼ 0.3%
2024 · €544k
2019: €432k
2020: €375k
2021: €385k
2022: €386k
2023: €468k
2024: €544k
2019 → 2025
Total assets
€757k▲ 3.9%
2024 · €728k
2019: €544k
2020: €566k
2021: €558k
2022: €618k
2023: €685k
2024: €728k
2019 → 2025
Net result
€108k▲ 35.5%
2024 · €80k
2019: €119k
2020: €53k
2021: €28k
2022: €81k
2023: €109k
2024: €80k
2019 → 2025
Working capital
€299k▲ 5.9%
2024 · €283k
2019: €188k
2020: €22k
2021: €56k
2022: €103k
2023: €144k
2024: €283k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€385k-€386k▲ 0.3%€468k▲ 21.3%€544k▲ 16.1%€542k▼ 0.3%
Operating result€47k-€122k▲ 158%€167k▲ 37.2%€101k▼ 39.4%€148k▲ 46.0%
Net result€28k-€81k▲ 186%€109k▲ 34.9%€80k▼ 26.7%€108k▲ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €757k
Fixed assets
€250k▼ 9.4%
Current assets
€507k▲ 12.1%
Equity and liabilities €757k
Equity
€542k▼ 0.3%
Debt
€215k▲ 16.5%
The debt ratio rises from 25.4% to 28.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€221k▲
2024 · €176k
Cash flow
€182k▲
2024 · €154k
Solvency
71.6%▼
2024 · 74.6%
Current ratio
2.44▼
2024 · 2.67
Quick ratio
2.43▼
2024 · 2.66
Debt / equity
0.40▲
2024 · 0.34
ROE
20.0%▲
2024 · 14.7%
ROA
14.3%▲
2024 · 11.0%
Interest coverage
-165.55▼
2024 · -22.78
Debt
€215k▲
2024 · €185k
Debt ≤ 1 year
€208k▲
2024 · €170k
Debt > 1 year
€8k▼
2024 · €15k
Income taxes
€44k▲
2024 · €31k
Staff costs
€129k▼
2024 · €199k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€728k€757k▲
Fixed assets21/28€276k€250k▼
Intangible fixed assets21€785€109▼
Tangible fixed assets22/27€275k€250k▼
Land and buildings22€176k€168k▼
Plant, machinery and equipment23€39k€38k▼
Furniture and vehicles24€59k€43k▼
Financial fixed assets28€125€125=
Current assets29/58€452k€507k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€31k€58k▲
Trade receivables40€21k€8k▼
Other amounts receivable41€11k€50k▲
Current investments50/53€283k€278k▼
Cash at bank and in hand54/58€130k€163k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€728k€757k▲
Equity10/15€544k€542k▼
Contributions10/11€6k€6k=
Reserves13€538k€536k▼
Distributable reserves133€538k€536k▼
Profit (loss) carried forward14€20€20=
Amounts payable17/49€185k€215k▲
Amounts payable after more than one year17€15k€8k▼
Other amounts payable178/9€15k€8k▼
Amounts payable within one year42/48€170k€208k▲
Trade debts44€25k€41k▲
Suppliers440/4€25k€41k▲
Advances received on contracts in progress46€122k€137k▲
Taxes, remuneration and social security45€16k€28k▲
Taxes450/3€6k€20k▲
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€7k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€199k€129k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€73k▼
Other operating charges640/8€7k€7k▼
Gross operating margin9900€382k€357k▼
Operating profit (loss)9901€101k€148k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€-8k€-1k▲
Recurring financial charges65€-8k€-1k▲
Profit (loss) for the period before taxes9903€111k€152k▲
Income taxes67/77€31k€44k▲
Profit (loss) for the period9904€80k€108k▲
Profit (loss) for the period to be appropriated9905€80k€108k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€108k▲
Profit (loss) brought forward from the previous period14P€20€20=
Transfer from equity791/2€3k€108k▲
Transfer to equity691/2€78k€106k▲
To other reserves6921€78k€106k▲
Profit to be distributed694/7€4k€110k▲
Return on contributions (dividend)694€4k€110k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €500kEq €544k ▲16.1%
6 profitable years in a row build equity to €544k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-06
Financial
Weakest financial yearnet €28k ▼46.5%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veurnevaartstraat(Odk) 58670 KoksijdeGround area
6,859 m²
Building footprint
410 m²
Volume, LiDAR
2,376 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veurnevaartstraat(Odk) 4, 8670 Koksijde
since 20022.114.736.986
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018C0009/00F000 | Flanders | 6,395 m² | 1 · 285 m² | 11.1 m · 2 fl. |
| 38018C0135/00M002 | Flanders | 464 m² | 1 · 125 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 44,852 EUR awarded · 44,852 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 10,260 EUR | 10,493 EUR |
| 2024 | 3 | 10,443 EUR | 10,210 EUR |
| 2023 | 1 | 16,780 EUR | 16,780 EUR |
| 2022 | 1 | 7,369 EUR | 7,369 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedLegal Entity Identifier
69940074UJ4W5TEY5T70
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INTERDALLE
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Of 914 companies in sector 43333 we hold annual accounts for 400. 248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2002
Fiscal year end30-06
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
45441
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.