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Generated 17-08-2026
Active BE 1017.312.244Private limited company

VANCRISTEL CONSTRUCT

Mutsaardplein 2 ·1853 Grimbergen, Belgium· 1 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of VANCRISTEL CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €3k and a net result of €3k. Its solvency ranks better than 23% of 1087 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €3k
Net result €3k
Better than sector 23%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health43Profitability100Solvency22Growth-Stability67
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 100
Solvency 22
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.5% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 24-07-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 16.6% 42.1%
better than 23% of 1087 sector peers
Net result €3k €11k
better than 31% of 1087 sector peers
Equity €3k €35k
better than 12% of 1089 sector peers
Gross operating margin €14k €30k
better than 29% of 1086 sector peers
Total assets €19k €96k
better than 8% of 1087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€14k
Net profit€3k
Cash flow€5k
Staff costs-
Income taxes€807
Dividends-
Total assets€19k
Equity€3k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€-141
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.99
Quick ratio0.99
Working capital ratio-0.7%
Solvency16.6%
Debt / equity5.01
Long-term debt ratio-
Interest coverage1.71
Gross margin-
Net margin-
ROA16.6%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€16k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€3k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€14k
Operating result 9901€12k
Financial charges 65€8k
Result before taxes 9903€4k
Income taxes 67/77€807
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (25110672). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Cristea Cristian
    Director
    State Gazette act 25110672 (02-09-2025)
    Current
    20-08-2025 → present
  • Lefter Corneliu
    Director
    State Gazette act 25110672 (02-09-2025)
    Current
    20-08-2025 → present
  • Rutcovschi Lilian
    Director
    State Gazette act 25110672 (02-09-2025)
    Current
    20-08-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation12-12-2024
StatusActive
Postal code1853
Establishment units 1 location
VANCRISTEL CONSTRUCT
Pierre Timmermansstraat 37, 1090 JetteAlgemene bouw van residentiële gebouwen
since 20242.367.987.160
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0399/00M025 Flanders 1,424 m² 1 · 561 m² 22.0 m · 5 fl.
21463C0375/00M005 Brussels 696 m² 1 · 695 m² 14.6 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
31-10-2025
State Gazette act Capital & shares
v3.2
02-09-2025
State Gazette act Director changes
v3.2
28-02-2025
State Gazette act Director changes
v3.2
2024
16-12-2024
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Capital history · 1
31-10-2025
v3.2
All acts · 4 updated 9 months ago
2025
31-10-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1017.312.244",
    "name_full": "VANCRISTEL CONSTRUCT",
    "legal_form": "BV"
  }
}
02-09-2025 2 directors appointed, 1 reappointed Director changes
  • Lefter Corneliu, Bestuurder
  • Rutcovschi Lilian, Bestuurder
  • Cristea Cristian, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Cristea Cristian",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-20",
      "evidence_quote": "De vergadering is geopend om 18.00 uur onder voorzitterschap van dhr. Cristea Cristian bestuurder."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lefter Corneliu",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-20",
      "evidence_quote": "De heer Cristea Cristian, bestuurder, draagt hierbij op datum van 20/08/2025 5 aandelen over aan de heer Lefter Corneliu, N.N. 94.12.23-581.11, die deze aandelen aanvaardt en hierdoor toetreedt als actief vennoot."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rutcovschi Lilian",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-20",
      "evidence_quote": "De heer Cristea Cristian, bestuurder, draagt hierbij op datum van 20/08/2025 5 aandelen over aan de heer Rutcovschi Lilian, NN 01.02.26-409.39, die deze aandelen aanvaardt en hierdoor toetreedt als actief vennoot."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1017.312.244",
    "name_full": "VANCRISTEL CONSTRUCT",
    "legal_form": "BV"
  }
}
28-02-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1017.312.244",
    "name_full": "VANCRISTEL CONSTRUCT",
    "legal_form": "BV"
  }
}
2024
16-12-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1853 Grimbergen, Mutsaardplein, 2",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "CRISTEA Cristian",
        "niss": null,
        "address": "1090 Jette, Pierre Timmermansstraat, 37 bus 1/g/l"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "CRISTEA Cristian",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 500,
  "subject_company": {
    "kbo": "1017.312.244",
    "name_full": "VANCRISTEL CONSTRUCT",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-12-12",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameNL VANCRISTEL CONSTRUCT
Registered office
Mutsaardplein 2
1853 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative