VANANDRUEL

Active

Private limited company·Schoonheidsverzorging en andere schoonheidsbehandelingen· 2 yrs active

Novillesquare 12 ·1081 Koekelberg, Belgium

Health 60/100 Healthy Risk: moderate

KBO/BCE: BE 1005.634.434

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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs

Real estate2 parcels · 476 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VANANDRUEL is 3.2% (moderate). The 2024 annual accounts show equity of €4k and a net result of €2k. Its solvency ranks better than 44% of 1745 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-02-2026, 203 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2024	31-07-2025	19-02-2026	203 d late	2026-00040558

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.2% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€2k

Working capital€4k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 19-02-2026 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 96, Personal services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	8.4%	14.6%	better than 44% of 1745 sector peers
Net result	€2k	€1k	better than 52% of 1742 sector peers
Equity	€4k	€5k	better than 46% of 1749 sector peers
Gross operating margin	€11k	€16k	better than 45% of 1741 sector peers
Staff costs	€10k	€26k	higher than 33% of 793 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€2k
Cash flow	-
Staff costs	€10k
Income taxes	-
Dividends	-
Total assets	€44k
Equity	€4k
Debt	€41k
of which ≤ 1y	€41k
of which > 1y	-
Working capital	€4k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.09
Quick ratio	1.09
Working capital ratio	8.4%
Solvency	8.4%
Debt / equity	10.89
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	3.9%
ROE	46.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Equity & liabilities

Equity €4k · 8.4% Debt €41k · 91.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€44k
Current assets	29/58	€44k
Amounts receivable within one year	40/41	€30k
Cash & bank	54/58	€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€44k
Equity	10/15	€4k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€41k
Amounts payable within one year	42/48	€41k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€11k
Operating result	9901	€2k
Financial charges	65	€82
Result before taxes	9903	€2k
Net result for the period	9904	€2k
Result to be appropriated	9905	€2k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

60 / 100 Healthy

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

VANANDRUEL

Emile Bouilliotstraat 3, 1050 ElseneSchoonheidsverzorging

since 20242.355.401.213

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area476 m²

Buildings2

Building footprint428 m²

Volume (LiDAR)7,566 m³

Tallest building21.0 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21447B0308/00Z003	Brussels	356 m²	1 · 316 m²	21.0 m · 6 fl.
21492B0329/00X002	Brussels	121 m²	1 · 111 m²	20.1 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.