VAN STEERTEGHEM
ActiveVAN STEERTEGHEM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €101k. Its solvency ranks better than 32% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability92
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.53; short-term debt: 53% and cash: 9.8% of total assets), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.8%
Return on assets
19%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€100k
Total assets
€529k
Net result
€101k
Working capital
€-131k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €529k
Fixed assets
€379k
Current assets
€150k
Equity and liabilities €529k
Equity
€100k
Debt
€430k
Debt finances 81.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€176k
Cash flow
€155k
Solvency
18.8%
Current ratio
0.53
Quick ratio
0.41
Debt / equity
4.32
ROE
101.0%
ROA
19.0%
Interest coverage
68.45
Debt
€430k
Debt ≤ 1 year
€281k
Debt > 1 year
€149k
Income taxes
€22k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€529k
Fixed assets21/28€379k
Tangible fixed assets22/27€370k
Plant, machinery and equipment23€30k
Furniture and vehicles24€116k
Leasing and similar rights25€198k
Other tangible fixed assets26€27k
Financial fixed assets28€9k
Current assets29/58€150k
Stocks and contracts in progress3€35k
Stocks30/36€35k
Amounts receivable within one year40/41€51k
Trade receivables40€51k
Cash at bank and in hand54/58€52k
Deferred charges and accrued income490/1€11k
Equity and liabilities
Total equity and liabilities10/49€529k
Equity10/15€100k
Contributions10/11€5k
Reserves13€94k
Distributable reserves133€94k
Profit (loss) carried forward14€531
Amounts payable17/49€430k
Amounts payable after more than one year17€149k
Financial debts170/4€149k
Amounts payable within one year42/48€281k
Current portion of amounts payable after more than one year42€36k
Trade debts44€29k
Suppliers440/4€29k
Taxes, remuneration and social security45€216k
Taxes450/3€43k
Remuneration and social security454/9€173k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k
Other operating charges640/8€5k
Gross operating margin9900€180k
Operating profit (loss)9901€121k
Financial income75/76B€4k
Recurring financial income75€4k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€123k
Income taxes67/77€22k
Profit (loss) for the period9904€101k
Profit (loss) for the period to be appropriated9905€101k
Appropriation of the result
Profit (loss) to be appropriated9906€101k
Transfer to equity691/2€94k
To other reserves6921€94k
Profit to be distributed694/7€6k
Directors or managers695€6k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loeverstraat(SGW) 179170 Sint-Gillis-WaasGround area
2,020 m²
Building footprint
144 m²
Volume, LiDAR
674 m³
Parcel 46020C0423/00E000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN STEERTEGHEM
since 20242.364.886.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C0423/00E000 | Flanders | 2,020 m² | 1 · 144 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CAMPOO
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INTERRENT
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T.R.L.
BE 0448.154.054
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FLOBO
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Of 338 companies in sector 46713 we hold annual accounts for 204. 139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL
45194
46713Wholesale trade
43120Site preparation
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.