Van Houtven
ActiveVan Houtven has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445k and a net result of €-33k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 95% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-90
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 15.94 against 19.86 in 2024; short-term debt: 6% and cash: 88.3% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
-7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
158 d early
2023
57 d early
2022
56 d early
2021
48 d early
2020
52 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€65k
EBIT margin
-14.6%
Net result
€-33k
2024 · €336k
2018: €4k
2019: €-16k
2020: €108k
2021: €-18k
2022: €-12k
2023: €-36k
2024: €336k
2018 → 2025
Working capital
€426k▼ 22.2%
2024 · €548k
2018: €20k
2019: €9k
2020: €263k
2021: €241k
2022: €233k
2023: €193k
2024: €548k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€65k-
Equity€189k-€177k▼ 6.3%€142k▼ 20.2%€478k▲ 238%€445k▼ 7.0%
Operating result€-9k-€-4k▲ 57.0%€-32k▼ 675%€470k€-31k
Net result€-18k-€-12k▲ 32.9%€-36k▼ 199%€336k€-33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €470k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €474k
Fixed assets
€20k▲ 517%
Current assets
€454k▼ 21.2%
Equity and liabilities €474k
Equity
€445k▼ 7.0%
Debt
€30k▼ 71.1%
The debt ratio falls from 17.6% to 6.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-30k▼
2024 · €472k
Cash flow
€-32k▼
2024 · €338k
Solvency
93.8%▲
2024 · 82.4%
Current ratio
15.94▼
2024 · 19.86
Quick ratio
15.94▼
2024 · 19.86
Debt / equity
0.07▼
2024 · 0.21
ROE
-7.5%▼
2024 · 70.4%
ROA
-7.0%▼
2024 · 58.0%
Interest coverage
-18.79▼
2024 · 83.14
Debt
€30k▼
2024 · €102k
Debt ≤ 1 year
€29k▼
2024 · €29k
Debt > 1 year
€1k▼
2024 · €73k
Income taxes
€267▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€580k€474k▼
Fixed assets21/28€3k€20k▲
Tangible fixed assets22/27€3k€20k▲
Plant, machinery and equipment23€1k€992▼
Furniture and vehicles24-€17k
Other tangible fixed assets26€2k€1k▼
Current assets29/58€577k€454k▼
Amounts receivable within one year40/41€42k€33k▼
Trade receivables40€15k€6k▼
Other amounts receivable41€27k€27k▼
Cash at bank and in hand54/58€531k€418k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€580k€474k▼
Equity10/15€478k€445k▼
Contributions10/11€144k€144k=
Reserves13€334k€333k▼
Distributable reserves133€334k€333k▼
Profit (loss) carried forward14-€-31k
Amounts payable17/49€102k€30k▼
Amounts payable after more than one year17€73k€1k▼
Financial debts170/4€73k€1k▼
Amounts payable within one year42/48€29k€29k▼
Taxes, remuneration and social security45€27k€27k▼
Taxes450/3€27k€27k▼
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€964▼
Other operating charges640/8€2k€879▼
Gross operating margin9900€473k€-30k▼
Operating profit (loss)9901€470k€-31k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€465k€-33k▼
Income taxes67/77€128k€267▼
Profit (loss) for the period9904€336k€-33k▼
Profit (loss) for the period to be appropriated9905€336k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€-33k▼
Profit (loss) brought forward from the previous period14P€-66k-
Transfer from equity791/2-€2k
Transfer to equity691/2€271k-
To other reserves6921€271k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €336k
Net result €336k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 19.86
Current ratio from 8.53 to 19.86.
31-12
Financial
Equity above €200kEq €478k ▲238%
Equity rises from €142k to €478k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €108k
Net result €108k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 7.44
Current ratio from 1.35 to 7.44.
31-12
Financial
Equity above €200kEq €207k ▲110%
Equity rises from €99k to €207k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikantstraat 122430 LaakdalGround area
1,070 m²
Building footprint
174 m²
Volume, LiDAR
733 m³
Parcel 13007A0029/00G000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Heikantstraat 12, 2430 Laakdal
since 19932.062.971.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13007A0029/00G000 | Flanders | 1,070 m² | 1 · 174 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VERLEBO
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 9,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-1993
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
42110Construction of roads and motorways
45230
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.