VAN HOUTE & ZOON
ActiveVAN HOUTE & ZOON has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €78k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 78% of 4555 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.97 in 2024), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
25.5%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €198k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
40 d late
2022
44 d late
2021
16 d early
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 62.8%
2024 · €122k
2018: €150k
2019: €153k
2020: €90k
2021: €63k
2022: €84k
2023: €76k
2024: €122k
2018 → 2025
Total assets
€306k▲ 25.6%
2024 · €244k
2018: €271k
2019: €270k
2020: €254k
2021: €180k
2022: €178k
2023: €175k
2024: €244k
2018 → 2025
Net result
€78k▲ 51.4%
2024 · €52k
2018: €-6k
2019: €3k
2020: €-62k
2021: €-28k
2022: €21k
2023: €-8k
2024: €52k
2018 → 2025
Working capital
€157k▲ 38.5%
2024 · €113k
2018: €99k
2019: €101k
2020: €15k
2021: €29k
2022: €56k
2023: €58k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€84k▲ 33.7%€76k▼ 9.8%€122k▲ 60.8%€198k▲ 62.8%
Operating result€-25k-€24k€-6k€60k€107k▲ 77.1%
Net result€-28k-€21k€-8k€52k€78k▲ 51.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 77% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€41k▲ 197%
Current assets
€265k▲ 15.3%
Equity and liabilities €306k
Equity
€198k▲ 62.8%
Debt
€108k▼ 11.4%
The debt ratio falls from 50.2% to 35.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€119k▲
2024 · €73k
Cash flow
€90k▲
2024 · €65k
Solvency
64.6%▲
2024 · 49.8%
Current ratio
2.45▲
2024 · 1.97
Quick ratio
2.43▲
2024 · 1.95
Debt / equity
0.55▼
2024 · 1.01
ROE
39.5%▼
2024 · 42.4%
ROA
25.5%▲
2024 · 21.2%
Interest coverage
22.73▲
2024 · 18.79
Debt
€108k▼
2024 · €122k
Debt ≤ 1 year
€108k▼
2024 · €117k
Income taxes
€24k▲
2024 · €5k
Staff costs
€335k▲
2024 · €285k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€306k▲
Fixed assets21/28€14k€41k▲
Tangible fixed assets22/27€14k€41k▲
Plant, machinery and equipment23€13k€32k▲
Furniture and vehicles24€76€9k▲
Other tangible fixed assets26€343€172▼
Financial fixed assets28€125€125=
Current assets29/58€230k€265k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€191k€193k▲
Trade receivables40€168k€177k▲
Other amounts receivable41€23k€15k▼
Cash at bank and in hand54/58€34k€63k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€244k€306k▲
Equity10/15€122k€198k▲
Contributions10/11€19k€19k=
Reserves13€139k€179k▲
Tax-exempt reserves132€49k€49k=
Distributable reserves133€89k€130k▲
Profit (loss) carried forward14€-36k-
Amounts payable17/49€122k€108k▼
Amounts payable after more than one year17€564-
Financial debts170/4€564-
Amounts payable within one year42/48€117k€108k▼
Current portion of amounts payable after more than one year42€7k€564▼
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€16k€13k▼
Suppliers440/4€16k€13k▼
Taxes, remuneration and social security45€75k€92k▲
Taxes450/3€19k€41k▲
Remuneration and social security454/9€56k€50k▼
Other amounts payable47/48€10k€3k▼
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€285k€335k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€18k▲
Other operating charges640/8€6k€11k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€371k€488k▲
Operating profit (loss)9901€60k€107k▲
Financial income75/76B€138€705▲
Recurring financial income75€138€705▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€57k€102k▲
Income taxes67/77€5k€24k▲
Profit (loss) for the period9904€52k€78k▲
Profit (loss) for the period to be appropriated9905€52k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€42k▲
Profit (loss) brought forward from the previous period14P€-77k€-36k▲
Transfer from equity791/2€6k€2k▼
Transfer to equity691/2€10k€42k▲
To other reserves6921€10k€42k▲
Profit to be distributed694/7€6k€2k▼
Return on contributions (dividend)694€6k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2018net €78k ▲51.4%
Operating result €107k, net result €78k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲62.8%
2 profitable years in a row build equity to €198k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Equity above €100kEq €122k ▲60.8%
Equity rises from €76k to €122k.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-62k ▼2492%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelstraat 599032 GentGround area
49 m²
Parcel 44074B0339/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
WASSERIJ SINT-RITA
since 19992.090.440.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074B0339/00V000 | Flanders | 49 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAISY SHOP
BE 0426.590.063
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LAVOIR MORLANWELZ
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Morlanwelz · Eq €196k
Wasserij St Roch
BE 0414.622.243
Halle · Eq €195k
J.Y.P.E.
BE 0426.928.771
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TEXTIELREINIGING CAMELIA
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Kontich · Eq €205k
Of 426 companies in sector 96101 we hold annual accounts for 251. 179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1998
Fiscal year end31-12
Trade name NL
Wasserij Sint-Rita
Activities, NACEBEL
93011
96101Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.