Van Houte
ActiveVan Houte has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-112k) and a net result of €-20k. Equity is shrinking by ~38.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency37=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 0.67 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-40.7%
Return on assets
-7.4%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€112k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
7 d early
2023
12 d early
2022
48 d early
2021
20 d early
2020
18 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-112k▼ 22.3%
2024 · €-91k
2018: €126k
2019: €104k
2020: €96k
2021: €74k
2022: €30k
2023: €-11k
2024: €-91k
2018 → 2025
Total assets
€275k▲ 1.5%
2024 · €271k
2018: €442k
2019: €415k
2020: €408k
2021: €397k
2022: €383k
2023: €279k
2024: €271k
2018 → 2025
Net result
€-20k▲ 74.6%
2024 · €-80k
2018: €-8k
2019: €-22k
2020: €-8k
2021: €-21k
2022: €-44k
2023: €-41k
2024: €-80k
2018 → 2025
Working capital
€-129k▼ 6.3%
2024 · €-121k
2018: €96k
2019: €79k
2020: €59k
2021: €29k
2022: €-10k
2023: €-46k
2024: €-121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€30k▼ 59.5%€-11k€-91k▼ 706%€-112k▼ 22.3%
Operating result€-9k-€-31k▼ 250%€-29k▲ 8.6%€-58k▼ 104%€9k
Net result€-21k-€-44k▼ 107%€-41k▲ 6.1%€-80k▼ 93.2%€-20k▲ 74.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €58k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€25k▼ 15.2%
Current assets
€250k▲ 3.5%
Key figures and ratios
EBITDA
€13k▲
2024 · €-53k
Cash flow
€-16k▲
2024 · €-75k
Solvency
-40.7%▼
2024 · -33.8%
Current ratio
0.66▼
2024 · 0.67
Quick ratio
0.20▲
2024 · 0.14
Debt / equity
-3.46▲
2024 · -3.96
ROE
18.2%▼
2024 · 87.6%
ROA
-7.4%▲
2024 · -29.6%
Interest coverage
0.45▲
2024 · -2.46
Debt
€386k▲
2024 · €362k
Debt ≤ 1 year
€378k▲
2024 · €362k
Income taxes
€165▼
2024 · €305
Staff costs
€54k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€275k▲
Fixed assets21/28€30k€25k▼
Tangible fixed assets22/27€30k€25k▼
Land and buildings22€25k€25k=
Plant, machinery and equipment23€3k€268▼
Furniture and vehicles24€2k-
Current assets29/58€241k€250k▲
Stocks and contracts in progress3€191k€172k▼
Stocks30/36€191k€172k▼
Amounts receivable within one year40/41€22k€51k▲
Trade receivables40€8k€39k▲
Other amounts receivable41€15k€12k▼
Cash at bank and in hand54/58€26k€24k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€271k€275k▲
Equity10/15€-91k€-112k▼
Contributions10/11€125k€125k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-219k€-240k▼
Amounts payable17/49€362k€386k▲
Amounts payable within one year42/48€362k€378k▲
Current portion of amounts payable after more than one year42€275k€275k=
Trade debts44€79k€31k▼
Suppliers440/4€79k€31k▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€652€470▼
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48-€64k
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Remuneration, social security and pensions62€57k€54k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€10k€13k▲
Gross operating margin9900€14k€80k▲
Operating profit (loss)9901€-58k€9k▲
Financial income75/76B€0€94▲
Recurring financial income75€0€94▲
Financial charges65/66B€22k€29k▲
Recurring financial charges65€22k€29k▲
Profit (loss) for the period before taxes9903€-80k€-20k▲
Income taxes67/77€305€165▼
Profit (loss) for the period9904€-80k€-20k▲
Profit (loss) for the period to be appropriated9905€-80k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-219k€-240k▼
Profit (loss) brought forward from the previous period14P€-139k€-219k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-80k
Net result drops to €-80k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1960
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 1409220 Hamme (Vl.)Ground area
116 m²
Building footprint
116 m²
Volume, LiDAR
764 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broekstraat 138, 9220 Hamme (Vl.)
since 19602.005.831.524
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A1782/00N000 | Flanders | 61 m² | 1 · 61 m² | 9.1 m · 2 fl. |
| 42008A1782/00P000 | Flanders | 55 m² | 1 · 55 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ORA PRO NOBIS
BE 0825.150.492
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SA JACOBS NV
BE 0400.686.016
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ROMATEX
BE 0454.845.173
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SunCarpets
BE 0785.528.665
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Of 117 companies in sector 13930 we hold annual accounts for 82. 19 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
13930Manufacture of textiles
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.