VAN DIJCK TOM
ActiveVAN DIJCK TOM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €25k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
84
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+97
Solvency92▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.68 in 2024), but 53% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47%
Return on assets
9.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
7 d late
2023
4 d early
2022
11 d early
2021
6 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€972k
EBIT margin
9.1%
Net result
€25k▲ 6,675%
2024 · €368
2018: €-9k
2019: €7k
2020: €52k
2021: €1k
2022: €5k
2023: €1k
2024: €368
2018 → 2025
Working capital
€118k▲ 29.3%
2024 · €91k
2018: €163k
2019: €390k
2020: €51k
2021: €66k
2022: €78k
2023: €87k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€100k▲ 5.5%€101k▲ 1.4%€101k▲ 0.4%€126k▲ 24.6%
Operating result€9k-€14k▲ 50.7%€8k▼ 39.7%€10k▲ 21.4%€46k▲ 363%
Net result€1k-€5k▲ 254%€1k▼ 73.8%€368▼ 73.1%€25k▲ 6,675%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 363% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€30k▼ 34.4%
Current assets
€238k▲ 5.6%
Equity and liabilities €268k
Equity
€126k▲ 24.6%
Debt
€142k▼ 16.6%
The debt ratio falls from 62.7% to 53.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€63k▲
2024 · €28k
Cash flow
€42k▲
2024 · €18k
Solvency
47.0%▲
2024 · 37.3%
Current ratio
1.99▲
2024 · 1.68
Quick ratio
0.53▲
2024 · 0.11
Debt / equity
1.13▼
2024 · 1.68
ROE
19.7%▲
2024 · 0.4%
ROA
9.3%▲
2024 · 0.1%
Interest coverage
6.69▲
2024 · 2.98
Debt
€142k▼
2024 · €170k
Debt ≤ 1 year
€120k▼
2024 · €134k
Debt > 1 year
€22k▼
2024 · €37k
Income taxes
€13k▲
2024 · €570
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€268k▼
Fixed assets21/28€46k€30k▼
Tangible fixed assets22/27€46k€30k▼
Land and buildings22€40k€28k▼
Plant, machinery and equipment23€6k€2k▼
Financial fixed assets28€250€250=
Current assets29/58€225k€238k▲
Stocks and contracts in progress3€210k€175k▼
Stocks30/36€210k€175k▼
Amounts receivable within one year40/41€6k€52k▲
Trade receivables40€4k€47k▲
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€7k€10k▲
Deferred charges and accrued income490/1€2k€632▼
Equity and liabilities
Total equity and liabilities10/49€272k€268k▼
Equity10/15€101k€126k▲
Contributions10/11€19k€19k=
Reserves13€83k€108k▲
Distributable reserves133€83k€108k▲
Amounts payable17/49€170k€142k▼
Amounts payable after more than one year17€37k€22k▼
Financial debts170/4€37k€22k▼
Amounts payable within one year42/48€134k€120k▼
Current portion of amounts payable after more than one year42€13k€13k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€2k€10k▲
Other amounts payable47/48€115k€92k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€31k€66k▲
Operating profit (loss)9901€10k€46k▲
Financial income75/76B€285€849▲
Recurring financial income75€285€849▲
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€937€38k▲
Income taxes67/77€570€13k▲
Profit (loss) for the period9904€368€25k▲
Profit (loss) for the period to be appropriated9905€368€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€368€25k▲
Transfer to equity691/2€368€25k▲
To other reserves6921€368€25k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €101k ▲1.4%
5 profitable years in a row build equity to €101k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €52k ▲685%
Operating result €89k, net result €52k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuiderdijk 72310 RijkevorselGround area
129 m²
Building footprint
129 m²
Volume, LiDAR
826 m³
Parcel 13502D0099/00T054, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN DIJCK TOM
since 20082.170.270.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0099/00T054 | Flanders | 129 m² | 1 · 129 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STIERSCO
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MALOK
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ITABAT
BE 0649.410.050
Schaarbeek · Eq €126k
SHOP CONCEPT
BE 0456.904.939
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EURO CREA
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Of 7,247 companies in sector 43350 we hold annual accounts for 2,333. 1,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2008
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.