Van Dijck
ActiveVan Dijck has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-31k) and a net result of €-34k. Equity is shrinking by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-29
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.03 against 3.9 in 2024; short-term debt: 42% and cash: 22.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-47.6%
Return on assets
-52.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
21 d late
2023
6 d early
2022
22 d late
2021
38 d late
2020
27 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-31k
2024 · €3k
2018: €35k
2019: €52k
2020: €49k
2021: €50k
2022: €75k
2023: €25k
2024: €3k
2018 → 2025
Total assets
€64k▼ 18.0%
2024 · €78k
2018: €75k
2019: €81k
2020: €80k
2021: €101k
2022: €128k
2023: €125k
2024: €78k
2018 → 2025
Net result
€-34k▼ 55.8%
2024 · €-22k
2018: €-19k
2019: €17k
2020: €-3k
2021: €974
2022: €25k
2023: €-50k
2024: €-22k
2018 → 2025
Working capital
€757▼ 97.0%
2024 · €25k
2018: €22k
2019: €43k
2020: €41k
2021: €44k
2022: €56k
2023: €53k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€75k▲ 50.0%€25k▼ 66.6%€3k▼ 87.0%€-31k
Operating result€1k-€37k▲ 2,632%€-49k€-21k▲ 56.5%€-34k▼ 57.6%
Net result€974-€25k▲ 2,460%€-50k€-22k▲ 56.3%€-34k▼ 55.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €21k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€37k▼ 17.5%
Current assets
€28k▼ 18.6%
Key figures and ratios
EBITDA
€-26k▼
2024 · €-12k
Cash flow
€-26k▼
2024 · €-13k
Solvency
-47.6%▼
2024 · 4.1%
Current ratio
1.03▼
2024 · 3.90
Quick ratio
1.03▼
2024 · 3.90
Debt / equity
-1.75▼
2024 · 10.88
ROA
-52.7%▼
2024 · -27.7%
Interest coverage
-136.61▼
2024 · -32.88
Debt
€54k▲
2024 · €35k
Debt ≤ 1 year
€27k▲
2024 · €9k
Debt > 1 year
€27k=
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€64k▼
Fixed assets21/28€44k€37k▼
Tangible fixed assets22/27€44k€37k▼
Land and buildings22€25k€25k=
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€7k€2k▼
Current assets29/58€34k€28k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€3k€14k▲
Trade receivables40€847€11k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€31k€14k▼
Equity and liabilities
Total equity and liabilities10/49€78k€64k▼
Equity10/15€3k€-31k▼
Contributions10/11€50k€50k=
Reserves13€79k€79k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€-126k€-160k▼
Provisions and deferred taxes16€40k€42k▲
Provisions for liabilities and charges160/5€40k€42k▲
Major repairs and maintenance162€40k€42k▲
Amounts payable17/49€35k€54k▲
Amounts payable after more than one year17€27k€27k=
Other amounts payable178/9€27k€27k=
Amounts payable within one year42/48€9k€27k▲
Trade debts44€8k€27k▲
Suppliers440/4€8k€27k▲
Taxes, remuneration and social security45€321€449▲
Taxes450/3€321€449▲
Other amounts payable47/48€792€1▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€2k€0▼
Other operating charges640/8€11k€5k▼
Non-recurring operating charges66A€30k€0▼
Gross operating margin9900€30k€-21k▼
Operating profit (loss)9901€-21k€-34k▼
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€372€190▼
Recurring financial charges65€372€190▼
Profit (loss) for the period before taxes9903€-22k€-34k▼
Profit (loss) for the period9904€-22k€-34k▼
Profit (loss) for the period to be appropriated9905€-22k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-126k€-160k▼
Profit (loss) brought forward from the previous period14P€-104k€-126k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-50k ▼300%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Highest result since 2018net €25k ▲2460%
Operating result €37k, net result €25k, both a record.
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
31-12
Financial
Back to profitnet €974
Net result €974 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 6.44
Current ratio from 2.19 to 6.44; short-term debt falls from €19k to €8k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1974
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsesteenweg 852220 Heist-op-den-BergGround area
515 m²
Building footprint
64 m²
Volume, LiDAR
346 m³
Parcel 12014D0001/00R000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Dijck Bvba
since 19742.009.309.468
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014D0001/00R000 | Flanders | 515 m² | 1 · 64 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.009.309.468
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-1974
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
51532
01110Growing of cereals (except rice), leguminous crops and oil seeds
01500Mixed farming
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.