VAN DAELE JOHAN
ActiveVAN DAELE JOHAN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 64% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+2
Solvency97=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 2.52 in 2024), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
0.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€548k▲ 0.6%
2024 · €545k
2018: €490k
2019: €499k
2020: €512k
2021: €528k
2022: €540k
2023: €544k
2024: €545k
2018 → 2025
Total assets
€966k▼ 0.6%
2024 · €972k
2018: €591k
2019: €621k
2020: €617k
2021: €798k
2022: €785k
2023: €955k
2024: €972k
2018 → 2025
Net result
€3k▲ 277%
2024 · €822
2018: €18k
2019: €9k
2020: €13k
2021: €15k
2022: €12k
2023: €4k
2024: €822
2018 → 2025
Working capital
€558k▲ 0.9%
2024 · €553k
2018: €480k
2019: €509k
2020: €530k
2021: €573k
2022: €593k
2023: €554k
2024: €553k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€528k-€540k▲ 2.4%€544k▲ 0.6%€545k▲ 0.2%€548k▲ 0.6%
Operating result€27k-€28k▲ 4.3%€17k▼ 39.2%€19k▲ 13.5%€3k▼ 85.4%
Net result€15k-€12k▼ 19.1%€4k▼ 71.9%€822▼ 76.5%€3k▲ 277%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966k
Fixed assets
€53k▼ 3.7%
Current assets
€913k▼ 0.4%
Equity and liabilities €966k
Equity
€548k▲ 0.6%
Debt
€418k▼ 2.1%
The debt ratio falls from 44.0% to 43.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▼
2024 · €21k
Cash flow
€7k▲
2024 · €3k
Solvency
56.7%▲
2024 · 56.0%
Current ratio
2.58▲
2024 · 2.52
Quick ratio
2.19▲
2024 · 2.14
Debt / equity
0.76▼
2024 · 0.78
ROE
0.6%▲
2024 · 0.2%
ROA
0.3%▲
2024 · 0.1%
Interest coverage
30.93▲
2024 · 1.05
Debt
€418k▼
2024 · €427k
Debt ≤ 1 year
€354k▼
2024 · €363k
Debt > 1 year
€64k=
2024 · €64k
Income taxes
€1k▲
2024 · €275
Staff costs
€73k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€972k€966k▼
Fixed assets21/28€55k€53k▼
Tangible fixed assets22/27€55k€53k▼
Plant, machinery and equipment23€4k€979▼
Furniture and vehicles24€52k€52k▲
Current assets29/58€916k€913k▼
Stocks and contracts in progress3€140k€137k▼
Stocks30/36€460€378▼
Contracts in progress37€140k€137k▼
Amounts receivable within one year40/41€464k€532k▲
Trade receivables40€427k€497k▲
Other amounts receivable41€37k€36k▼
Cash at bank and in hand54/58€310k€240k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€972k€966k▼
Equity10/15€545k€548k▲
Contributions10/11€282k€282k=
Reserves13€263k€266k▲
Tax-exempt reserves132€48k€48k=
Distributable reserves133€214k€217k▲
Amounts payable17/49€427k€418k▼
Amounts payable after more than one year17€64k€64k=
Other amounts payable178/9€64k€64k=
Amounts payable within one year42/48€363k€354k▼
Trade debts44€156k€155k▼
Suppliers440/4€156k€155k▼
Taxes, remuneration and social security45€13k€5k▼
Taxes450/3€7k€1k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€194k€195k▲
Income statement
Code20242025
Remuneration, social security and pensions62€68k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€90k€81k▼
Operating profit (loss)9901€19k€3k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€20k€202▼
Recurring financial charges65€20k€202▼
Profit (loss) for the period before taxes9903€1k€4k▲
Income taxes67/77€275€1k▲
Profit (loss) for the period9904€822€3k▲
Profit (loss) for the period to be appropriated9905€822€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€822€3k▲
Transfer to equity691/2€822€3k▲
To other reserves6921€822€3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €822 ▼76.5%
Net result drops to €822, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €500kEq €512k ▲2.7%
3 profitable years in a row build equity to €512k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meulebekestraat 348740 PittemGround area
1,609 m²
Building footprint
764 m²
Volume, LiDAR
4,008 m³
Parcel 37011D0201/00Y000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meulebekestraat 34, 8740 Pittem
since 20002.116.058.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011D0201/00Y000 | Flanders | 1,609 m² | 1 · 764 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 607 EUR awarded · 607 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 233 EUR | 281 EUR |
| 2024 | 1 | 164 EUR | 116 EUR |
| 2023 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 8,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2000
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.