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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age3 yrs
Real estate1 parcel · 195 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Van Caer Tim is 2.5% (moderate). The 2024 annual accounts show equity of €73k and a net result of €9k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 03-06-2026 | 58 d early | 2026-00133832 |
| 31-12-2024 | 31-07-2025 | 04-06-2025 | 57 d early | 2025-00117508 |
| 31-12-2023 | 31-07-2024 | 05-06-2024 | 56 d early | 2024-00109755 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€9k
Working capital€81k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 03-06-2026 with the NBB · fiscal year 2025 · verkort
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €24k |
| Net profit | €9k |
| Cash flow | €17k |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | €0 |
| Total assets | €632k |
| Equity | €73k |
| Debt | €559k |
| of which ≤ 1y | €522k |
| of which > 1y | €38k |
| Working capital | €81k |
| Employees (FTE) | 0.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.15 |
| Quick ratio | 0.57 |
| Working capital ratio | 12.8% |
| Solvency | 11.5% |
| Debt / equity | 7.67 |
| Long-term debt ratio | 0.52 |
| Interest coverage | 2.23 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.4% |
| ROE | 12.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €632k |
| Fixed assets | 21/28 | €30k |
| Tangible fixed assets | 22/27 | €30k |
| Current assets | 29/58 | €602k |
| Stocks & contracts in progress | 3 | €304k |
| Amounts receivable within one year | 40/41 | €288k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €632k |
| Equity | 10/15 | €73k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €68k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €559k |
| Amounts payable after one year | 17 | €38k |
| Amounts payable within one year | 42/48 | €522k |
| Trade debts payable within one year | 44 | €301k |
| Income statement | ||
| Gross operating margin | 9900 | €27k |
| Operating result | 9901 | €16k |
| Financial income | 75 | €7k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €13k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed53
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationVan Caer Tim
since 20232.342.936.614
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area195 m²
Buildings1
Building footprint103 m²
Volume (LiDAR)718 m³
Tallest building11.1 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015B0549/00L000 | Flanders | 195 m² | 1 · 103 m² | 11.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
27-05-2026
Seat change: to: Jozef Spiessensstraat 36, 2880 Bornem, from: Paardenstraat 82b, 2880 Bornem, effective_date: 2026-05-11
All acts · 2
updated 2 months ago
2026
27-05-2026 Seat change · Board meeting · Act object
- Filing: 2026-05-18 · Van Caer Tim
- Seat change: to: Jozef Spiessensstraat 36, 2880 Bornem, from: Paardenstraat 82b, 2880 Bornem, effective_date: 2026-05-11 · Van Caer Tim
- Board meeting: 2026-05-04 · Van Caer Tim
- Publication: 2026-05-27
- Act object: Zetel (zetelverplaatsing)
Summary:
Seat change · Board meeting · Act object
2023
21-03-2023 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes54
/ 100
Mixed profile: strong on stability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
53
Profitability
62
Solvency
22
Growth
-
Stability
79
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Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Ontwikkeling van residentiële bouwprojecten41101Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180Groothandel in bouwmaterialen, algemeen assortiment46731Groothandel in bouwmaterialen, algemeen assortiment46831Ontwikkeling van residentiële bouwprojecten68121Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | Van Caer Tim |
Registered office
Jozef Spiessensstraat(WIN) 36
2880 Bornem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.