VALES VALEO
ActiveSummary
The computed 12-month bankruptcy probability of VALES VALEO is 3.3% (moderate). The 2025 annual accounts show negative equity (€-1.05M) and a net result of €-236k. Equity is shrinking by ~50.7% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-1
Solvency3▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.01 in 2024; short-term debt: 21.5% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-22.5%
Return on assets
-5.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-1.05M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
27 d late
2023
30 d late
2022
60 d late
2021
109 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1.05M▼ 29.1%
2024 · €-813k
2021: €111k
2022: €46k
2023: €-590k
2024: €-813k
2021 → 2025
Total assets
€4.66M▲ 2.0%
2024 · €4.57M
2021: €2.89M
2022: €4.69M
2023: €4.57M
2024: €4.57M
2021 → 2025
Net result
€-236k▼ 6.2%
2024 · €-223k
2021: €-39k
2022: €-65k
2023: €-636k
2024: €-223k
2021 → 2025
Working capital
€-986k▲ 70.7%
2024 · €-3.36M
2021: €-465k
2022: €-3.54M
2023: €-3.36M
2024: €-3.36M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€46k▼ 58.5%€-590k€-813k▼ 37.7%€-1.05M▼ 29.1%
Operating result€-26k-€-34k▼ 32.8%€-463k▼ 1,245%€-47k▲ 89.8%€-83k▼ 73.8%
Net result€-39k-€-65k▼ 67.9%€-636k▼ 877%€-223k▲ 65.0%€-236k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €83k in 2025 against €47k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.66M
Fixed assets
€4.65M ▲ 2.4%
Current assets
€15k ▼ 47.2%
Key figures and ratios
EBITDA
€-42k▼
2024 · €-22k
Cash flow
€-196k▲
2024 · €-197k
Solvency
-22.5%▼
2024 · -17.8%
Current ratio
0.02▲
2024 · 0.01
Debt to equity
-5.45▲
2024 · -6.63
ROA
-5.1%▼
2024 · -4.9%
Interest coverage
-0.28▼
2024 · -0.12
Debt
€5.71M▲
2024 · €5.38M
Debt ≤ 1 year
€1.00M▼
2024 · €3.39M
Debt > 1 year
€4.71M▲
2024 · €1.99M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.57M€4.66M▲
Fixed assets21/28€4.54M€4.65M▲
Intangible fixed assets21€98k€205k▲
Tangible fixed assets22/27€4.33M€4.33M=
Land and buildings22€4.33M€4.33M=
Financial fixed assets28€110k€110k=
Current assets29/58€29k€15k▼
Amounts receivable within one year40/41€3k€3k=
Trade receivables40€0-
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€27k€13k▼
Equity and liabilities
Total equity and liabilities10/49€4.57M€4.66M▲
Equity10/15€-813k€-1.05M▼
Contributions10/11€150k€150k=
Profit (loss) carried forward14€-963k€-1.20M▼
Amounts payable17/49€5.38M€5.71M▲
Amounts payable after more than one year17€1.99M€4.71M▲
Financial debts170/4€110k€2.52M▲
Other amounts payable178/9€1.88M€2.19M▲
Amounts payable within one year42/48€3.39M€1.00M▼
Current portion of amounts payable after more than one year42€2.41M€0▼
Financial debts43€978k€986k▲
Credit institutions430/8€978k€986k▲
Trade debts44€4k€15k▲
Suppliers440/4€4k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€40k▲
Other operating charges640/8€12k€1k▼
Gross operating margin9900€-10k€-41k▼
Operating profit (loss)9901€-47k€-83k▼
Financial charges65/66B€175k€154k▼
Recurring financial charges65€175k€154k▼
Profit (loss) for the period before taxes9903€-223k€-236k▼
Profit (loss) for the period9904€-223k€-236k▼
Profit (loss) for the period to be appropriated9905€-223k€-236k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-963k€-1.20M▼
Profit (loss) brought forward from the previous period14P€-740k€-963k▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-636k
Net result drops to €-636k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève de la Meute 181410 WaterlooGround area
9,890 m²
Building footprint
507 m²
Volume, LiDAR
3,762 m³
Parcel 25763I0326/00C000, Wallonia · tallest building 21.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VALES VALEO
since 20202.303.922.323
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763I0326/00C000 | Wallonia | 9,890 m² | 1 · 507 m² | 21.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.