ValConEx
ActiveValConEx has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €27k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+56
Solvency97▲+17
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.29 in 2024), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
7 d early
2023
on the day
2022
11 d early
2021
11 d early
2020
5 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€187k▲ 17.1%
2024 · €160k
2018: €66k
2019: €122k
2020: €135k
2021: €116k
2022: €128k
2023: €154k
2024: €160k
2018 → 2025
Total assets
€340k▲ 8.5%
2024 · €314k
2018: €298k
2019: €331k
2020: €305k
2021: €264k
2022: €318k
2023: €345k
2024: €314k
2018 → 2025
Net result
€27k▲ 404%
2024 · €5k
2018: €16k
2019: €56k
2020: €13k
2021: €-19k
2022: €12k
2023: €27k
2024: €5k
2018 → 2025
Working capital
€62k▲ 261%
2024 · €17k
2018: €-38k
2019: €11k
2020: €19k
2021: €-5k
2022: €15k
2023: €44k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€128k▲ 10.1%€154k▲ 21.0%€160k▲ 3.5%€187k▲ 17.1%
Operating result€-14k-€19k€42k▲ 126%€13k▼ 68.9%€43k▲ 226%
Net result€-19k-€12k€27k▲ 130%€5k▼ 79.7%€27k▲ 404%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 226% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €340k
Fixed assets
€220k▼ 7.5%
Current assets
€121k▲ 57.9%
Equity and liabilities €340k
Equity
€187k▲ 17.1%
Debt
€153k▼ 0.5%
The debt ratio falls from 49.1% to 45.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€61k▲
2024 · €29k
Cash flow
€45k▲
2024 · €22k
Solvency
55.0%▲
2024 · 50.9%
Current ratio
2.07▲
2024 · 1.29
Quick ratio
2.07▲
2024 · 1.29
Debt / equity
0.82▼
2024 · 0.96
ROE
14.6%▲
2024 · 3.4%
ROA
8.0%▲
2024 · 1.7%
Interest coverage
14.90▲
2024 · 6.50
Debt
€153k▼
2024 · €154k
Debt ≤ 1 year
€58k▼
2024 · €59k
Debt > 1 year
€95k=
2024 · €95k
Income taxes
€12k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€314k€340k▲
Fixed assets21/28€237k€220k▼
Tangible fixed assets22/27€236k€218k▼
Land and buildings22€210k€200k▼
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€15k€9k▼
Financial fixed assets28€1k€1k▲
Current assets29/58€76k€121k▲
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€1k€649▼
Cash at bank and in hand54/58€56k€103k▲
Deferred charges and accrued income490/1€739€1k▲
Equity and liabilities
Total equity and liabilities10/49€314k€340k▲
Equity10/15€160k€187k▲
Contributions10/11€19k€19k=
Reserves13€141k€168k▲
Tax-exempt reserves132€18k€18k=
Distributable reserves133€123k€150k▲
Profit (loss) carried forward14€7€7=
Amounts payable17/49€154k€153k▼
Amounts payable after more than one year17€95k€95k=
Financial debts170/4€95k€95k=
Amounts payable within one year42/48€59k€58k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€15k€18k▲
Suppliers440/4€15k€18k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€5k▼
Other amounts payable47/48€33k€35k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€33k€64k▲
Operating profit (loss)9901€13k€43k▲
Financial income75/76B€0€977▲
Recurring financial income75€0€977▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€9k€40k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€5k€27k▲
Profit (loss) for the period to be appropriated9905€5k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€27k▲
Profit (loss) brought forward from the previous period14P€1€7▲
Transfer to equity691/2€5k€27k▲
To other reserves6921€5k€27k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €154k ▲21%
2 profitable years in a row build equity to €154k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k ▼252%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Highest result since 2018net €56k ▲248%
Operating result €81k, net result €56k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.14
Current ratio from 0.55 to 1.14; short-term debt falls from €85k to €75k.
31-12
Financial
Equity above €100kEq €122k ▲85.2%
2 profitable years in a row build equity to €122k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenbergen 22440 GeelGround area
1,234 m²
Building footprint
207 m²
Volume, LiDAR
1,143 m³
Parcel 13373K0664/00W000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ValConEx
since 20132.216.343.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0664/00W000 | Flanders | 1,234 m² | 1 · 207 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 396 EUR awarded · 396 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 396 EUR | 396 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:anvos@valconex.be
Phone:014/727576