VAALTENBERG
ActiveVAALTENBERG has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.31M and a net result of €55k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 4.76 against 4.97 in 2024; short-term debt: 20.9% and cash: 49.7% of total assets), and 20.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
3.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
on the day
2023
184 d late
2022
3 d late
2021
16 d late
2020
47 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.31M▼ 5.9%
2024 · €1.39M
2018: €679k
2019: €773k
2020: €827k
2021: €939k
2022: €1.14M
2023: €1.30M
2024: €1.39M
2018 → 2025
Total assets
€1.65M▼ 4.9%
2024 · €1.74M
2018: €1.02M
2019: €1.01M
2020: €1.05M
2021: €1.16M
2022: €1.53M
2023: €1.71M
2024: €1.74M
2018 → 2025
Net result
€55k▼ 39.3%
2024 · €90k
2018: €52k
2019: €94k
2020: €79k
2021: €112k
2022: €196k
2023: €162k
2024: €90k
2018 → 2025
Working capital
€1.30M▼ 6.0%
2024 · €1.38M
2018: €649k
2019: €751k
2020: €806k
2021: €922k
2022: €1.17M
2023: €1.29M
2024: €1.38M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€939k-€1.14M▲ 20.9%€1.30M▲ 14.3%€1.39M▲ 7.0%€1.31M▼ 5.9%
Operating result€176k-€297k▲ 68.5%€236k▼ 20.3%€143k▼ 39.5%€103k▼ 27.7%
Net result€112k-€196k▲ 74.7%€162k▼ 17.4%€90k▼ 44.1%€55k▼ 39.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 28% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€6k▼ 6.2%
Current assets
€1.65M▼ 4.9%
Equity and liabilities €1.65M
Equity
€1.31M▼ 5.9%
Debt
€346k▼ 1.4%
The debt ratio rises from 20.2% to 20.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€104k▼
2024 · €144k
Cash flow
€55k▼
2024 · €92k
Solvency
79.1%▼
2024 · 79.8%
Current ratio
4.76▼
2024 · 4.97
Quick ratio
4.76▼
2024 · 4.97
Debt / equity
0.26▲
2024 · 0.25
ROE
4.2%▼
2024 · 6.5%
ROA
3.3%▼
2024 · 5.2%
Interest coverage
17.08▲
2024 · 10.96
Debt
€346k▼
2024 · €350k
Debt ≤ 1 year
€345k▼
2024 · €349k
Income taxes
€45k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€1.65M▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€742€328▼
Plant, machinery and equipment23€396€132▼
Furniture and vehicles24€346€196▼
Financial fixed assets28€6k€6k=
Current assets29/58€1.73M€1.65M▼
Amounts receivable within one year40/41€887k€824k▼
Trade receivables40€677k€680k▲
Other amounts receivable41€210k€144k▼
Cash at bank and in hand54/58€844k€821k▼
Deferred charges and accrued income490/1€315€444▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.65M▼
Equity10/15€1.39M€1.31M▼
Contributions10/11€6k€6k=
Reserves13€407k€390k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€405k€389k▼
Profit (loss) carried forward14€974k€910k▼
Amounts payable17/49€350k€346k▼
Amounts payable within one year42/48€349k€345k▼
Financial debts43€18k€19k▲
Credit institutions430/8€18k€19k▲
Trade debts44€323k€262k▼
Suppliers440/4€323k€262k▼
Taxes, remuneration and social security45€6k€43▼
Taxes450/3€6k€43▼
Other amounts payable47/48€1k€64k▲
Accrued charges and deferred income492/3€2k€208▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€414▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€147k€106k▼
Operating profit (loss)9901€143k€103k▼
Financial income75/76B€898€3k▲
Recurring financial income75€898€3k▲
Financial charges65/66B€13k€6k▼
Recurring financial charges65€13k€6k▼
Profit (loss) for the period before taxes9903€131k€100k▼
Income taxes67/77€40k€45k▲
Profit (loss) for the period9904€90k€55k▼
Profit (loss) for the period to be appropriated9905€90k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.06M€1.03M▼
Profit (loss) brought forward from the previous period14P€974k€974k=
Transfer from equity791/2-€70k
Transfer to equity691/2€90k€54k▼
To other reserves6921€90k€54k▼
Profit to be distributed694/7-€136k
Return on contributions (dividend)694-€136k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 184 days late
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
30-09
Financial
Highest result since 2018net €196k ▲74.7%
Operating result €297k, net result €196k, both a record.
30-09
Financial
Equity above €1MEq €1.14M ▲20.9%
5 profitable years in a row build equity to €1.14M.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 47 days late
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bundergaarde 61970 Wezembeek-OppemGround area
326 m²
Building footprint
110 m²
Volume, LiDAR
5 m³
Parcel 22302D0273/00P000, Flanders · tallest building 1.0 m. Linked by address, not a title deed.
1 establishment unit
Bundergaarde 6, 1970 Wezembeek-Oppem
since 20062.155.202.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0273/00P000 | Flanders | 326 m² | 1 · 110 m² | 1.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 5,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-2006
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
45211
43331Floor and wall tiling
43343Specialised construction activities
43410Roofing work
45212
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.