V.P. Construct
ActiveV.P. Construct has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €12k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+47
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 16.33 against 43.56 in 2024), and 27.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.9%
Return on assets
7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
27 d early
2023
28 d early
2022
35 d early
2021
on the day
2020
17 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 10.6%
2024 · €116k
2019: €81k
2020: €91k
2021: €94k
2022: €109k
2023: €116k
2024: €116k
2019 → 2025
Total assets
€176k▲ 11.6%
2024 · €157k
2019: €181k
2020: €184k
2021: €134k
2022: €195k
2023: €179k
2024: €157k
2019 → 2025
Net result
€12k▲ 9,004%
2024 · €135
2019: €25k
2020: €10k
2021: €3k
2022: €14k
2023: €7k
2024: €135
2019 → 2025
Working capital
€140k▲ 6.7%
2024 · €131k
2019: €86k
2020: €85k
2021: €86k
2022: €130k
2023: €136k
2024: €131k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€109k▲ 14.9%€116k▲ 6.7%€116k▲ 0.1%€128k▲ 10.6%
Operating result€13k-€20k▲ 49.4%€10k▼ 52.0%€2k▼ 83.8%€17k▲ 1,015%
Net result€3k-€14k▲ 304%€7k▼ 48.8%€135▼ 98.1%€12k▲ 9,004%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,015% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€27k▲ 15.1%
Current assets
€149k▲ 11.0%
Equity and liabilities €176k
Equity
€128k▲ 10.6%
Provisions
€39k=
Debt
€9k▲ 196%
The debt ratio rises from 2.0% to 5.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€21k▲
2024 · €6k
Cash flow
€16k▲
2024 · €4k
Solvency
72.9%▼
2024 · 73.6%
Current ratio
16.33▼
2024 · 43.56
Quick ratio
16.33▼
2024 · 43.56
Debt / equity
0.07▲
2024 · 0.03
ROE
9.6%▲
2024 · 0.1%
ROA
7.0%▲
2024 · 0.1%
Interest coverage
65.04▲
2024 · 3.93
Debt
€9k▲
2024 · €3k
Debt ≤ 1 year
€9k▲
2024 · €3k
Income taxes
€5k▲
2024 · €41
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€176k▲
Fixed assets21/28€24k€27k▲
Intangible fixed assets21€938€4k▲
Tangible fixed assets22/27€23k€23k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€17k€15k▼
Other tangible fixed assets26€4k€4k=
Current assets29/58€134k€149k▲
Amounts receivable within one year40/41€109k€115k▲
Trade receivables40-€8k
Other amounts receivable41€109k€108k▼
Cash at bank and in hand54/58€25k€33k▲
Equity and liabilities
Total equity and liabilities10/49€157k€176k▲
Equity10/15€116k€128k▲
Contributions10/11€11k€11k=
Reserves13€105k€117k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€103k€115k▲
Provisions and deferred taxes16€39k€39k=
Provisions for liabilities and charges160/5€39k€39k=
Other liabilities and charges164/5€39k€39k=
Amounts payable17/49€3k€9k▲
Amounts payable within one year42/48€3k€9k▲
Current portion of amounts payable after more than one year42€445-
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€41€7k▲
Taxes450/3€41€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€10k€23k▲
Operating profit (loss)9901€2k€17k▲
Financial income75/76B€35€78▲
Recurring financial income75€35€78▲
Financial charges65/66B€1k€325▼
Recurring financial charges65€1k€325▼
Profit (loss) for the period before taxes9903€176€17k▲
Income taxes67/77€41€5k▲
Profit (loss) for the period9904€135€12k▲
Profit (loss) for the period to be appropriated9905€135€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€135€12k▲
Transfer to equity691/2€135€12k▲
To other reserves6921€135€12k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €135 ▼98.1%
Net result drops to €135, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 5current ratio 43.56
Current ratio from 9.64 to 43.56; short-term debt falls from €16k to €3k.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity doublescurrent ratio 9.64
Current ratio from 4.78 to 9.64; short-term debt falls from €34k to €16k.
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100kEq €109k ▲14.9%
4 profitable years in a row build equity to €109k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 5.77
Current ratio from 2.33 to 5.77; short-term debt falls from €64k to €18k.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules De Cocklaan 1149050 GentGround area
597 m²
Building footprint
134 m²
Parcel 44363B0556/00P006, Flanders. Linked by address, not a title deed.
1 establishment unit
V.P. Construct
since 20082.170.939.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44363B0556/00P006 | Flanders | 597 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,448 companies in sector 25530 we hold annual accounts for 1,645. 1,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-05-2008
Fiscal year end30-06
Activities, NACEBEL
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:(0474)22 70 35