Summary
V+ Invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €472k and a net result of €300k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 6156 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
43 d early
2022
35 d early
2021
33 d early
2020
24 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€472k▲ 21.2%
2023 · €389k
2018: €86k
2019: €288k
2020: €289k
2021: €288k
2022: €388k
2023: €389k
2018 → 2024
Net result
€300k▲ 13.4%
2023 · €264k
2018: €477
2019: €203k
2020: €74k
2021: €666k
2022: €379k
2023: €264k
2018 → 2024
Total assets
€474k▼ 27.5%
2023 · €653k
2018: €173k
2019: €380k
2020: €457k
2021: €1.06M
2022: €772k
2023: €653k
2018 → 2024
Solvency
99.7%▲ 40.1pp
2023 · 59.6%
2018: 49.4%
2019: 76.0%
2020: 63.2%
2021: 27.3%
2022: 50.3%
2023: 59.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€289k-€288k▼ 0.2%€388k▲ 34.4%€389k▲ 0.4%€472k▲ 21.2%
Operating result€4k-€4k▼ 14.5%€3k▼ 6.3%€-18k€1k
Net result€74k-€666k▲ 801%€379k▼ 43.1%€264k▼ 30.3%€300k▲ 13.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €18k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €474k
Fixed assets
€369k =
Current assets
€104k ▼ 63.3%
Equity and liabilities €474k
Equity
€472k ▲ 21.2%
Debt
€1k ▼ 99.5%
Debt's share of the balance-sheet total falls from 40.4% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
63.5%▼
2023 · 67.8%
ROA
63.3%▲
2023 · 40.5%
Debt ≤ 1 year
€1k▼
2023 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€653k€474k▼
Fixed assets21/28€369k€369k=
Financial fixed assets28€369k€369k=
Current assets29/58€284k€104k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€2k€2k=
Other amounts receivable41€100€16▼
Cash at bank and in hand54/58€282k€103k▼
Deferred charges and accrued income490/1€234-
Equity and liabilities
Total equity and liabilities10/49€653k€474k▼
Equity10/15€389k€472k▲
Contributions10/11€90k€90k=
Reserves13€299k€382k▲
Distributable reserves133€299k€382k▲
Amounts payable17/49€264k€1k▼
Amounts payable within one year42/48€264k€1k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Other amounts payable47/48€263k-
Accrued charges and deferred income492/3€90€88▼
Income statement
Code20232024
Other operating charges640/8€1k€528▼
Gross operating margin9900€-17k€2k▲
Operating profit (loss)9901€-18k€1k▲
Financial income75/76B€283k€299k▲
Recurring financial income75€283k€299k▲
Financial charges65/66B€55€67▲
Recurring financial charges65€55€67▲
Profit (loss) for the period before taxes9903€264k€300k▲
Profit (loss) for the period9904€264k€300k▲
Profit (loss) for the period to be appropriated9905€264k€300k▲
Appropriation of the result
Profit (loss) to be appropriated9906€264k€300k▲
Transfer from equity791/2-€217k
Transfer to equity691/2€2k€300k▲
To other reserves6921€2k€300k▲
Profit to be distributed694/7€263k€217k▼
Return on contributions (dividend)694€263k€217k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 81current ratio 86.68
Current ratio from 1.08 to 86.68; short-term debt falls from €264k to €1k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €666k ▲801%
Net result €666k, the highest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €288k ▲237%
2 profitable years in a row build equity to €288k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Maria-Aalterstraat 389880 AalterGround area
628 m²
Building footprint
109 m²
Volume, LiDAR
739 m³
Parcel 44503H0449/00E004, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V+ Invest
since 20152.243.440.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503H0449/00E004 | Flanders | 628 m² | 1 · 109 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JUEL
BE 0501.767.538
Wortegem-Petegem · Eq €472,225
BEAVER INVESTMENT GROUP
BE 0650.979.767
Balen · Eq €472,306
ANCHOR
BE 0655.811.555
Vorselaar · Eq €472,327
JACOBA TRADING
BE 0651.758.242
Diest · Eq €472,336
PLAS-TRON
BE 0478.834.857
Hasselt · Eq €472,544
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.