V.G.I.
ActiveV.G.I. has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.01M and a net result of €-24k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 80.96 against 84.27 in 2024; short-term debt: 0.3% and cash: 1.8% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
-1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
128 d early
2024
92 d early
2023
33 d early
2022
90 d early
2021
44 d early
2020
24 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.01M▼ 0.7%
2024 · €2.03M
2018: €1.11M
2019: €1.11M
2020: €1.12M
2021: €1.41M
2022: €1.73M
2023: €2.06M
2024: €2.03M
2018 → 2025
Total assets
€2.42M▼ 1.1%
2024 · €2.45M
2018: €1.66M
2019: €1.64M
2020: €1.63M
2021: €1.99M
2022: €2.35M
2023: €2.59M
2024: €2.45M
2018 → 2025
Net result
€-24k▲ 21.3%
2024 · €-30k
2018: €-4k
2019: €302
2020: €11k
2021: €292k
2022: €319k
2023: €329k
2024: €-30k
2018 → 2025
Working capital
€601k▲ 5.5%
2024 · €570k
2018: €1.01M
2019: €800k
2020: €224k
2021: €147k
2022: €309k
2023: €572k
2024: €570k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.41M-€1.73M▲ 22.6%€2.06M▲ 19.0%€2.03M▼ 1.7%€2.01M▼ 0.7%
Operating result€410k-€443k▲ 7.9%€555k▲ 25.4%€-20k€-16k▲ 17.1%
Net result€292k-€319k▲ 9.3%€329k▲ 3.0%€-30k€-24k▲ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets
€1.82M▼ 3.1%
Current assets
€608k▲ 5.5%
Equity and liabilities €2.42M
Equity
€2.01M▼ 0.7%
Provisions
€404k▼ 3.5%
Debt
€8k▲ 11.2%
The debt ratio stays at 0.3%.
Key figures and ratios
EBITDA
€45k▲
2024 · €42k
Cash flow
€38k▲
2024 · €32k
Solvency
83.0%▲
2024 · 82.7%
Current ratio
80.96▼
2024 · 84.27
Quick ratio
80.96▼
2024 · 84.27
Debt / equity
0.00▲
2024 · 0.00
ROE
-1.2%▲
2024 · -1.5%
ROA
-1.0%▲
2024 · -1.2%
Interest coverage
3.00▲
2024 · 1.66
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€8k▲
2024 · €7k
Income taxes
€8k▲
2024 · €5k
Staff costs
€15k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.45M€2.42M▼
Fixed assets21/28€1.88M€1.82M▼
Tangible fixed assets22/27€1.88M€1.82M▼
Land and buildings22€1.87M€1.82M▼
Furniture and vehicles24€909€460▼
Financial fixed assets28€184€184=
Current assets29/58€576k€608k▲
Amounts receivable within one year40/41€3k€149▼
Other amounts receivable41€3k€149▼
Current investments50/53€540k€565k▲
Cash at bank and in hand54/58€33k€43k▲
Deferred charges and accrued income490/1€113€40▼
Equity and liabilities
Total equity and liabilities10/49€2.45M€2.42M▼
Equity10/15€2.03M€2.01M▼
Contributions10/11€62k€62k=
Revaluation surpluses12-€24k
Reserves13€1.86M€1.82M▼
Tax-exempt reserves132€995k€956k▼
Distributable reserves133€862k€864k▲
Profit (loss) carried forward14€108k€108k=
Provisions and deferred taxes16€418k€404k▼
Deferred taxes168€418k€404k▼
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€8k▲
Trade debts44€571€577▲
Suppliers440/4€571€577▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€915€2k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€943€895▼
Accrued charges and deferred income492/3-€90
Income statement
Code20242025
Remuneration, social security and pensions62€15k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k▲
Other operating charges640/8€12k€10k▼
Gross operating margin9900€68k€70k▲
Operating profit (loss)9901€-20k€-16k▲
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€25k€15k▼
Recurring financial charges65€25k€15k▼
Profit (loss) for the period before taxes9903€-40k€-30k▲
Transfer from deferred taxes780€15k€15k=
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€-30k€-24k▲
Transfer from tax-exempt reserves789€39k€39k=
Profit (loss) for the period to be appropriated9905€9k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€124k▲
Profit (loss) brought forward from the previous period14P€102k€108k▲
Transfer from equity791/2€11k€13k▲
Transfer to equity691/2€9k€16k▲
To other reserves6921€9k€16k▲
Profit to be distributed694/7€5k€13k▲
Return on contributions (dividend)694€5k€13k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-30k ▼109%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 12current ratio 84.27
Current ratio from 7.05 to 84.27; short-term debt falls from €95k to €7k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €329k ▲3%
Operating result €555k, net result €329k, both a record.
31-12
Financial
Equity above €2MEq €2.06M ▲19%
5 profitable years in a row build equity to €2.06M.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €302
Net result €302 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gildehof 211730 AsseGround area
2,824 m²
Building footprint
121 m²
Volume, LiDAR
32 m³
Parcel 23322L0481/00B000, Flanders · tallest building 3.8 m. Linked by address, not a title deed.
1 establishment unit
Gildehof 21, 1730 Asse
since 19892.043.515.430
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322L0481/00B000 | Flanders | 2,824 m² | 1 · 121 m² | 3.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZEX IMMO
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Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 3,624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1989
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsExtraordinary general meeting
Agenda
1. a. Toelichting van het voorstel tot omzetting in het verslag van de raad van bestuur, samen met de staat van activa en passiva. b. Verslag van de accountant over de staat van activa en passiva. 2. Omzetting van de vennootschap in een commanditaire vennoot- schap op aandelen. 3. Aanpassing en omwerking van de statuten. De aandeelhouders worden verzocht zich te schikken naar de statuten.
Ordinary general meeting
Agenda
1. Verslag raad van bestuur. 2. Goedkeuring jaar- rekening afgesloten per 31 december 2007. 3. Bestemming van het resultaat. 4. Kwijting te verlenen aan de bestuurders. 5. Benoeming bestuurders. 6. Beraadslaging omtrent artikel 96 ten 6e wettelijke venn. en artikel 332 wettelijke venn. 7. Rondvraag. De aandeelhouders worden verzocht zich te schikken naar de bepalingen van de statuten.