V.D.E.
ActiveV.D.E. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €527k and a net result of €-31k. Equity is growing by ~3.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 7.44 against 12.68 in 2024), and 9.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.8%
Return on assets
-5.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€31k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
58 d early
2022
6 d early
2021
34 d early
2020
58 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€527k▼ 5.5%
2024 · €557k
2018: €460k
2019: €441k
2020: €425k
2021: €412k
2022: €610k
2023: €615k
2024: €557k
2018 → 2025
Total assets
€580k▼ 5.5%
2024 · €614k
2018: €619k
2019: €602k
2020: €586k
2021: €580k
2022: €824k
2023: €685k
2024: €614k
2018 → 2025
Net result
€-31k▲ 46.5%
2024 · €-57k
2018: €-20k
2019: €-18k
2020: €-16k
2021: €-14k
2022: €238k
2023: €5k
2024: €-57k
2018 → 2025
Working capital
€217k▼ 13.2%
2024 · €249k
2018: €74k
2019: €83k
2020: €85k
2021: €84k
2022: €355k
2023: €280k
2024: €249k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€412k-€610k▲ 48.0%€615k▲ 0.8%€557k▼ 9.3%€527k▼ 5.5%
Operating result€-13k-€260k€7k▼ 97.2%€-58k€-32k▲ 44.7%
Net result€-14k-€238k€5k▼ 97.9%€-57k€-31k▲ 46.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €58k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €580k
Fixed assets
€330k▼ 3.8%
Current assets
€250k▼ 7.6%
Equity and liabilities €580k
Equity
€527k▼ 5.5%
Debt
€54k▼ 5.5%
The debt ratio stays at 9.2%.
Key figures and ratios
EBITDA
€-4k▲
2024 · €-30k
Cash flow
€-2k▲
2024 · €-29k
Solvency
90.8%=
2024 · 90.8%
Current ratio
7.44▼
2024 · 12.68
Quick ratio
7.44▼
2024 · 12.68
Debt / equity
0.10=
2024 · 0.10
ROE
-5.8%▲
2024 · -10.3%
ROA
-5.3%▲
2024 · -9.3%
Interest coverage
-19.86▲
2024 · -165.91
Debt
€54k▼
2024 · €57k
Debt ≤ 1 year
€34k▲
2024 · €21k
Debt > 1 year
€20k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€614k€580k▼
Fixed assets21/28€343k€330k▼
Tangible fixed assets22/27€343k€330k▼
Land and buildings22€343k€330k▼
Current assets29/58€271k€250k▼
Amounts receivable within one year40/41€52k€55k▲
Trade receivables40€52k€54k▲
Other amounts receivable41€213€664▲
Cash at bank and in hand54/58€217k€194k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€614k€580k▼
Equity10/15€557k€527k▼
Contributions10/11€470k€470k=
Capital10€470k€470k=
Issued capital100€470k€470k=
Reserves13€145k€145k=
Non-distributable reserves130/1€47k€47k=
Legal reserve130€47k€47k=
Distributable reserves133€98k€98k=
Profit (loss) carried forward14€-57k€-88k▼
Amounts payable17/49€57k€54k▼
Amounts payable after more than one year17€35k€20k▼
Financial debts170/4€35k€20k▼
Amounts payable within one year42/48€21k€34k▲
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€7k€1k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€6k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▲
Other operating charges640/8€9k€10k▲
Gross operating margin9900€-20k€6k▲
Operating profit (loss)9901€-58k€-32k▲
Financial income75/76B€709€2k▲
Recurring financial income75€709€2k▲
Financial charges65/66B€178€183▲
Recurring financial charges65€178€183▲
Profit (loss) for the period before taxes9903€-57k€-31k▲
Profit (loss) for the period9904€-57k€-31k▲
Profit (loss) for the period to be appropriated9905€-57k€-31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-57k€-88k▼
Profit (loss) brought forward from the previous period14P-€-57k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-57k ▼1256%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €238k
Net result €238k after 4 loss-making years.
31-12
Financial
Equity above €500kEq €610k ▲48%
Equity rises from €412k to €610k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 2 establishment units since 1993
Ground area
6,530 m²
Building footprint
380 m²
Volume, LiDAR
2,666 m³
2 parcels, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Chaussée de Louvain 81, 5310 Eghezée
since 19932.069.111.453
Rue d'Acosse(HAN) 1, 4210 Burdinne
since 20002.069.111.354
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61025B0001/02D000 | Wallonia | 5,003 m² | 1 · 243 m² | 14.8 m · 4 fl. |
| 92035A0595/00A002 | Wallonia | 1,526 m² | 1 · 138 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-10-1993
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.