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V.B.G.

Active
Private limited company· 37 yrs active
Kalmthoutsesteenweg 32 ·2950 Kapellen, Belgium
KBO/BCE: BE 0437.888.979
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age37 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of V.B.G. is 0.8% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-09-2025 60 d late 2025-00510870
31-12-2023 31-07-2024 30-04-2024 92 d early 2024-00076994
31-12-2022 31-07-2023 03-07-2023 28 d early 2023-00198071
31-12-2021 31-07-2022 14-09-2022 45 d late 2022-20428894
31-12-2020 31-07-2021 20-07-2021 11 d early 2021-37700291
31-12-2019 31-07-2020 30-07-2020 1 d early 2020-37600310
31-12-2018 31-07-2019 13-05-2019 79 d early 2019-12800296
31-12-2017 31-07-2018 24-07-2018 7 d early 2018-38300422
31-12-2016 31-07-2017 16-06-2017 45 d early 2017-17600151
31-12-2015 31-07-2016 08-07-2016 23 d early 2016-28800113

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 29-09-2025 2025-00510870
31-12-2023 verkort 30-04-2024 2024-00076994
31-12-2022 verkort 03-07-2023 2023-00198071
31-12-2021 verkort 14-09-2022 2022-20428894
31-12-2020 verkort 20-07-2021 2021-37700291
31-12-2019 verkort 30-07-2020 2020-37600310
31-12-2018 micro 13-05-2019 2019-12800296
31-12-2017 micro 24-07-2018 2018-38300422
31-12-2016 micro 16-06-2017 2017-17600151
31-12-2015 verkort 08-07-2016 2016-28800113

Directors

Directors & mandates

2 directors
Current directors & mandates
  • EletechLegal entity
    Director· perm. rep.: Gevens Kris
    State Gazette act 23450909 (08-12-2023)
    Current
    08-12-2023 → present
Former directors (1)
  • Bergé Martine
    Manager
    State Gazette act 23450909 (08-12-2023)
    Former
    - → 08-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation03-07-1989
StatusActive
Postal code2950

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
V.B.G.
Kalmthoutsesteenweg 32, 2950 KapellenOndersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19892.044.410.404
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,672 m²
Buildings1
Building footprint281 m²
Volume (LiDAR)1,842 m³
Tallest building9.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11902H0009/00C002 Flanders 3,672 m² 1 · 281 m² 9.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
08-12-2023 2 directors appointed, 1 resigning Director changes·Rebecca Loontiens
  • Gevens Kris, Bestuurder
  • De deyne, Verhoeye Accountants en Belastingsconsulenten nv, Gedelegeerd bestuurder
  • Bergé Martine, Zaakvoerder
Notary: Rebecca Loontiens · Antwerpen

Analysis

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL V.B.G.
Registered office
Kalmthoutsesteenweg 32
2950 Kapellen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.