UVO Management
ActiveUVO Management has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €48k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+28
Solvency100▲+12
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.77 against 1.56 in 2024), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
9.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
52 d early
2023
35 d early
2022
46 d early
2021
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€362k▲ 11.0%
2024 · €326k
2021: €94k
2022: €286k
2023: €397k
2024: €326k
2021 → 2025
Total assets
€527k▼ 5.7%
2024 · €559k
2021: €478k
2022: €597k
2023: €662k
2024: €559k
2021 → 2025
Net result
€48k▲ 95.9%
2024 · €24k
2021: €103k
2022: €192k
2023: €143k
2024: €24k
2021 → 2025
Working capital
€79k▲ 60.8%
2024 · €49k
2021: €-1k
2022: €139k
2023: €167k
2024: €49k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€286k▲ 204%€397k▲ 39.1%€326k▼ 18.0%€362k▲ 11.0%
Operating result€82k-€46k▼ 43.7%€4k▼ 91.2%€35k▲ 766%€38k▲ 9.2%
Net result€103k-€192k▲ 86.0%€143k▼ 25.5%€24k▼ 82.9%€48k▲ 95.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €527k
Fixed assets
€420k▼ 0.6%
Current assets
€107k▼ 21.6%
Equity and liabilities €527k
Equity
€362k▲ 11.0%
Debt
€166k▼ 29.0%
The debt ratio falls from 41.7% to 31.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€51k▲
2024 · €46k
Cash flow
€60k▲
2024 · €36k
Solvency
68.6%▲
2024 · 58.3%
Current ratio
3.77▲
2024 · 1.56
Quick ratio
3.77▲
2024 · 1.56
Debt / equity
0.46▼
2024 · 0.72
ROE
13.2%▲
2024 · 7.5%
ROA
9.1%▲
2024 · 4.4%
Interest coverage
18.03▲
2024 · 13.11
Debt
€166k▼
2024 · €233k
Debt ≤ 1 year
€29k▼
2024 · €88k
Debt > 1 year
€126k▼
2024 · €136k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€559k€527k▼
Fixed assets21/28€422k€420k▼
Tangible fixed assets22/27€74k€67k▼
Land and buildings22€53k€47k▼
Furniture and vehicles24€18k€17k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€348k€353k▲
Current assets29/58€137k€107k▼
Amounts receivable within one year40/41€3k€18k▲
Trade receivables40€94€15k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€133k€90k▼
Deferred charges and accrued income490/1€846€99▼
Equity and liabilities
Total equity and liabilities10/49€559k€527k▼
Equity10/15€326k€362k▲
Contributions10/11€5k€5k=
Reserves13€320k€355k▲
Distributable reserves133€320k€355k▲
Profit (loss) carried forward14€709€2k▲
Amounts payable17/49€233k€166k▼
Amounts payable after more than one year17€136k€126k▼
Financial debts170/4€136k€126k▼
Amounts payable within one year42/48€88k€29k▼
Current portion of amounts payable after more than one year42€52k€10k▼
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Other amounts payable47/48€26k€4k▼
Accrued charges and deferred income492/3€9k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€47k€52k▲
Operating profit (loss)9901€35k€38k▲
Financial income75/76B€301€20k▲
Recurring financial income75€301€20k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€32k€56k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€24k€48k▲
Profit (loss) for the period to be appropriated9905€24k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€49k▲
Profit (loss) brought forward from the previous period14P€2k€709▼
Transfer from equity791/2€96k€12k▼
Transfer to equity691/2€26k€47k▲
To other reserves6921€26k€47k▲
Profit to be distributed694/7€96k€12k▼
Return on contributions (dividend)694€96k€12k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity doublescurrent ratio 3.77
Current ratio from 1.56 to 3.77; short-term debt falls from €88k to €29k.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €24k ▼82.9%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2021net €192k ▲86%
Net result €192k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 3.11
Current ratio from 0.99 to 3.11; short-term debt falls from €89k to €66k.
30-06
Financial
Equity above €200kEq €286k ▲204%
2 profitable years in a row build equity to €286k.
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizershoek 762550 KontichGround area
991 m²
Building footprint
187 m²
Volume, LiDAR
967 m³
Parcel 11024F0147/00D006, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UVO Management
since 20202.298.292.066
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0147/00D006 | Flanders | 991 m² | 1 · 187 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 36,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.