Checked.be
Active
BE 1017.928.094Private limited company
UTZ-RI
Geuzenberg 25 ·9160 Lokeren, Belgium· 1 yrs active
Sector: Other business support services
(82990)
Conclusion
UTZ-RI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 20% of 7538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €6k |
| Net result | €3k |
| Better than sector | 20% |
| Active | 1 yrs |
Financial profile
54
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
43
Profitability
100
Solvency
7
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
43
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score components
Liquidity
Current ratio 0.22 (< 1.0)
-10
Quick ratio
Quick ratio 0.22 (< 0.6)
-5
Leverage
Debt/equity 8.26 (> 3.0)
-10
Profitability
ROE 50% (≥ 10%)
+10
Interest coverage
Interest coverage 18.4× (≥ 3×)
+8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 10.8% | 50.9% | |
| Net result | €3k | €16k | |
| Equity | €6k | €58k | |
| Gross operating margin | €17k | €40k | |
| Total assets | €55k | €140k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €12k |
| Net profit | €3k |
| Cash flow | €10k |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €55k |
| Equity | €6k |
| Debt | €49k |
| of which ≤ 1y | €42k |
| of which > 1y | €7k |
| Working capital | €-33k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.22 |
| Quick ratio | 0.22 |
| Working capital ratio | -59.4% |
| Solvency | 10.8% |
| Debt / equity | 8.26 |
| Long-term debt ratio | 1.23 |
| Interest coverage | 18.40 |
| Gross margin | - |
| Net margin | - |
| ROA | 5.4% |
| ROE | 49.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €55k |
| Fixed assets | 21/28 | €46k |
| Tangible fixed assets | 22/27 | €45k |
| Financial fixed assets | 28 | €723 |
| Current assets | 29/58 | €9k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €55k |
| Equity | 10/15 | €6k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €3k |
| Amounts payable | 17/49 | €49k |
| Amounts payable after one year | 17 | €7k |
| Amounts payable within one year | 42/48 | €42k |
| Trade debts payable within one year | 44 | €28k |
| Income statement | ||
| Gross operating margin | 9900 | €17k |
| Operating result | 9901 | €5k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €644 |
| Result before taxes | 9903 | €5k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
Legal Structure
| NACE primary | Other business support services(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 24-12-2024 |
| Status | Active |
| Postal code | 9160 |
Establishment units
UTZ-RI
since 20242.368.166.314
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0982/00H002 | Flanders | 284 m² | 1 · 92 m² | 8.2 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
24-03
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 03/03/2026
- Registered-office move, Geuzenberg 25, 9160 Lokeren
State Gazette actNBB filing
Belgian State Gazette reading coverage
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
24-03-2026
Seat change: to: Geuzenberg 25, 9160 Lokeren, from: Rechtstraat 47, 9160 Lokeren, effective_date: 2026-03-03
All acts · 2
updated 5 months ago
2026
24-03-2026 Board meeting · Seat change
- Publication: 24/03/2026 · UTZ-RI
- Filing: 16/03/2026 · UTZ-RI
- Board meeting: 03/03/2026 · UTZ-RI
- Seat change: to: Geuzenberg 25, 9160 Lokeren, from: Rechtstraat 47, 9160 Lokeren, effective_date: 2026-03-03 · UTZ-RI
Summary:
Board meeting · Seat change
Technical details
{
"facts": [
{
"date": "2026-03-24",
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 24/03/2026",
"value": "24/03/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-03-16",
"type": "filing",
"quote": "NEERLEGGNG TER GRIFFIE ... 16 MAART 2026",
"value": "16/03/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-03-03",
"type": "board_meeting",
"quote": "Op 3/03/2026 heeft het bevoegde bestuursorgaan als volgt beslist",
"value": "03/03/2026",
"object": null,
"subject": "e1"
},
{
"date": "2026-03-03",
"type": "seat_change",
"quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Rechtstraat 47, 9160 Lokeren naar Geuzenberg 25, 9160 Lokeren, en dit vanaf 03/03/2026.",
"value": {
"to": "Geuzenberg 25, 9160 Lokeren",
"from": "Rechtstraat 47, 9160 Lokeren",
"effective_date": "2026-03-03"
},
"object": null,
"subject": "e1",
"_value_raw": {
"to": "Geuzenberg 25, 9160 Lokeren",
"from": "Rechtstraat 47, 9160 Lokeren",
"effective_date": "03/03/2026"
}
}
],
"act_meta": {
"outcome": "clean",
"model_id": 50,
"verified": true,
"extractor": "verified-v1",
"ocr_chars": 1158,
"truncated": false
},
"entities": [
{
"id": "e1",
"kbo": "1017.928.094",
"kind": "company",
"name": "UTZ-RI",
"attrs": {
"legal_form": "Besloten vennootschap (BV)",
"short_name": "UTZ-RI"
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "Riccardo Utzeri",
"attrs": {}
}
]
}2024
30-12-2024 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "9160 Lokeren, Rechtstraat 47",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "UTZERI Riccardo",
"niss": null,
"address": "9160 Lokeren, Rechtstraat 47"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "UTZERI Riccardo",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "1017.928.094",
"name_full": "UTZ-RI",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2024-12-20",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Other business support services82990Other building cleaning and industrial cleaning81220
Names & trade names
| Legal nameNL | UTZ-RI |
Similar companies
JR Advisory
BE 1010.840.067 · Nazareth-De Pinte
WOODY CONSULTING
BE 0786.483.918 · Elsene
CG DYNAMICS
BE 1020.422.578 · Lede
AH SCUTUM
BE 1001.657.335 · Brussel
jPi CONSULT
BE 0789.631.270 · Fernelmont