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UTD

Active
Kapucinessenstraat 6 ·2000 Antwerpen, Belgium
KBO/BCE: BE 0799.245.752
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of UTD is 0.8% (low). The 2023 annual accounts show equity of €6k and a net result of €5k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-08-2025 25 d late 2025-00422460
31-12-2023 31-07-2024 31-08-2024 31 d late 2024-00443817

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€6k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€5k
Cash flow-
Staff costs-
Income taxes€1k
Dividends-
Total assets€14k
Equity€6k
Debt€7k
of which ≤ 1y€7k
of which > 1y-
Working capital€6k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.88
Quick ratio1.88
Working capital ratio46.8%
Solvency46.8%
Debt / equity1.14
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA39.5%
ROE84.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€14k
Current assets 29/58€14k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€14k
Equity 10/15€6k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€5k
Amounts payable 17/49€7k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€7k
Operating result 9901€7k
Financial income 75€2k
Financial charges 65€3k
Result before taxes 9903€7k
Income taxes 67/77€1k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
78 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
2 companies at this address See who is registered here

Establishment units

1 location
UTD
Kapucinessenstraat 6, 2000 AntwerpenHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20232.344.221.665
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area104 m²
Buildings1
Building footprint90 m²
Volume (LiDAR)1,148 m³
Tallest building15.9 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11804D1904/00K003 Flanders 104 m² 1 · 90 m² 15.9 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency89Growth-Stability79
86 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 89
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
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Primary activity highlighted.
Names & trade names
Legal nameNL UTD
Registered office
Kapucinessenstraat 6
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.