Skip to content
Checked.be
Complete company report
Generated 10-08-2026
Active BE 0426.950.547Public limited company

us-e

Brielmolenstraat 91 ·9160 Lokeren, Belgium· 42 yrs active
Sector: NACE 82990 (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of us-e is 0.3% (very low). The 2023 annual accounts show equity of €184k and a net result of €-44k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 2557 sector peers (fiscal year 2023). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €184k
Net result €-44k
Better than sector 35%
Active 42 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health15Profitability0Solvency41Growth32Stability100
38 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 15
Profitability 0
Solvency 41
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Annual accounts: weaker financial profile +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
15 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-08-2024 with the NBB · fiscal year 2023 · micro
€-600k€-400k€-200k€0Operating result 2019: €-443k€-443kNet result 2019: €77k€77kOperating result 2020: €-16k€-16kNet result 2020: €66k€66kOperating result 2021: €5k€5kNet result 2021: €10k€10kOperating result 2022: €42k€42kNet result 2022: €28k€28kOperating result 2023: €-44k€-44kNet result 2023: €-44k€-44k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~5.5%/year over 6 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k2024: €183k (€160k - €205k)2025: €170k (€134k - €206k)2026: €157k (€108k - €206k)2018: €520k2019: €233k2020: €222k2021: €232k2022: €260k2023: €184k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 33.4% 51.1%
better than 35% of 2557 sector peers
Net result €-44k €16k
better than 5% of 2553 sector peers
Equity €184k €34k
better than 90% of 2558 sector peers
Gross operating margin €-24k €34k
better than 5% of 2551 sector peers
Total assets €550k €85k
better than 92% of 2559 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-25k
- 18-23
Net profit
€-44k
- 18-23
Cash flow
€-26k
- 18-23
Total assets
€550k
+44.7% 18-23
Equity
€184k
-29.4% 18-23
Working capital
€-163k
- 18-23
Income taxes
€-153
- 18-23
Dividends
€75k
- 18-23
Debt
€366k
+206.5% 18-23
Debt ≤ 1y
€262k
+2392.9% 18-23
Debt > 1y
€76k
-29.8% 18-23
Current ratio
0.38
-98.6% 18-23
Quick ratio
0.38
-98.6% 18-23
Solvency
33.4%
-51.3% 18-23
Debt / equity
1.99
+334.4% 18-23
ROE
-24.2%
- 18-23
ROA
-8.1%
- 18-23
Interest coverage
-79.81
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-25k
Net profit€-44k
Cash flow€-26k
Staff costs-
Income taxes€-153
Dividends€75k
Total assets€550k
Equity€184k
Debt€366k
of which ≤ 1y€262k
of which > 1y€76k
Working capital€-163k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.38
Quick ratio0.38
Working capital ratio-29.6%
Solvency33.4%
Debt / equity1.99
Long-term debt ratio0.42
Interest coverage-79.81
Gross margin-
Net margin-
ROA-8.1%
ROE-24.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€550k
Fixed assets 21/28€451k
Tangible fixed assets 22/27€451k
Current assets 29/58€99k
Amounts receivable within one year 40/41€55k
Cash & bank 54/58€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€550k
Equity 10/15€184k
Contributions / capital 10/11€62k
Reserves 13€79k
Accumulated profits (losses) 14€43k
Amounts payable 17/49€366k
Amounts payable after one year 17€76k
Amounts payable within one year 42/48€262k
Trade debts payable within one year 44€44k
Income statement
Gross operating margin 9900€-24k
Operating result 9901€-44k
Financial income 75€0
Financial charges 65€319
Result before taxes 9903€-45k
Income taxes 67/77€-153
Net result for the period 9904€-44k
Result to be appropriated 9905€-44k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Bunkco BVLegal entity
    Manager
    State Gazette act 23042607 (27-03-2023)
    Current
    26-01-2023 → present
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Bunkco BVLegal entity
    Permanent representative· perm. rep.: Van Hoecke Kurt
    State Gazette act 23042607 (27-03-2023)
    Permanent representative
    27-03-2023 → present
Former directors (1)
  • Dominieke Vermeir
    Manager
    State Gazette act 23042607 (27-03-2023)
    Former
    - → 26-01-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary 82990
Legal form Public limited company(014)
Incorporation13-06-1984
StatusActive
Postal code9160
Establishment units 1 location
Us-e
Brielmolenstraat 91, 9160 LokerenBemiddeling in onroerend goed
since 19852.026.825.094
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46007D0847/00D000 Flanders 2,082 m² 1 · 852 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
27-03-2023
State Gazette act Capital & shares
2022
15-11-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
17-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
06-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
03-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
31-05-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
02-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Belgisch Staatsblad, acts 1 acts
Capital history · 1
27-03-2023
Capital change
All acts · 1 updated 3 years ago
2023
27-03-2023 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Dominieke Vermeir",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 599,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Bernard Van Damme",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 1,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": "0883.512.127",
          "rrn": null,
          "kind": "org",
          "name": "Bunkco BV",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-03-27",
    "filing_date": "2023-01-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "act_date": "2023-01-26",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-01-26"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0426.950.547",
    "name_full": "Immobili\u00EBn Wiemeir",
    "legal_form": "Commanditaire Vennootschap op aandelen",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Dominieke Vermeir",
      "role": null,
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Bernard Van Damme",
      "role": null,
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": "0883.512.127",
      "pct": null,
      "kind": "org",
      "name": "Bunkco BV",
      "role": null,
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL us-e
Registered office
Brielmolenstraat 91
9160 Lokeren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
J.M.S. BE 0442.957.725 · Tournai
ADVICE-NET BE 0421.505.184 · Brussel
MARTINE KAESEN BE 0423.741.926 · Brugge
IMMO BANNEUX BE 0440.235.488 · Tongeren-Borgloon
VICE VERSA BE 0441.368.014 · Leuven
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative