Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of URBICOOP is 0.8% (low). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 01-06-2026 | 60 d early | 2026-00129947 |
| 31-12-2024 | 31-07-2025 | 20-05-2025 | 72 d early | 2025-00099522 |
| 31-12-2023 | 31-07-2024 | 30-05-2024 | 62 d early | 2024-00101659 |
| 31-12-2022 | 31-07-2023 | 07-06-2023 | 54 d early | 2023-00114862 |
| 31-12-2021 | 31-07-2022 | 20-05-2022 | 72 d early | 2022-20030863 |
| 31-12-2020 | 31-07-2021 | 25-05-2021 | 67 d early | 2021-15100050 |
| 31-12-2019 | 31-07-2020 | 28-08-2020 | 28 d late | 2020-47500012 |
| 31-12-2018 | 31-07-2019 | 22-08-2019 | 22 d late | 2019-49300334 |
| 31-12-2017 | 31-07-2018 | 31-07-2018 | on the day | 2018-42000077 |
| 31-12-2016 | 31-07-2017 | 31-07-2017 | on the day | 2017-39400524 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro | 01-06-2026 | 2026-00129947 |
| 31-12-2024 | micro | 20-05-2025 | 2025-00099522 |
| 31-12-2023 | micro | 30-05-2024 | 2024-00101659 |
| 31-12-2022 | micro | 07-06-2023 | 2023-00114862 |
| 31-12-2021 | micro | 20-05-2022 | 2022-20030863 |
| 31-12-2020 | micro | 25-05-2021 | 2021-15100050 |
| 31-12-2019 | micro | 28-08-2020 | 2020-47500012 |
| 31-12-2018 | micro | 22-08-2019 | 2019-49300334 |
| 31-12-2017 | micro | 31-07-2018 | 2018-42000077 |
| 31-12-2016 | micro | 31-07-2017 | 2017-39400524 |
Directors
Directors & mandates
3 directors-
Current06-11-2023 → present
Historic, not recently confirmed (1)
-
Not recently confirmedlast confirmed in an act from 2017
2 events
- 01-05-2017 Appointed· Managing director
- 07-09-2015 Resigned· Managing director
Former directors (1)
-
Former07-09-2015 → 01-05-2017
2 events
- 01-05-2017 Resigned· Managing director
- 07-09-2015 Appointed· Managing director
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 10-11-1987 |
| Status | Active |
| Postal code | 5332 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92030B0045/00G000 | Wallonia | 9,358 m² | 1 · 504 m² | - |
| 84020A0776/00C000 | Wallonia | 305 m² | 1 · 198 m² | 9.9 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
6 acts28-01-2026 Transaction in capital or shares
08-10-2025 Publication in the Belgian Official Gazette, Miscellaneous
06-11-2023 DIEZ André Alphonse Joseph Fortunat appointed as director
08-05-2018 Articles of association amended
09-06-2017 1 director appointed, 1 resigning
- André Diez, Gedelegeerd bestuurder
- Véronique Diez, Gedelegeerd bestuurder
07-09-2015 1 director appointed, 1 resigning
- DIEZ Véronique, Gedelegeerd bestuurder
- DIEZ André, Gedelegeerd bestuurder
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | URBICOOP |