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Universal Human Services

Active
Emile Jacqmainlaan 84 ·1000 Brussel, Belgium
KBO/BCE: BE 0792.651.435
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Age3 yrs
Board1
Real estate1 parcel · 71 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Universal Human Services is 3.4% (moderate). The 2024 annual accounts show equity of €23k and a net result of €20k. Its solvency ranks better than 47% of 3354 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 31-10-2025 92 d late 2025-00560164
31-12-2023 31-07-2024 05-12-2024 127 d late 2024-00610415

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k+392.4%
Working capital€12k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2024 · micro
€0€5k€10k€15k€20kOperating result 2023: €851€851Net result 2023: €4k€4kOperating result 2024: €17k€17kNet result 2024: €20k€20k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 22.3% 25.2%
better than 47% of 3354 sector peers
Net result €20k €4k
better than 71% of 3341 sector peers
Equity €23k €23k
better than 51% of 3361 sector peers
Gross operating margin €18k €19k
better than 49% of 3327 sector peers
Total assets €105k €105k
better than 50% of 3359 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€20k
+392.4% 23-24
Total assets
€105k
+53.1% 23-24
Equity
€23k
+492.4% 23-24
Working capital
€12k
- 23-24
Income taxes
€1k
- 23-24
Debt
€82k
+26.3% 23-24
Debt ≤ 1y
€82k
+26.3% 23-24
Current ratio
1.15
+29.4% 23-24
Quick ratio
1.15
+29.4% 23-24
Solvency
22.3%
+286.9% 23-24
Debt / equity
3.49
-78.7% 23-24
ROE
83.1%
-16.9% 23-24
ROA
18.5%
+221.6% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€20k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€105k
Equity€23k
Debt€82k
of which ≤ 1y€82k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.15
Quick ratio1.15
Working capital ratio11.7%
Solvency22.3%
Debt / equity3.49
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA18.5%
ROE83.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€105k
Fixed assets 21/28€11k
Financial fixed assets 28€11k
Current assets 29/58€94k
Amounts receivable within one year 40/41€92k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€105k
Equity 10/15€23k
Accumulated profits (losses) 14€23k
Amounts payable 17/49€82k
Amounts payable within one year 42/48€82k
Trade debts payable within one year 44€65k
Income statement
Gross operating margin 9900€18k
Operating result 9901€17k
Financial income 75€2k
Financial charges 65€71
Result before taxes 9903€20k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
68 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • CHEUNG Ka Yan
    Director
    State Gazette act 24388837 (16-04-2024)
    Current
    16-04-2024 → present
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren(46160)
Legal form Private limited company(610)
Incorporation19-10-2022
StatusActive
Postal code1000

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Emile Jacqmainlaan 841000 Brussel

Establishment units

1 location
universal human services
Emile Jacqmainlaan 84, 1000 BrusselEetgelegenheden met volledige bediening
since 20222.338.220.632
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area71 m²
Buildings1
Building footprint59 m²
Volume (LiDAR)1,229 m³
Tallest building23.5 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21812N0910/00A003 Brussels 71 m² 1 · 59 m² 23.5 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Address history · 1
16-04-2024
v3.2
All acts · 5 updated 3 months ago
2026
30-04-2026 General meeting · Share transfer · Share distribution · Power of attorney Open-capture extraction
  • Filing: 2026-04-23 · Universal Human Services
  • General meeting: 2026-03-01 · Universal Human Services
  • Share transfer: shares: all shares, percentage: part of 100% · Su Chang
  • Share transfer: shares: all shares, percentage: part of 100% · Gao Haisheng
  • Share distribution: percentage: 100% · Universal Human Services
  • Power of attorney: purpose: alle formaliteiten te vervullen die voortvloeien uit deze besluiten, met inbegrip van de aanpassing van het aandeelhoudersregister, granted_to: iedere bestuurder of aan elke persoon die daartoe wordt aangeduid · Universal Human Services
  • Publication: 2026-04-30
  • Act object: Overdracht van aandelen en herstructurering van het aandeelhouderschap
Summary: General meeting · Share transfer · Share distribution · Power of attorney
2025
25-09-2025 Guo Anne Ting Wu Ye Jun resigns as director Director changes
  • Guo Anne Ting Wu Ye Jun, Bestuurder
Summary: v3.2
17-09-2025 Change in the board of directors Director changes
Summary: v3.2
2024
16-04-2024 Registered office moved from Sint-Jans-Molenbeek to Brussel Registered-office change
  • Louis Mettewielaan 46, 1080 Sint-Jans-Molenbeek → Emiel Jacqmainlaan 84, 1000 Brussel
Summary: v3.2
2022
21-10-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health68Profitability100Solvency34Growth78Stability94
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 68
Profitability 100
Solvency 34
Growth 78
Stability 94

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AI due-diligence brief

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 136 of the 1,280 companies in this sector. 104 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handelsbemiddeling in textiel, kleding, bont, schoeisel en lederwaren46160Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren46160Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Groothandel in weefsels, stoffen en fournituren46411Groothandel in weefsels, stoffen en fournituren46411Groothandel in huishoudtextiel en beddengoed46412Groothandel in huishoudtextiel en beddengoed46412Groothandel in overig textiel46419Groothandel in overig textiel46419Groothandel in behang, verf en woningtextiel46733Groothandel in behang, verf en woningtextiel46833
Primary activity highlighted.
Names & trade names
Legal nameNL Universal Human Services
Registered office
Emile Jacqmainlaan 84
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.