Checked.be
Active
BE 0745.571.692Private limited company
UNIVERS CLEAN
Louizalaan 209 ·1050 Elsene, Belgium· 6 yrs active
Sector: Bricklaying and masonry work
(43910)
Conclusion
The file of UNIVERS CLEAN contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.7% (moderate). The 2024 annual accounts show equity of €184k and a net result of €108k. Its solvency ranks better than 80% of 36382 sector peers (fiscal year 2024).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €184k |
| Net result | €108k |
| Better than sector | 80% |
| Active | 6 yrs |
Financial profile
91
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
100
Solvency
100
Growth
78
Stability
85
Bankruptcy probability (12 mo)
Risk Assessment
20 / 100
Moderate riskComponents
· 2 historical bankruptcy publications (+20)
Trust signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€17k
estimate, not credit advice
Score history
100
2022
93
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.84 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.84 (≥ 1.0)
+5
Leverage
Debt/equity 0.35 (< 1.0)
+10
Profitability
ROE 59% (≥ 10%)
+10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 12-11-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.1% | 46.6% | |
| Net result | €108k | €9k | |
| Equity | €184k | €58k | |
| Gross operating margin | €181k | €38k | |
| Staff costs | €38k | €40k |
€43k
-
22-24
€22k
-
22-24
€108k
+440.0%
22-24
€22k
-
22-24
€248k
+478.0%
22-24
€184k
+451.5%
22-24
€183k
+448.6%
22-24
€38k
-
22-24
€36k
+2871.2%
22-24
€64k
+569.9%
22-24
€64k
+569.9%
22-24
3.84
-14.1%
22-24
3.84
-14.1%
22-24
74.1%
-4.6%
22-24
0.35
+21.5%
22-24
58.5%
-2.1%
22-24
43.4%
-6.6%
22-24
46.3%
-
22-24
50.6%
-
22-24
132.36
-
22-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2022 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | €43k |
| EBITDA | - | €22k |
| Net profit | €108k | €20k |
| Cash flow | - | €22k |
| Staff costs | €38k | - |
| Income taxes | €36k | €1k |
| Dividends | - | - |
| Total assets | €248k | €43k |
| Equity | €184k | €33k |
| Debt | €64k | €10k |
| of which ≤ 1y | €64k | €10k |
| of which > 1y | - | - |
| Working capital | €183k | €33k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2024 | 2022 | |
|---|---|---|
| Current ratio | 3.84 | 4.47 |
| Quick ratio | 3.84 | 4.47 |
| Working capital ratio | 73.7% | 77.6% |
| Solvency | 74.1% | 77.6% |
| Debt / equity | 0.35 | 0.29 |
| Long-term debt ratio | - | - |
| Interest coverage | - | 132.36 |
| Gross margin | - | 58.3% |
| Net margin | - | 46.3% |
| ROA | 43.4% | 46.4% |
| ROE | 58.5% | 59.8% |
| EBITDA margin | - | 50.6% |
| Days sales outstanding | - | 27d |
| Days payable outstanding | 20d | 57d |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2022 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €248k | €43k |
| Fixed assets | 21/28 | €960 | €0 |
| Tangible fixed assets | 22/27 | - | €0 |
| Financial fixed assets | 28 | €960 | - |
| Current assets | 29/58 | €247k | €43k |
| Amounts receivable within one year | 40/41 | €242k | €43k |
| Cash & bank | 54/58 | €5k | €282 |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €248k | €43k |
| Equity | 10/15 | €184k | €33k |
| Contributions / capital | 10/11 | €2k | €2k |
| Reserves | 13 | €200 | - |
| Accumulated profits (losses) | 14 | €182k | €31k |
| Amounts payable | 17/49 | €64k | €10k |
| Amounts payable within one year | 42/48 | €64k | €10k |
| Trade debts payable within one year | 44 | €1k | €3k |
| Income statement | |||
| Turnover | 70 | - | €43k |
| Gross operating margin | 9900 | €181k | €26k |
| Operating result | 9901 | €144k | €19k |
| Financial income | 75 | - | €2k |
| Financial charges | 65 | €84 | €165 |
| Result before taxes | 9903 | €143k | €21k |
| Income taxes | 67/77 | €36k | €1k |
| Net result for the period | 9904 | €108k | €20k |
| Result to be appropriated | 9905 | €108k | €20k |
Directors & mandates
| Role | Name | Tenure |
|---|---|---|
| Curator | THIERRY BINDELLE RUE VAN EYCK 44 BTE 6,
1000 FR BRUXELLES-VILLE |
18-09-2023 → present |
Legal Structure
| NACE primary | Bricklaying and masonry work(43910) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2020 |
| Status | Active |
| Postal code | 1050 |
| First insolvency signal | 25-09-2023 |
| Latest insolvency signal | 05-12-2023 |
Establishment units
Akarovastraat 9, 1050 Elsene
since 20242.357.113.955
Real-estate footprint
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0129/00C002 | Brussels | 744 m² | 1 · 502 m² | 15.6 m · 5 fl. |
| 21807G0120/00L005 | Brussels | 700 m² | 1 · 700 m² | 32.2 m · 9 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 104 days late
2024
31-12
Financial
Equity above €150kEq €184k ▲451%
2 profitable years in a row build equity to €184k.
2023
05-12
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise francophone de Bruxelles · UNIVERS CLEAN SRL AVENUE LOUISE 209/7, 1050 IXELLES. déclarée le 18 septembre 2023 · event 27-11-2023
25-09
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · UNIVERS CLEAN SRL AVENUE LOUISE 209/7, 1050 IXELLES · event 18-09-2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Lifecycle & Insolvency Signals
05-12-2023
Bankruptcy
Bankruptcy reversal
25-09-2023
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Bricklaying and masonry work43910Specialised construction activities43994General cleaning of buildings81210Other building finishing work43350Other specialised construction activities43990Specialised construction activities43992Specialised construction activities43999Other postal and courier activities53200Other building cleaning and industrial cleaning81220
Names & trade names
| Legal nameNL | UNIVERS CLEAN |
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