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UNISOL

Active
Private limited company·Algemene elektrotechnische installatiewerken· 3 yrs active
Baron Ruzettelaan 3 ·8310 Brugge, Belgium
KBO/BCE: BE 0798.151.137
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Age3 yrs
Staff (FTE)4.4
Real estate1 parcel · 6,856 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of UNISOL is 3.9% (moderate). The 2025 annual accounts show negative equity (€-19k) and a net result of €-141k. Its solvency ranks better than 6% of 334 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-11-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 13-11-2025 13 d late 2025-00567700
31-03-2024 31-10-2024 10-06-2024 143 d early 2024-00119964

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-141k
Working capital€-67k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 13-11-2025 with the NBB · fiscal year 2025 · verkort
€-200k€0€200k€400k€600kOperating result 2024: €610k€610kNet result 2024: €562k€562kOperating result 2025: €-118k€-118kNet result 2025: €-141k€-141k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -3.8% 38.9%
better than 6% of 334 sector peers
Net result €-141k €40k
better than 5% of 334 sector peers
Equity €-19k €189k
better than 5% of 334 sector peers
Gross operating margin €93k €223k
better than 34% of 334 sector peers
Staff costs €180k €219k
higher than 44% of 216 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-90k
- 24-25
Net profit
€-141k
- 24-25
Cash flow
€-113k
- 24-25
Total assets
€488k
-54.1% 24-25
Equity
€-19k
- 24-25
Working capital
€-67k
- 24-25
Employees (FTE)
4
- 24-25
Staff costs
€180k
-15.7% 24-25
Income taxes
€444
-98.5% 24-25
Debt
€506k
-46.1% 24-25
Debt ≤ 1y
€489k
-45.5% 24-25
Debt > 1y
€18k
-54.5% 24-25
Current ratio
0.86
-20.3% 24-25
Quick ratio
0.85
-17.6% 24-25
Solvency
-3.8%
- 24-25
Debt / equity
-27.01
- 24-25
ROE
750.5%
+62.9% 24-25
ROA
-28.9%
- 24-25
Interest coverage
-4.01
- 24-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€-90k
Net profit€-141k
Cash flow€-113k
Staff costs€180k
Income taxes€444
Dividends-
Total assets€488k
Equity€-19k
Debt€506k
of which ≤ 1y€489k
of which > 1y€18k
Working capital€-67k
Employees (FTE)4.4
Ratios (computed)
2025
Current ratio0.86
Quick ratio0.85
Working capital ratio-13.8%
Solvency-3.8%
Debt / equity-27.01
Long-term debt ratio-0.94
Interest coverage-4.01
Gross margin-
Net margin-
ROA-28.9%
ROE750.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€488k
Fixed assets 21/28€66k
Intangible fixed assets 21€9k
Tangible fixed assets 22/27€57k
Current assets 29/58€421k
Stocks & contracts in progress 3€8k
Amounts receivable within one year 40/41€274k
Cash & bank 54/58€132k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€488k
Equity 10/15€-19k
Contributions / capital 10/11€20k
Reserves 13€0
Accumulated profits (losses) 14€-39k
Amounts payable 17/49€506k
Amounts payable after one year 17€18k
Amounts payable within one year 42/48€489k
Trade debts payable within one year 44€198k
Income statement
Gross operating margin 9900€93k
Operating result 9901€-118k
Financial income 75€347
Financial charges 65€23k
Result before taxes 9903€-140k
Income taxes 67/77€444
Net result for the period 9904€-141k
Result to be appropriated 9905€-141k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
12 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Baron Ruzettelaan 38310 Brugge

Establishment units

1 location
UNISOL
Baron Ruzettelaan 3, 8310 BruggeVervaardiging van elektrische panelen voor het opvangen van zonne-energie
since 20232.341.796.368
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area6,856 m²
Buildings1
Building footprint2,547 m²
Volume (LiDAR)35,399 m³
Tallest building18.2 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31434C0037/00L007 Flanders 6,856 m² 1 · 2,547 m² 18.2 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 2
12-02-2025
Registered-office move
21-04-2023
Registered-office move
All acts · 2 updated 1 year ago
2025
12-02-2025 Registered office moved from Kortrijk to Brugge Registered-office change
  • Engelse Wandeling(Kor) 2 bus K18, 8500 Kortrijk → Baron Ruzettelaan 3 bus 3.3, 8310 Brugge
2023
21-04-2023 Registered office moved from Sint-Michiels to Kortrijk Registered-office change
  • Vaartdijkstraat 26 bus 3-8200 Sint-Michiels → Engelse Wandeling 2 bus K18- 8500 Kortrijk

Analysis

Snowflake analysis

financial profile on 5 axes
Health12Profitability100Solvency41Growth32Stability94
56 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 12
Profitability 100
Solvency 41
Growth 32
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 3,225 of the 22,771 companies in this sector. 2,593 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Loodgieterswerk43221Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Dakwerkzaamheden43410Bouwarchitecten71111Activiteiten van bouwarchitecten71111Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL UNISOL
Registered office
Baron Ruzettelaan 3 bus 3.3
8310 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.