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UNA Europa

Active
Non-profit associationfounded 20197 yrs activeWarmoesberg 26, 1000 Brussel, BelgiumKBO/BCE: BE 0722.686.721

UNA Europa has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €-100k. Its solvency ranks better than 64% of 682 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability11
Solvency94
Growth-
Track record85
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 9.28; short-term debt: 10.8% and cash: 81.8% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.2%
Return on assets
-6.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
49 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.06M
Total assets
€1.54M
Net result
€-100k
Working capital
€1.37M

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.54M
Fixed assets €753
Current assets €1.53M
Equity and liabilities €1.54M
Equity €1.06M
Debt €473k
Debt finances 30.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-95k
Cash flow
€-98k
Solvency
69.2%
Current ratio
9.28
Quick ratio
9.28
Debt / equity
0.44
ROE
-9.4%
ROA
-6.5%
Interest coverage
-200.06
Debt
€473k
Debt ≤ 1 year
€165k
Income taxes
€3k
Staff costs
€851k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€1.54M
Fixed assets21/28€753
Intangible fixed assets21€0
Tangible fixed assets22/27€753
Plant, machinery and equipment23€753
Current assets29/58€1.53M
Amounts receivable within one year40/41€268k
Other amounts receivable41€268k
Cash at bank and in hand54/58€1.26M
Deferred charges and accrued income490/1€12k
Equity and liabilities
Total equity and liabilities10/49€1.54M
Equity10/15€1.06M
Reserves13€1.06M
Amounts payable17/49€473k
Amounts payable within one year42/48€165k
Trade debts44€45k
Suppliers440/4€45k
Taxes, remuneration and social security45€120k
Taxes450/3€34k
Remuneration and social security454/9€86k
Accrued charges and deferred income492/3€307k
Income statement Code2025
Remuneration, social security and pensions62€851k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€1k
Gross operating margin9900€757k
Operating profit (loss)9901€-97k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€476
Recurring financial charges65€476
Profit (loss) for the period before taxes9903€-97k
Income taxes67/77€3k
Profit (loss) for the period9904€-100k
Profit (loss) for the period to be appropriated9905€-100k
Appropriation of the result
Profit (loss) to be appropriated9906€-100k
From contributions791€100k
To contributions691€0
Social balance
Average headcount (FTE)90879.0

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-12-2025 Emily Palmer: Resigned as Director
03-12-2025 Elisabeth Irene Stark: Resigned as Director
31-10-2025 Peter Frans A. Lievens: Resigned as Director
31-12-2024 Koen Conradus Leander Jozef Caminada: Resigned as Director
30-08-2024 James Smith: Resigned as Director
01-01-2024 Gabriele Marie Siegert: Resigned as Director
01-07-2023 Dámaso López Garcia: Resigned as Director
01-07-2023 Joanne van der Leun: Resigned as Director
31-10-2021 Alessandra Scagliarini: Resigned as Director
01-02-2021 Maria Gravari: Resigned as Director
26-11-2019 DEPOORTER Jan: Resigned as Director
26-11-2019 Maria Isabel Durán Gimenez-Rico: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Warmoesberg 261000 Brussel
Ground area
2,763 m²
Building footprint
1,696 m²
Volume, LiDAR
50,458 m³
Parcel 21802B0926/00S000, Brussels · tallest building 36.3 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
UNA Europa vzw
Warmoesberg 26, 1000 BrusselEducation
since 20192.286.613.365
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21802B0926/00S000 Brussels 2,763 m² 1 · 1,696 m² 36.3 m · 10 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 948 companies in sector 85699 we hold annual accounts for 147. 83 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded13-03-2019
Fiscal year end31-12
Activities, NACEBEL
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.