UMLAWULI
BankruptcyThe KBO register records for UMLAWULI the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show equity of €709k and a net result of €11k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
79 d early
2023
6 d late
2022
6 d early
2021
22 d late
2020
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€709k▲ 1.5%
2024 · €699k
2020: €473k
2021: €565k
2022: €673k
2023: €713k
2024: €699k
2020 → 2025
Total assets
€1.05M▲ 8.3%
2024 · €969k
2020: €908k
2021: €924k
2022: €989k
2023: €903k
2024: €969k
2020 → 2025
Net result
€11k
2024 · €-14k
2020: €73k
2021: €92k
2022: €108k
2023: €40k
2024: €-14k
2020 → 2025
Working capital
€-117k▲ 21.3%
2024 · €-149k
2020: €-76k
2021: €-48k
2022: €-78k
2023: €-99k
2024: €-149k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€565k-€673k▲ 19.1%€713k▲ 5.9%€699k▼ 2.0%€709k▲ 1.5%
Operating result€132k-€149k▲ 13.4%€68k▼ 54.3%€-6k€10k
Net result€92k-€108k▲ 17.3%€40k▼ 63.2%€-14k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€842k▼ 0.6%
Current assets
€207k▲ 70.6%
Equity and liabilities €1.05M
Equity
€709k▲ 1.5%
Debt
€340k▲ 25.9%
The debt ratio rises from 27.9% to 32.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€15k▲
2024 · €-3k
Cash flow
€16k▲
2024 · €-11k
Solvency
67.6%▼
2024 · 72.1%
Current ratio
0.64▲
2024 · 0.45
Quick ratio
0.64▲
2024 · 0.45
Debt / equity
0.48▲
2024 · 0.39
ROE
1.5%▲
2024 · -2.0%
ROA
1.0%▲
2024 · -1.5%
Interest coverage
119.70▲
2024 · -1.20
Debt
€340k▲
2024 · €270k
Debt ≤ 1 year
€324k▲
2024 · €270k
Income taxes
€5k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€969k€1.05M▲
Fixed assets21/28€847k€842k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€836k€836k=
Current assets29/58€121k€207k▲
Amounts receivable within one year40/41€95k€204k▲
Trade receivables40-€60k
Other amounts receivable41€95k€144k▲
Cash at bank and in hand54/58€343€2k▲
Deferred charges and accrued income490/1€26k€2k▼
Equity and liabilities
Total equity and liabilities10/49€969k€1.05M▲
Equity10/15€699k€709k▲
Contributions10/11€400k€400k=
Reserves13€299k€309k▲
Non-distributable reserves130/1€40k€40k=
Reserves not available under the articles1311€40k€40k=
Distributable reserves133€259k€269k▲
Amounts payable17/49€270k€340k▲
Amounts payable within one year42/48€270k€324k▲
Trade debts44€2k€167▼
Suppliers440/4€2k€167▼
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Remuneration and social security454/9-€480
Other amounts payable47/48€268k€319k▲
Accrued charges and deferred income492/3-€16k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€618€651▲
Gross operating margin9900€-2k€15k▲
Operating profit (loss)9901€-6k€10k▲
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€2k€122▼
Recurring financial charges65€2k€122▼
Profit (loss) for the period before taxes9903€-5k€16k▲
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€-14k€11k▲
Profit (loss) for the period to be appropriated9905€-14k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€11k▲
Transfer from equity791/2€14k-
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-14k ▼136%
Net result drops to €-14k, the lowest in the series.
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2020net €108k ▲17.3%
Operating result €149k, net result €108k, both a record.
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
31-03
Financial
Equity above €500kEq €565k ▲19.5%
2 profitable years in a row build equity to €565k.
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantstraat (HRT) 82200 HerentalsGround area
1.2 ha
Building footprint
3,044 m²
Volume, LiDAR
52,510 m³
Parcel 13027A0065/00F002, Flanders · tallest building 24.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
UMLAWULI
since 20182.282.009.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0065/00F002 | Flanders | 1.2 ha | 1 · 3,044 m² | 24.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SAVE CONSULTING
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STILACO
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RT CONSULT
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 31,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-11-2018
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.