ULYSSE FINANCES
ActiveULYSSE FINANCES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €29k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+18
Solvency61▲+11
Growth66▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.78 in 2024; short-term debt: 41.8% and cash: 3.5% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
27 d late
2022
60 d late
2021
31 d late
2020
39 d late
2019
192 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€345k▲ 1.0%
2022 · €342k
2018: €284k
2019: €324k
2020: €302k
2021: €304k
2022: €342k
2018 → 2025
EBIT margin
12.8%▲ 6.1pp
2022 · 6.7%
2018: 2.4%
2019: 12.1%
2020: 11.4%
2021: 10.7%
2022: 6.7%
2018 → 2025
Net result
€29k▲ 1,318%
2024 · €2k
2018: €-5k
2019: €11k
2020: €15k
2021: €13k
2022: €7k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€28k
2024 · €-42k
2018: €26k
2019: €32k
2020: €40k
2021: €25k
2022: €5k
2023: €-50k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€304k-€342k▲ 12.2%€345k
Equity€75k-€82k▲ 9.9%€84k▲ 2.6%€86k▲ 2.4%€115k▲ 33.4%
Operating result€33k-€23k▼ 30.0%€12k▼ 47.4%€12k▼ 2.6%€44k▲ 278%
Net result€13k-€7k▼ 41.3%€2k▼ 71.4%€2k▼ 4.0%€29k▲ 1,318%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 278% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€159k▼ 20.7%
Current assets
€163k▲ 9.9%
Equity and liabilities €322k
Equity
€115k▲ 33.4%
Debt
€207k▼ 21.2%
The debt ratio falls from 75.3% to 64.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▲
2024 · €55k
Cash flow
€65k▲
2024 · €45k
Solvency
35.8%▲
2024 · 24.7%
Current ratio
1.21▲
2024 · 0.78
Quick ratio
1.21▲
2024 · 0.78
Debt / equity
1.80▼
2024 · 3.04
ROE
25.0%▲
2024 · 2.4%
ROA
8.9%▲
2024 · 0.6%
Interest coverage
20.26▲
2024 · 8.38
Debt
€207k▼
2024 · €262k
Debt ≤ 1 year
€134k▼
2024 · €190k
Debt > 1 year
€72k▲
2024 · €72k
Income taxes
€12k▲
2024 · €5k
Staff costs
€173k▼
2024 · €209k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€348k€322k▼
Formation expenses20€0€0=
Fixed assets21/28€200k€159k▼
Intangible fixed assets21€41k€20k▼
Tangible fixed assets22/27€156k€135k▼
Land and buildings22€132k€126k▼
Plant, machinery and equipment23€6k€6k=
Furniture and vehicles24€14k€4k▼
Assets under construction and advance payments27€5k€0▼
Financial fixed assets28€3k€3k=
Current assets29/58€148k€163k▲
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Amounts receivable within one year40/41€135k€152k▲
Trade receivables40€121k€141k▲
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€13k€11k▼
Deferred charges and accrued income490/1€438€0▼
Equity and liabilities
Total equity and liabilities10/49€348k€322k▼
Equity10/15€86k€115k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€66k€94k▲
Amounts payable17/49€262k€207k▼
Amounts payable after more than one year17€72k€72k▲
Financial debts170/4€51k€16k▼
Other amounts payable178/9€21k€56k▲
Amounts payable within one year42/48€190k€134k▼
Current portion of amounts payable after more than one year42€40k€34k▼
Trade debts44€41k€2k▼
Suppliers440/4€41k€2k▼
Taxes, remuneration and social security45€61k€72k▲
Taxes450/3€37k€51k▲
Remuneration and social security454/9€24k€21k▼
Other amounts payable47/48€48k€27k▼
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Turnover70-€345k
Goods, raw materials, services and sundry goods60/61-€94k
Remuneration, social security and pensions62€209k€173k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€37k▼
Other operating charges640/8€14k€757▼
Gross operating margin9900€277k€255k▼
Operating profit (loss)9901€12k€44k▲
Financial income75/76B€2k€70▼
Recurring financial income75€2k€70▼
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€7k€40k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€2k€29k▲
Profit (loss) for the period to be appropriated9905€2k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€94k▲
Profit (loss) brought forward from the previous period14P€64k€66k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €29k ▲1318%
Operating result €44k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲33.4%
7 profitable years in a row build equity to €115k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 39 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 192 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Boulanger 54681 OupeyeGround area
1,377 m²
Building footprint
487 m²
Volume, LiDAR
1,040 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ULYSSE FINANCES
since 20072.172.296.588
ULYSSE FINANCES
since 20142.282.352.095
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62049A0639/00F000 | Wallonia | 741 m² | 1 · 336 m² | - |
| 62049A0833/00E002 | Wallonia | 636 m² | 1 · 151 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,521 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2007
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.