Ubiz
ActiveSummary
Ubiz has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▲+42
Solvency25▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
17 d late
2023
10 d late
2022
30 d late
2021
27 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€11k
EBIT margin
-170.2%
Net result
€4k
2024 · €-2k
2020: €-18klowest in 6 years
2021: €13k▲ +172% vs 2020highest in 6 years
2022: €7k▼ -44.5% vs 2021
2023: €-5k▼ -164% vs 2022
2024: €-2k▲ +52.9% vs 2023
2025: €4k▲ +290% vs 2024
2020 → 2025
Working capital
€1k
2024 · €-3k
2020: €-16klowest in 6 years
2021: €-3k▲ +78.8% vs 2020
2022: €4k▲ +206% vs 2021highest in 6 years
2023: €-893▼ -124% vs 2022
2024: €-3k▼ -242% vs 2023
2025: €1k▲ +135% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€4k€-893€-3k▼ 242%€1k
2021: €-3klowest in 5 years
2022: €4k▲ +206% vs 2021highest in 5 years
2023: €-893▼ -124% vs 2022
2024: €-3k▼ -242% vs 2023
2025: €1k▲ +135% vs 2024
Operating result€13k-€8k▼ 38.2%€-5k€-2k▲ 56.2%€4k
2021: €13khighest in 5 years
2022: €8k▼ -38.2% vs 2021
2023: €-5k▼ -155% vs 2022lowest in 5 years
2024: €-2k▲ +56.2% vs 2023
2025: €4k▲ +319% vs 2024
Net result€13k-€7k▼ 44.5%€-5k€-2k▲ 52.9%€4k
2021: €13khighest in 5 years
2022: €7k▼ -44.5% vs 2021
2023: €-5k▼ -164% vs 2022lowest in 5 years
2024: €-2k▲ +52.9% vs 2023
2025: €4k▲ +290% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024.
Balance-sheet composition
Equity and liabilities €221k
Equity
€1k
Debt
€220k
Debt finances 99.5% of the balance-sheet total.
Key figures and ratios
Current ratio
1.00▲
2024 · 0.74
ROE
389.4%
ROA
1.9%▲
2024 · -25.3%
Debt ≤ 1 year
€220k▲
2024 · €12k
A ratio outside any meaningful range has been withheld (balance sheet total €221k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€221k▲
Current assets29/58€9k€221k▲
Amounts receivable within one year40/41€6k€147k▲
Trade receivables40€6k€100k▲
Other amounts receivable41€363€47k▲
Cash at bank and in hand54/58€2k€73k▲
Equity and liabilities
Total equity and liabilities10/49€9k€221k▲
Equity10/15€-3k€1k▲
Contributions10/11€2k€2k=
Outside capital11€2k-
Other1109/19€2k-
Profit (loss) carried forward14€-5k€-444▲
Amounts payable17/49€12k€220k▲
Amounts payable within one year42/48€12k€220k▲
Trade debts44€7k€215k▲
Suppliers440/4€7k€215k▲
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€52k€545k▲
Other operating charges640/8-€425
Gross operating margin9900€-2k€5k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€171€263▲
Recurring financial charges65€171€263▲
Profit (loss) for the period before taxes9903€-2k€4k▲
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-444▲
Profit (loss) brought forward from the previous period14P€-2k€-5k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €31k | €222k | €15k | €52k | €545k | ▲ 949% |
| Other operating charges640/8 | €365 | €348 | €741 | - | €425 | - |
| Gross operating margin9900 | €14k | €9k | €-4k | €-2k | €5k | ▲ 341% |
| Operating profit (loss)9901 | €13k | €8k | €-5k | €-2k | €4k | ▲ 319% |
| Financial income75/76B | - | €0 | €70 | - | €8 | - |
| Recurring financial income75 | - | €0 | €70 | - | €8 | - |
| Financial charges65/66B | €481 | €334 | €265 | €171 | €263 | ▲ 53.5% |
| Recurring financial charges65 | €481 | €334 | €265 | €171 | €263 | ▲ 53.5% |
| Profit (loss) for the period before taxes9903 | €13k | €8k | €-5k | €-2k | €4k | ▲ 290% |
| Income taxes67/77 | - | €783 | €-157 | - | - | - |
| Profit (loss) for the period9904 | €13k | €7k | €-5k | €-2k | €4k | ▲ 290% |
| Profit (loss) for the period to be appropriated9905 | €13k | €7k | €-5k | €-2k | €4k | ▲ 290% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42k | €29k | €12k | €9k | €221k | ▲ 2,477% |
| Current assets29/58 | €42k | €29k | €12k | €9k | €221k | ▲ 2,477% |
| Amounts receivable within one year40/41 | €39k | €7k | €9k | €6k | €147k | ▲ 2,215% |
| Trade receivables40 | €37k | €7k | €9k | €6k | €100k | ▲ 1,567% |
| Other amounts receivable41 | €2k | €168 | €168 | €363 | €47k | ▲ 12,942% |
| Cash at bank and in hand54/58 | €3k | €21k | €3k | €2k | €73k | ▲ 3,237% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42k | €29k | €12k | €9k | €221k | ▲ 2,477% |
| Equity10/15 | €-3k | €4k | €-893 | €-3k | €1k | ▲ 135% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Outside capital11 | €2k | €2k | €2k | €2k | - | - |
| Other1109/19 | €2k | €2k | €2k | €2k | - | - |
| Profit (loss) carried forward14 | €-5k | €2k | €-2k | €-5k | €-444 | ▲ 90.3% |
| Amounts payable17/49 | €45k | €25k | €13k | €12k | €220k | ▲ 1,790% |
| Amounts payable within one year42/48 | €45k | €25k | €13k | €12k | €220k | ▲ 1,790% |
| Trade debts44 | €28k | €8k | €9k | €7k | €215k | ▲ 2,914% |
| Suppliers440/4 | €28k | €8k | €9k | €7k | €215k | ▲ 2,914% |
| Advances received on contracts in progress46 | €15k | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | €16k | €3k | €3k | €3k | = |
| Taxes450/3 | - | €16k | €3k | €3k | €3k | = |
| Other amounts payable47/48 | €2k | €1k | €1k | €1k | €2k | ▲ 37.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €7k | €-5k | €-2k | €4k | ▲ 290% |
| Operating cash flow (approximation) | €13k | €7k | €-5k | €-2k | €4k | ▲ 290% |
| Change in cash | - | €18k | €-18k | €-1k | €71k | ▲ 6,182% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2019
Ground area
3.1 ha
Building footprint
1,691 m²
Volume, LiDAR
1,912 m³
2 parcels, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
334
companies at this address
See who is registered here
1 establishment unit
Ubiz
since 20192.293.377.631
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0224/00E009 | Brussels | 3.0 ha | 1 · 1,562 m² | - |
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 5,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
Website
www.ubiz.io
Scores and ratios are computed by Checked and are not a credit decision.