U R FUTURE
ActiveU R FUTURE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €202k. Equity is growing by ~50.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 20.04 against 34.82 in 2024; short-term debt: 5% and cash: 30.3% of total assets), and 5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
17.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
15 d early
2022
36 d late
2021
122 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.10M▲ 22.6%
2024 · €897k
2018: €47k
2019: €129k
2020: €205k
2021: €342k
2022: €522k
2023: €689k
2024: €897k
2018 → 2025
Total assets
€1.16M▲ 25.3%
2024 · €924k
2018: €88k
2019: €205k
2020: €287k
2021: €422k
2022: €605k
2023: €708k
2024: €924k
2018 → 2025
Net result
€202k▼ 2.8%
2024 · €208k
2018: €41k
2019: €82k
2020: €76k
2021: €137k
2022: €179k
2023: €168k
2024: €208k
2018 → 2025
Working capital
€1.10M▲ 22.6%
2024 · €897k
2018: €46k
2019: €127k
2020: €203k
2021: €319k
2022: €517k
2023: €689k
2024: €897k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€342k-€522k▲ 52.5%€689k▲ 32.1%€897k▲ 30.2%€1.10M▲ 22.6%
Operating result€198k-€258k▲ 30.2%€240k▼ 6.8%€300k▲ 24.8%€291k▼ 2.8%
Net result€137k-€179k▲ 31.1%€168k▼ 6.6%€208k▲ 24.2%€202k▼ 2.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.16M
Equity
€1.10M▲ 22.6%
Debt
€58k▲ 118%
The debt ratio rises from 2.9% to 5.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€292k▼
2024 · €302k
Cash flow
€203k▼
2024 · €210k
Solvency
95.0%▼
2024 · 97.1%
Current ratio
20.04▼
2024 · 34.82
Quick ratio
20.04▼
2024 · 34.82
Debt / equity
0.05▲
2024 · 0.03
ROE
18.4%▼
2024 · 23.2%
ROA
17.5%▼
2024 · 22.5%
Interest coverage
4107.49▼
2024 · 5028.85
Debt
€58k▲
2024 · €27k
Debt ≤ 1 year
€58k▲
2024 · €27k
Income taxes
€89k▼
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€924k€1.16M▲
Fixed assets21/28€240-
Tangible fixed assets22/27€240-
Plant, machinery and equipment23€240-
Current assets29/58€924k€1.16M▲
Amounts receivable after more than one year29€350k€350k=
Trade receivables290€350k€350k=
Amounts receivable within one year40/41€70k€57k▼
Trade receivables40€46k€52k▲
Other amounts receivable41€24k€5k▼
Current investments50/53€140k€400k▲
Cash at bank and in hand54/58€364k€351k▼
Equity and liabilities
Total equity and liabilities10/49€924k€1.16M▲
Equity10/15€897k€1.10M▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€891k€1.09M▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€889k€1.09M▲
Amounts payable17/49€27k€58k▲
Amounts payable within one year42/48€27k€58k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€19k€47k▲
Taxes450/3€18k€47k▲
Remuneration and social security454/9€775€168▼
Other amounts payable47/48€167€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€240▼
Other operating charges640/8€126€312▲
Gross operating margin9900€302k€292k▼
Operating profit (loss)9901€300k€291k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€60€71▲
Recurring financial charges65€60€71▲
Profit (loss) for the period before taxes9903€300k€291k▼
Income taxes67/77€91k€89k▼
Profit (loss) for the period9904€208k€202k▼
Profit (loss) for the period to be appropriated9905€208k€202k▼
Appropriation of the result
Profit (loss) to be appropriated9906€208k€202k▼
Transfer to equity691/2€208k€202k▼
To contributions691-€202k
To other reserves6921€208k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director reappointment
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.10M ▲22.6%
8 profitable years in a row build equity to €1.10M.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €208k ▲24.2%
Operating result €300k, net result €208k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 6current ratio 40.39
Current ratio from 7.15 to 40.39; short-term debt falls from €84k to €17k.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Equity above €500kEq €522k ▲52.5%
5 profitable years in a row build equity to €522k.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €205k ▲58.9%
3 profitable years in a row build equity to €205k.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Equity above €100kEq €129k ▲176%
2 profitable years in a row build equity to €129k.
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert-Elisabeth 337030 MonsGround area
3,631 m²
Building footprint
434 m²
Volume, LiDAR
1,951 m³
2 parcels, Flanders, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
U R FUTURE
since 20182.275.544.972
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0004/00L019 | Flanders | 3,002 m² | 1 · 304 m² | 6.3 m · 1 fl. |
| 53071B0044/00D002 | Wallonia | 630 m² | 1 · 129 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyU R FUTUREBE 0695.692.116
controls
Where this company holds controlthis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 600 EUR |
| 2023 | 1 | 600 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
2549002X6JMHI22U7148
Similar companies · same sector, comparable size
BLOMMAERT ERWIN
BE 0837.175.425
Lochristi · Eq €1.10M
DLS Management
BE 0762.864.220
Verviers · Eq €1.10M
DB PROJECTS
BE 0790.892.765
Hoegaarden · Eq €1.10M
MEDICHECK
BE 0683.604.629
Brussel · Eq €1.10M
FORAX
BE 0829.092.949
Zaventem · Eq €1.10M
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 26,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
78100Employment placement agencies
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.