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TYMANCO

Active
Private limited companyfounded 200818 yrs activeHeirstraat(HEF) 44, 2801 Mechelen, BelgiumKBO/BCE: BE 0897.621.271

TYMANCO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €922k and a net result of €2k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-63
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 50.71 against 27.28 in 2024; short-term debt: 2% and cash: 0.5% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
67 d early
2023
81 d early
2022
86 d early
2021
71 d early
2020
89 d early
2019
81 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€922k▲ 0.2%
2024 · €919k
2018: €271k 2019: €311k 2020: €375k 2021: €446k 2022: €763k 2023: €821k 2024: €919k
2018 → 2025
Total assets
€940k▼ 1.5%
2024 · €954k
2018: €590k 2019: €565k 2020: €592k 2021: €621k 2022: €845k 2023: €935k 2024: €954k
2018 → 2025
Net result
€2k▼ 97.9%
2024 · €98k
2018: €34k 2019: €42k 2020: €67k 2021: €73k 2022: €320k 2023: €95k 2024: €98k
2018 → 2025
Working capital
€912k▲ 0.6%
2024 · €907k
2018: €46k 2019: €54k 2020: €86k 2021: €118k 2022: €760k 2023: €805k 2024: €907k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€446k-€763k▲ 71.2%€821k▲ 7.7%€919k▲ 12.0%€922k▲ 0.2%
Operating result€46k-€511k▲ 1,003%€121k▼ 76.2%€136k▲ 12.4%€-30k
Net result€73k-€320k▲ 336%€95k▼ 70.3%€98k▲ 3.4%€2k▼ 97.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2021: €46k€46kNet result 2021: €73k€73kOperating result 2022: €511k€511kNet result 2022: €320k€320kOperating result 2023: €121k€121kNet result 2023: €95k€95kOperating result 2024: €136k€136kNet result 2024: €98k€98kOperating result 2025: €-30k€-30kNet result 2025: €2k€2k20212022202320242025
The operating result turns negative in 2025: a loss of €30k after €136k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €940k
Fixed assets €9k▼ 29.6%
Current assets €931k▼ 1.1%
Equity and liabilities €940k
Equity €922k▲ 0.2%
Debt €18k▼ 46.8%
The debt ratio falls from 3.6% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-26k
2024 · €141k
Cash flow
€6k
2024 · €103k
Solvency
98.0%
2024 · 96.4%
Current ratio
50.71
2024 · 27.28
Quick ratio
50.71
2024 · 27.28
Debt / equity
0.02
2024 · 0.04
ROE
0.2%
2024 · 10.7%
ROA
0.2%
2024 · 10.3%
Interest coverage
-47.85
2024 · 399.03
Debt
€18k
2024 · €35k
Debt ≤ 1 year
€18k
2024 · €35k
Income taxes
€6k
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€954k€940k
Fixed assets21/28€13k€9k
Tangible fixed assets22/27€13k€9k
Plant, machinery and equipment23€1k€474
Furniture and vehicles24€12k€9k
Current assets29/58€941k€931k
Amounts receivable within one year40/41€73k€84k
Trade receivables40€24k€10k
Other amounts receivable41€49k€74k
Current investments50/53€793k€841k
Cash at bank and in hand54/58€72k€4k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€954k€940k
Equity10/15€919k€922k
Contributions10/11€20k€20k=
Reserves13€699k€699k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€697k€697k=
Profit (loss) carried forward14€201k€203k
Amounts payable17/49€35k€18k
Amounts payable within one year42/48€35k€18k
Trade debts44€72-
Suppliers440/4€72-
Taxes, remuneration and social security45€34k€18k
Taxes450/3€34k€18k
Other amounts payable47/48€307-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€1k€1k
Gross operating margin9900€142k€-25k
Operating profit (loss)9901€136k€-30k
Financial income75/76B€12k€55k
Recurring financial income75€12k€12k
Non-recurring financial income76B-€43k
Financial charges65/66B€12k€17k
Recurring financial charges65€353€548
Non-recurring financial charges66B€11k€17k
Profit (loss) for the period before taxes9903€137k€8k
Income taxes67/77€39k€6k
Profit (loss) for the period9904€98k€2k
Profit (loss) for the period to be appropriated9905€98k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€299k€203k
Profit (loss) brought forward from the previous period14P€201k€201k=
Transfer to equity691/2€98k-
To other reserves6921€98k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €2k ▼97.9%
Net result drops to €2k, the lowest in the series.
25-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 27.28
Current ratio from 8.10 to 27.28; short-term debt falls from €113k to €35k.
11-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €320k ▲336%
Operating result €511k, net result €320k, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 10.29
Current ratio from 2.49 to 10.29.
31-12
Financial Equity above €500kEq €763k ▲71.2%
5 profitable years in a row build equity to €763k.
21-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
03-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
19-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
12-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
09-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heirstraat(HEF) 442801 Mechelen
Ground area
200 m²
Building footprint
91 m²
Volume, LiDAR
696 m³
Parcel 12012C0275/00R000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Heirstraat(HEF) 44, 2801 Mechelen
Financial service activities, except insurance and pension funding
since 20092.367.798.407
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12012C0275/00R000 Flanders 200 m² 1 · 91 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 179 EUR awarded · 179 EUR paid
Year Entries awardedpaid
2023 1 179 EUR179 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 179 EUR · 179 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

894500T3XYUYQ2BBTB33
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 28,735 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-04-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.