TWILS
ActiveSummary
TWILS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €61k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+38
Solvency27▼-33
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
49.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
16 d early
2023
42 d early
2022
40 d early
2021
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 90.4%
2024 · €26k
2021: €17k
2022: €23k
2023: €19k
2024: €26k
2021 → 2025
Total assets
€123k▲ 65.2%
2024 · €75k
2021: €32k
2022: €42k
2023: €43k
2024: €75k
2021 → 2025
Net result
€61k▲ 739%
2024 · €7k
2021: €15k
2022: €6k
2023: €-4k
2024: €7k
2021 → 2025
Working capital
€3k▼ 88.6%
2024 · €27k
2021: €19k
2022: €23k
2023: €19k
2024: €27k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€23k▲ 32.9%€19k▼ 17.7%€26k▲ 38.3%€3k▼ 90.4%
Operating result€19k-€8k▼ 58.9%€-4k€10k€83k▲ 725%
Net result€15k-€6k▼ 61.5%€-4k€7k€61k▲ 739%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 725% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €123k
Equity
€3k ▼ 90.4%
Debt
€121k ▲ 149%
Debt's share of the balance-sheet total rises from 65.0% to 98.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.03▼
2024 · 1.56
Debt to equity
48.24▲
2024 · 1.85
ROA
49.3%▲
2024 · 9.7%
Debt ≤ 1 year
€120k▲
2024 · €48k
Income taxes
€20k▲
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €123k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€75k€123k▲
Current assets29/58€75k€123k▲
Amounts receivable within one year40/41€67k€21k▼
Trade receivables40€61k€18k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€8k€102k▲
Deferred charges and accrued income490/1-€796
Equity and liabilities
Total equity and liabilities10/49€75k€123k▲
Equity10/15€26k€3k▼
Contributions10/11€3k€3k=
Reserves13€15k€0▼
Distributable reserves133€15k€0▼
Profit (loss) carried forward14€9k€0▼
Amounts payable17/49€48k€121k▲
Amounts payable within one year42/48€48k€120k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Other amounts payable47/48€33k€105k▲
Accrued charges and deferred income492/3€514€540▲
Income statement
Code20242025
Other operating charges640/8€716€684▼
Gross operating margin9900€11k€84k▲
Operating profit (loss)9901€10k€83k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€9k€81k▲
Income taxes67/77€1k€20k▲
Profit (loss) for the period9904€7k€61k▲
Profit (loss) for the period to be appropriated9905€7k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€61k▲
Profit (loss) brought forward from the previous period14P€2k€0▼
Transfer from equity791/2-€24k
Profit to be distributed694/7-€84k
Return on contributions (dividend)694-€84k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €61k ▲739%
Operating result €83k, net result €61k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-4k ▼172%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Aardenburgse Weg 1259990 MaldegemGround area
8,731 m²
Building footprint
136 m²
Volume, LiDAR
783 m³
Parcel 43010B0284/00L000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TWILS
since 20212.315.357.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43010B0284/00L000 | Flanders | 8,731 m² | 1 · 136 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M&N INVEST
BE 0739.575.807
Sint-Agatha-Berchem · Eq €2,500
Immo Van Bavel
BE 0739.985.284
Hoogstraten · Eq €2,500
WOLFERS IMMOBILIËN
BE 0757.788.249
Bonheiden · Eq €2,500
GMC-GROUP
BE 0761.344.981
Kalmthout · Eq €2,500
CHAMALOB
BE 0769.926.513
Lasne · Eq €2,500
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 1,322 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.