TWEOPLE
ActiveSummary
TWEOPLE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €81k. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 70% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 3.54 in 2024; short-term debt: 25.6% and cash: 17% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
51.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
34 d late
2022
21 d late
2021
16 d late
2020
9 d late
2019
73 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▼ 7.7%
2024 · €127k
2018: €241k
2019: €165k
2020: €151k
2021: €25k
2022: €42k
2023: €44k
2024: €127k
2018 → 2025
Total assets
€157k▼ 6.1%
2024 · €167k
2018: €312k
2019: €244k
2020: €204k
2021: €55k
2022: €84k
2023: €106k
2024: €167k
2018 → 2025
Net result
€81k▼ 2.0%
2024 · €83k
2018: €-107k
2019: €-77k
2020: €-14k
2021: €-126k
2022: €17k
2023: €105k
2024: €83k
2018 → 2025
Working capital
€98k▼ 5.3%
2024 · €103k
2018: €190k
2019: €138k
2020: €140k
2021: €355
2022: €14k
2023: €20k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€42k▲ 65.6%€44k▲ 5.2%€127k▲ 187%€117k▼ 7.7%
Operating result€-123k-€19k€116k▲ 520%€91k▼ 21.8%€98k▲ 8.1%
Net result€-126k-€17k€105k▲ 534%€83k▼ 21.7%€81k▼ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€19k ▼ 18.4%
Current assets
€138k ▼ 4.1%
Equity and liabilities €157k
Equity
€117k ▼ 7.7%
Debt
€40k ▼ 0.8%
Debt's share of the balance-sheet total rises from 24.3% to 25.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €94k
Cash flow
€85k▼
2024 · €86k
Current ratio
3.43▼
2024 · 3.54
Debt to equity
0.35▲
2024 · 0.32
ROE
69.2%▲
2024 · 65.2%
ROA
51.5%▲
2024 · 49.3%
Interest coverage
142.26▲
2024 · 76.30
Debt ≤ 1 year
€40k▼
2024 · €41k
Income taxes
€22k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€157k▼
Fixed assets21/28€23k€19k▼
Tangible fixed assets22/27€23k€19k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€19k€17k▼
Current assets29/58€144k€138k▼
Amounts receivable within one year40/41€126k€107k▼
Trade receivables40€49k€26k▼
Other amounts receivable41€77k€82k▲
Cash at bank and in hand54/58€15k€27k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€167k€157k▼
Equity10/15€127k€117k▼
Contributions10/11€6k€6k=
Reserves13€427k€417k▼
Distributable reserves133€427k€417k▼
Profit (loss) carried forward14€-307k€-307k=
Amounts payable17/49€41k€40k▼
Amounts payable within one year42/48€41k€40k▼
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€32k€29k▼
Taxes450/3€32k€29k▼
Accrued charges and deferred income492/3-€75
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€3k€585▼
Gross operating margin9900€97k€103k▲
Operating profit (loss)9901€91k€98k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€1k€722▼
Recurring financial charges65€1k€722▼
Profit (loss) for the period before taxes9903€91k€103k▲
Income taxes67/77€8k€22k▲
Profit (loss) for the period9904€83k€81k▼
Profit (loss) for the period to be appropriated9905€83k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-224k€-226k▼
Profit (loss) brought forward from the previous period14P€-307k€-307k=
Transfer from equity791/2-€91k
Transfer to equity691/2€83k€81k▼
To other reserves6921€83k€81k▼
Profit to be distributed694/7-€91k
Return on contributions (dividend)694-€91k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 3.54
Current ratio from 1.32 to 3.54; short-term debt falls from €62k to €41k.
31-12
Financial
Equity above €100kEq €127k ▲187%
3 profitable years in a row build equity to €127k.
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
31-12
Financial
Highest result since 2018net €105k ▲534%
Operating result €116k, net result €105k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 4 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-126k
Net result drops to €-126k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
Show earlier events
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lammeneelstraat 302220 Heist-op-den-BergGround area
2,078 m²
Building footprint
175 m²
Volume, LiDAR
1,108 m³
Parcel 12322H0003/00N000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TWEOPLE
since 20112.205.587.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322H0003/00N000 | Flanders | 2,078 m² | 1 · 175 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 450 EUR awarded · 900 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 450 EUR | 900 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300JIB09IVH3N5V81
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,553 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jeroen.wils@tweople.be