TWELVE TWENTY CONSULTING
ActiveSummary
TWELVE TWENTY CONSULTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €42k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-3
Solvency79▼-21
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 3.45 in 2024; short-term debt: 45.6% and cash: 27.9% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
30 d late
2022
6 d early
2021
87 d late
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€271k▼ 30.1%
2024 · €388k
2018: €391k
2019: €372k
2020: €417k
2021: €454k
2022: €296k
2023: €340k
2024: €388k
2018 → 2025
Total assets
€499k▲ 6.2%
2024 · €470k
2018: €484k
2019: €445k
2020: €434k
2021: €460k
2022: €466k
2023: €433k
2024: €470k
2018 → 2025
Net result
€42k▼ 12.2%
2024 · €48k
2018: €30k
2019: €46k
2020: €39k
2021: €41k
2022: €39k
2023: €44k
2024: €48k
2018 → 2025
Working capital
€64k▼ 68.3%
2024 · €201k
2018: €252k
2019: €236k
2020: €258k
2021: €273k
2022: €120k
2023: €170k
2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€454k-€296k▼ 34.8%€340k▲ 14.9%€388k▲ 14.1%€271k▼ 30.1%
Operating result€52k-€48k▼ 7.7%€61k▲ 26.6%€66k▲ 8.5%€67k▲ 2.0%
Net result€41k-€39k▼ 3.9%€44k▲ 13.1%€48k▲ 9.0%€42k▼ 12.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €499k
Fixed assets
€208k ▲ 11.0%
Current assets
€291k ▲ 3.0%
Equity and liabilities €499k
Equity
€271k ▼ 30.1%
Debt
€228k ▲ 178%
Debt's share of the balance-sheet total rises from 17.4% to 45.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €72k
Cash flow
€49k▼
2024 · €54k
Current ratio
1.28▼
2024 · 3.45
Debt to equity
0.84▲
2024 · 0.21
ROE
15.5%▲
2024 · 12.4%
ROA
8.5%▼
2024 · 10.2%
Interest coverage
87.31▼
2024 · 159.47
Debt ≤ 1 year
€228k▲
2024 · €82k
Income taxes
€26k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€470k€499k▲
Fixed assets21/28€187k€208k▲
Tangible fixed assets22/27€187k€208k▲
Land and buildings22€187k€181k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24-€25k
Financial fixed assets28€105€105=
Current assets29/58€283k€291k▲
Amounts receivable within one year40/41€63k€31k▼
Trade receivables40€40k€12k▼
Other amounts receivable41€23k€19k▼
Current investments50/53€50k€120k▲
Cash at bank and in hand54/58€169k€139k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€470k€499k▲
Equity10/15€388k€271k▼
Contributions10/11€6k€6k=
Reserves13€382k€265k▼
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Tax-exempt reserves132€47k€47k=
Distributable reserves133€328k€211k▼
Profit (loss) carried forward14€1€1=
Amounts payable17/49€82k€228k▲
Amounts payable within one year42/48€82k€228k▲
Trade debts44€764-
Suppliers440/4€764-
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€818€12k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€78k€216k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€77k€77k▼
Operating profit (loss)9901€66k€67k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€449€853▲
Recurring financial charges65€449€853▲
Profit (loss) for the period before taxes9903€67k€68k▲
Income taxes67/77€19k€26k▲
Profit (loss) for the period9904€48k€42k▼
Profit (loss) for the period to be appropriated9905€48k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€42k▼
Profit (loss) brought forward from the previous period14P€1€1=
Transfer to equity691/2€48k€42k▼
To other reserves6921€48k€42k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €48k ▲9%
Net result €48k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 87 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 51.33
Current ratio from 15.73 to 51.33; short-term debt falls from €18k to €5k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 15.73
Current ratio from 4.20 to 15.73; short-term debt falls from €74k to €18k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nellie Melbalaan 111070 AnderlechtGround area
353 m²
Building footprint
153 m²
Volume, LiDAR
1,407 m³
2 parcels, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Twelve Twenty Consulting
since 20062.152.245.601
twelve Twenty Consulting
since 20082.200.597.230
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0574/00D002 | Brussels | 180 m² | 1 · 83 m² | 13.7 m · 4 fl. |
| 21001A0498/00E004 | Brussels | 173 m² | 1 · 71 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500I3Y8YACYKRXV69
Similar companies · same sector, comparable size
EBIZ@WORK
BE 0471.979.729
Pajottegem · Eq €271,472
DATAFUZE
BE 0761.785.540
Antwerpen · Eq €271,555
ITNERA
BE 0812.365.201
Scherpenheuvel-Zichem · Eq €271,290
Olmytech
BE 0885.869.227
Jodoigne · Eq €271,641
RAKEDI
BE 0687.891.930
Herzele · Eq €271,645
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,005 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.