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TWC

Active
Private limited company (pre-2019)founded 201214 yrs activeHouthulststraat 15, 2170 Antwerpen, BelgiumKBO/BCE: BE 0842.357.797
Summary

TWC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €8k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+33
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 6.31 in 2024; short-term debt: 20.4% and cash: 23.9% of total assets), and 20.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.6%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
45 d late
2024
29 d late
2023
on the day
2022
31 d late
2021
61 d late
2020
31 d late
2019
122 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€142k▲ 6.0%
2024 · €134k
2018: €37k 2019: €56k 2020: €83k 2021: €102k 2022: €128k 2023: €132k 2024: €134k
2018 → 2025
Total assets
€178k▲ 15.1%
2024 · €155k
2018: €87k 2019: €114k 2020: €118k 2021: €144k 2022: €191k 2023: €179k 2024: €155k
2018 → 2025
Net result
€8k▲ 383%
2024 · €2k
2018: €12k 2019: €18k 2020: €28k 2021: €19k 2022: €26k 2023: €4k 2024: €2k
2018 → 2025
Working capital
€124k▲ 10.6%
2024 · €112k
2018: €19k 2019: €33k 2020: €67k 2021: €79k 2022: €110k 2023: €109k 2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€102k-€128k▲ 25.8%€132k▲ 2.9%€134k▲ 1.3%€142k▲ 6.0%
Operating result€31k-€45k▲ 44.4%€10k▼ 78.2%€4k▼ 63.8%€16k▲ 362%
Net result€19k-€26k▲ 41.2%€4k▼ 85.7%€2k▼ 55.8%€8k▲ 383%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €31k€31kNet result 2021: €19k€19kOperating result 2022: €45k€45kNet result 2022: €26k€26kOperating result 2023: €10k€10kNet result 2023: €4k€4kOperating result 2024: €4k€4kNet result 2024: €2k€2kOperating result 2025: €16k€16kNet result 2025: €8k€8k20212022202320242025€0€5k€10k€15kOperating result 2023: €10k€9.7kNet result 2023: €4k€3.8kOperating result 2024: €4k€3.5kNet result 2024: €2k€1.7kOperating result 2025: €16k€16kNet result 2025: €8k€8.1k202320242025
The operating result recovers in 2025; 2025 is 362% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets €18k ▼ 17.5%
Current assets €160k ▲ 20.4%
Equity and liabilities €178k
Equity €142k ▲ 6.0%
Debt €36k ▲ 72.8%
Debt's share of the balance-sheet total rises from 13.6% to 20.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22k
2024 · €9k
Cash flow
€14k
2024 · €7k
Current ratio
4.40
2024 · 6.31
Quick ratio
3.45
2024 · 4.92
Debt to equity
0.26
2024 · 0.16
ROE
5.7%
2024 · 1.2%
ROA
4.5%
2024 · 1.1%
Interest coverage
5.67
2024 · 2.23
Debt ≤ 1 year
€36k
2024 · €21k
Income taxes
€4k
2024 · €2k
Staff costs
€22k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€155k€178k
Fixed assets21/28€22k€18k
Tangible fixed assets22/27€8k€5k
Land and buildings22€2k-
Furniture and vehicles24€6k€3k
Other tangible fixed assets26-€1k
Financial fixed assets28€13k€13k=
Current assets29/58€133k€160k
Amounts receivable after more than one year29€6k-
Other amounts receivable291€6k-
Stocks and contracts in progress3€30k€35k
Stocks30/36€30k€35k
Amounts receivable within one year40/41€18k€61k
Trade receivables40€17k€42k
Other amounts receivable41€1k€18k
Cash at bank and in hand54/58€58k€43k
Deferred charges and accrued income490/1€21k€23k
Equity and liabilities
Total equity and liabilities10/49€155k€178k
Equity10/15€134k€142k
Contributions10/11€19k€19k=
Reserves13€98k€106k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€96k€104k
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€21k€36k
Amounts payable within one year42/48€21k€36k
Trade debts44€7k€6k
Suppliers440/4€7k€6k
Taxes, remuneration and social security45€14k€30k
Taxes450/3€14k€22k
Remuneration and social security454/9€158€8k
Income statement Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€27k€22k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k
Other operating charges640/8€3k€1k
Gross operating margin9900€39k€46k
Operating profit (loss)9901€4k€16k
Financial income75/76B€4k€0
Recurring financial income75€4k€0
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€3k€12k
Income taxes67/77€2k€4k
Profit (loss) for the period9904€2k€8k
Profit (loss) for the period to be appropriated9905€2k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€19k€25k
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer to equity691/2€2k€8k
To other reserves6921€2k€8k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €2k ▼55.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Equity above €100kEq €102k ▲22.4%
4 profitable years in a row build equity to €102k.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Highest result since 2018net €28k ▲51.5%
Net result €28k, the highest in the series.
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 2012
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Houthulststraat 152170 Antwerpen
Ground area
2.1 ha
Building footprint
1.2 ha
Volume, LiDAR
125,991 m³
3 parcels, Flanders · tallest building 32.8 m, ±10 floors. Linked by address, not a title deed.
3 establishment units
TWC
Houthulststraat 15, 2170 AntwerpenSite preparation
since 20122.205.896.596
Foxi Mobiel
Sint-Bernardsesteenweg 312 - 320, 2020 AntwerpenRetail trade
since 20132.218.035.850
FoxiMobile
Beddenstraat 2, 2000 AntwerpenRetail trade
since 20192.300.877.513
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11809I2485/00N002 Flanders 1.3 ha 1 · 1.2 ha 20.6 m · 3 fl.
11803C2165/00M000
ProtectedMonumentKarbonkelhuisSource ↗
Flanders 8,022 m² 1 · 608 m² 32.8 m · 10 fl.
11422C0095/00G008 Flanders 176 m² 1 · 104 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2022 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 2,651 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded03-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
47789Other retail sale of new goods
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:034494075
Establishment Antwerpen 2.300.877.513