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TVG projects

Active
Private limited company·Plaatsen van vloer- en wandtegels· 5 yrs active
Kuipersakkerstraat 79 ·2900 Schoten, Belgium
KBO/BCE: BE 0757.878.816
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Age5 yrs
Staff (FTE)2.4
Real estate1 parcel · 433 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TVG projects is 3.1% (moderate). The 2023 annual accounts show equity of €75k and a net result of €23k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 08-05-2026 84 d early 2026-00106270
31-12-2024 31-07-2025 09-05-2025 83 d early 2025-00092503
31-12-2023 31-07-2024 17-05-2024 75 d early 2024-00089718
31-12-2022 31-07-2023 08-06-2023 53 d early 2023-00112909
31-12-2021 31-07-2022 16-05-2022 76 d early 2022-20026894

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€23k
Working capital€63k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 08-05-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€44k
Net profit€23k
Cash flow€34k
Staff costs€143k
Income taxes€7k
Dividends-
Total assets€167k
Equity€75k
Debt€93k
of which ≤ 1y€74k
of which > 1y€16k
Working capital€63k
Employees (FTE)2.4
Ratios (computed)
2023
Current ratio1.84
Quick ratio1.84
Working capital ratio37.5%
Solvency44.6%
Debt / equity1.24
Long-term debt ratio0.22
Interest coverage22.89
Gross margin-
Net margin-
ROA13.9%
ROE31.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€167k
Fixed assets 21/28€30k
Tangible fixed assets 22/27€30k
Current assets 29/58€137k
Amounts receivable within one year 40/41€100k
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€167k
Equity 10/15€75k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€70k
Amounts payable 17/49€93k
Amounts payable after one year 17€16k
Amounts payable within one year 42/48€74k
Trade debts payable within one year 44€38k
Income statement
Gross operating margin 9900€190k
Operating result 9901€33k
Financial income 75€22
Financial charges 65€2k
Result before taxes 9903€31k
Income taxes 67/77€7k
Net result for the period 9904€23k
Result to be appropriated 9905€23k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kuipersakkerstraat 792900 Schoten

Establishment units

1 location
TVG
Kuipersakkerstraat 79, 2900 SchotenPlaatsen van vloer- en wandtegels
since 20202.309.312.157
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area433 m²
Buildings1
Building footprint311 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11040D0403/00R009 Flanders 433 m² 1 · 311 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
23-09-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
23-09-2024 Registered office moved within Schoten Registered-office change
  • Brechtsebaan 884 te 2900 Schoten → Kuipersakkerstraat 79 te 2900 Schoten

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability100Solvency86Growth-Stability79
88 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 86
Growth -
Stability 79

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector
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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331
Primary activity highlighted.
Names & trade names
Legal nameNL TVG projects
Registered office
Kuipersakkerstraat 79
2900 Schoten, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.