TUTTI FRUTTI KDV
ActiveTUTTI FRUTTI KDV has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €30k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+4
Solvency60▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.28 in 2024; short-term debt: 50.4% and cash: 8% of total assets), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
9.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
35 d early
2023
43 d early
2022
38 d early
2021
30 d early
2020
on the day
2019
82 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 38.9%
2024 · €77k
2018: €15k
2019: €30k
2020: €53k
2021: €70k
2022: €58k
2023: €57k
2024: €77k
2018 → 2025
Total assets
€304k▼ 4.4%
2024 · €318k
2018: €293k
2019: €294k
2020: €355k
2021: €329k
2022: €329k
2023: €342k
2024: €318k
2018 → 2025
Net result
€30k▲ 48.5%
2024 · €20k
2018: €-10k
2019: €15k
2020: €23k
2021: €19k
2022: €-12k
2023: €-1k
2024: €20k
2018 → 2025
Working capital
€-87k▲ 28.5%
2024 · €-122k
2018: €-50k
2019: €-62k
2020: €-66k
2021: €-57k
2022: €-106k
2023: €-149k
2024: €-122k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€58k▼ 16.7%€57k▼ 1.8%€77k▲ 35.5%€107k▲ 38.9%
Operating result€27k-€-4k€7k€34k▲ 359%€53k▲ 54.1%
Net result€19k-€-12k€-1k▲ 90.8%€20k€30k▲ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 54% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€238k▼ 12.3%
Current assets
€66k▲ 41.6%
Equity and liabilities €304k
Equity
€107k▲ 38.9%
Debt
€197k▼ 18.3%
The debt ratio falls from 75.7% to 64.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €83k
Cash flow
€80k▲
2024 · €69k
Solvency
35.2%▲
2024 · 24.3%
Current ratio
0.43▲
2024 · 0.28
Quick ratio
0.43▲
2024 · 0.28
Debt / equity
1.84▼
2024 · 3.12
ROE
28.0%▲
2024 · 26.2%
ROA
9.9%▲
2024 · 6.4%
Interest coverage
13.25▲
2024 · 8.10
Debt
€197k▼
2024 · €241k
Debt ≤ 1 year
€153k▼
2024 · €169k
Debt > 1 year
€43k▼
2024 · €72k
Income taxes
€15k▲
2024 · €4k
Staff costs
€384k▲
2024 · €312k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€318k€304k▼
Fixed assets21/28€272k€238k▼
Tangible fixed assets22/27€271k€238k▼
Land and buildings22€182k€230k▲
Plant, machinery and equipment23€3k€8k▲
Furniture and vehicles24€86k-
Financial fixed assets28€486€711▲
Current assets29/58€47k€66k▲
Amounts receivable within one year40/41€610€2k▲
Trade receivables40-€375
Other amounts receivable41€610€2k▲
Cash at bank and in hand54/58€11k€24k▲
Deferred charges and accrued income490/1€35k€40k▲
Equity and liabilities
Total equity and liabilities10/49€318k€304k▼
Equity10/15€77k€107k▲
Contributions10/11€6k€6k=
Reserves13€45k€74k▲
Distributable reserves133€45k€74k▲
Profit (loss) carried forward14€26k€27k▲
Amounts payable17/49€241k€197k▼
Amounts payable after more than one year17€72k€43k▼
Financial debts170/4€72k€43k▼
Amounts payable within one year42/48€169k€153k▼
Current portion of amounts payable after more than one year42€58k€50k▼
Financial debts43€5k€2k▼
Credit institutions430/8€5k€2k▼
Trade debts44€45k€25k▼
Suppliers440/4€45k€25k▼
Taxes, remuneration and social security45€51k€67k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€50k€65k▲
Other amounts payable47/48€9k€9k=
Accrued charges and deferred income492/3€555€680▲
Income statement
Code20242025
Remuneration, social security and pensions62€312k€384k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€50k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€399k€490k▲
Operating profit (loss)9901€34k€53k▲
Financial income75/76B€634€241▼
Recurring financial income75€634€241▼
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€25k€45k▲
Income taxes67/77€4k€15k▲
Profit (loss) for the period9904€20k€30k▲
Profit (loss) for the period to be appropriated9905€20k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€56k▲
Profit (loss) brought forward from the previous period14P€25k€26k▲
Transfer to equity691/2€20k€29k▲
To other reserves6921€20k€29k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €30k ▲48.5%
Operating result €53k, net result €30k, both a record.
30-09
Financial
Equity above €100kEq €107k ▲38.9%
2 profitable years in a row build equity to €107k.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-12k ▼162%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beeklaan(Kor) 108500 KortrijkGround area
709 m²
Parcel 34354C0339/00D003, Flanders. Linked by address, not a title deed.
1 establishment unit
TUTTI FRUTTI KDV
since 20122.212.086.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0339/00D003 | Flanders | 709 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 1,552,723 EUR awarded · 1,552,724 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 495,958 EUR | 492,253 EUR |
| 2024 | 3 | 394,439 EUR | 398,145 EUR |
| 2023 | 4 | 370,066 EUR | 370,066 EUR |
| 2022 | 2 | 292,260 EUR | 292,260 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.212.086.087
Care and welfare
2 services · 1 liveTutti Frutti BVBA
Tutti Frutti BVBA
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2007
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vero@opvangtuttifrutti.be