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Complete company report
Generated 24-08-2026
Active BE 0475.325.932Non-profit association

TUTTI FRUTTI

Overwinningsstraat 204 ·1060 Sint-Gillis (bij-Brussel), Belgium· 25 yrs active
Sector: Overige vormen van onderwijs (85599)
Conclusion Checked

The computed 12-month bankruptcy probability of TUTTI FRUTTI is < 0.1% (very low). The 2023 annual accounts show negative equity (€-144k) and a net result of €11k. Equity is shrinking by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 87 sector peers (fiscal year 2023). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €-144k
Net result €11k
Staff (FTE) 10.8
Better than sector 5%
Financial profile 5 of 5 axes measured · computed by Checked
Health10Profitability19Solvency33Growth55Stability100
43 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 10
Profitability 19
Solvency 33
Growth 55
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
10 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-09-2024 with the NBB · fiscal year 2023 · verkort
€-500k€0€500k€1.00MRevenue 2019: €971k€971kOperating result 2019: €31k€31kNet result 2019: €-30k€-30kRevenue 2020: €722k€722kOperating result 2020: €-97k€-97kNet result 2020: €-104k€-104kRevenue 2021: €948k€948kOperating result 2021: €-61k€-61kNet result 2021: €-68k€-68kRevenue 2022: €1.11M€1.11MOperating result 2022: €74k€74kNet result 2022: €47k€47kRevenue 2023: €1.19M€1.19MOperating result 2023: €15k€15kNet result 2023: €11k€11k20192020202120222023
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~18.6%/year over 6 fiscal years, indicative, assuming unchanged policy.
€-400k€-300k€-200k€-100k€02024: €-207k (€-268k - €-146k)2025: €-233k (€-331k - €-135k)2026: €-259k (€-393k - €-124k)2018: €-52k2019: €-30k2020: €-134k2021: €-202k2022: €-155k2023: €-144k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 85 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -129.7% 52.0%
better than 5% of 87 sector peers
Net result €11k €19k
better than 41% of 87 sector peers
Equity €-144k €229k
better than 5% of 87 sector peers
Gross operating margin €746k €118k
better than 86% of 69 sector peers
Staff costs €677k €510k
higher than 55% of 57 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€1.19M
+7.2% 18-23
EBITDA
€61k
-46.6% 18-23
Net profit
€11k
-76.3% 18-23
Cash flow
€56k
-34.7% 18-23
Total assets
€111k
-1.5% 18-23
Equity
€-144k
+7.1% 18-23
Working capital
€-158k
+19.4% 18-23
Employees (FTE)
11
+0.9% 18-23
Show 13 other metrics
Staff costs
€677k
+11.0% 18-23
Debt
€255k
-4.8% 18-23
Debt ≤ 1y
€195k
-6.2% 18-23
Debt > 1y
€60k
0.0% 18-23
Current ratio
0.19
+225.1% 18-23
Quick ratio
0.19
+225.1% 18-23
Solvency
-129.7%
+5.7% 18-23
Debt / equity
-1.77
-2.5% 18-23
ROE
-7.7%
+74.5% 18-23
ROA
10.0%
-75.9% 18-23
Net margin
0.9%
-77.9% 18-23
EBITDA margin
5.1%
-50.2% 18-23
Interest coverage
13.90
-32.9% 18-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue€1.19M
EBITDA€61k
Net profit€11k
Cash flow€56k
Staff costs€677k
Income taxes-
Dividends-
Total assets€111k
Equity€-144k
Debt€255k
of which ≤ 1y€195k
of which > 1y€60k
Working capital€-158k
Employees (FTE)10.8
Ratios (computed)
2023
Current ratio0.19
Quick ratio0.19
Working capital ratio-142.1%
Solvency-129.7%
Debt / equity-1.77
Long-term debt ratio-0.41
Interest coverage13.90
Gross margin62.9%
Net margin0.9%
ROA10.0%
ROE-7.7%
EBITDA margin5.1%
Days sales outstanding1d
Days payable outstanding42d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€111k
Fixed assets 21/28€73k
Intangible fixed assets 21€3k
Tangible fixed assets 22/27€70k
Financial fixed assets 28€695
Current assets 29/58€38k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€111k
Equity 10/15€-144k
Accumulated profits (losses) 14€-144k
Amounts payable 17/49€255k
Amounts payable after one year 17€60k
Amounts payable within one year 42/48€195k
Trade debts payable within one year 44€50k
Income statement
Turnover 70€1.19M
Gross operating margin 9900€746k
Operating result 9901€15k
Financial charges 65€4k
Result before taxes 9903€11k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Sylvie RICHARD
    Director
    State Gazette act 26106845 (21-08-2026)
    Former
    - → 21-08-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Overige vormen van onderwijs(85599)
Legal form Non-profit association(017)
Incorporation01-05-2001
StatusActive
Postal code1060
Establishment units 2 locations
TUTTI FRUTTI
Overwinningsstraat 204, 1060 Sint-Gillis (bij-Brussel)Overige vormen van onderwijs
since 20082.195.949.544
TUTTI FRUTTI
Afrikastraat 27, 1060 Sint-Gillis (bij-Brussel)Overige vormen van onderwijs
since 20082.233.433.017
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0335/00R004 Brussels 272 m² 1 · 90 m² 19.1 m · 5 fl.
21013B0357/00N010 Brussels 82 m² 1 · 73 m² 19.1 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-08-2026
State Gazette act General meeting · Director resignation
General meeting · Director resignation · Director discharge
2024
30-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
29-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
13-01-2023
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2022
23-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2020
29-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
17-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
11-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
03-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
02-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
10-12-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgian State Gazette reading coverage 1 of 5 acts read

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 3 days ago
2026
21-08-2026 Act object · General meeting · Officer resignation · Officer discharge Open-capture extraction
  • Act object: Démission - Décharge - Mandat. · Tutti Frutti
  • Publication: 2026-08-21 · Tutti Frutti
  • Filing: 2026-08-14 · Tutti Frutti
  • General meeting: 2026-03-05 · Tutti Frutti
  • Officer resignation: role: administrateur, end_date: 2026-02-01 · Sylvie RICHARD
  • Officer discharge: role: administrateur · Sylvie RICHARD
  • Filing representative: effectuer les démarches nécessaires suite à la démission et, plus spécifiquement, au dépôt des documents au greffe afin de faire publier la démission au Moniteur belge · SRL Accountant and Tax Adviser
Summary: Act object · General meeting · Officer resignation · Officer discharge
Technical details 
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      "object": "e1",
      "subject": "e3"
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  ],
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  "entities": [
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      "kind": "person",
      "name": "Anouk CLUDTS",
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2025
09-01-2025 6 directors appointed, 2 resigning Director changes
  • Patricia PITISCI, Bestuurder
  • Anne-Laure CALICIS, Bestuurder
  • Jacques SAVOIE, Bestuurder
  • Christine DETRAUX, Bestuurder
  • Sylvie RICHARD, Bestuurder
  • Concetta PITISCI, Bestuurder
  • Anne RUWET, Bestuurder
  • Pierino PITISCI, Bestuurder
Technical details 
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      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-11-19",
      "evidence_quote": "A l\u0027unanimit\u00E9 des voix, il a \u00E9t\u00E9 constat\u00E9 que les mandats suivant ont pris fin: 1.Madame Anne RUWET, n\u00E9e \u00E0 Li\u00E8ge le 24/05/1963, domicili\u00E9e rue Jean Baptiste Colyns 50 \u00E0 1050 Bruxelles, NN 63.05.24-334.13. Son mandat prend fin en date d\u0027aujourd\u0027hui.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": "42.03.28-313.41",
        "name": "Pierino PITISCI",
        "address": "rue Africaine 27 \u00E0 1060 Bruxelles",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2018-03-07",
      "evidence_quote": "2.Le mandat de Monsieur Pierino PITISCI, domicili\u00E9 rue Africaine 27 \u00E0 1060 Bruxelles, NN 42.03.28-313.41, n\u0027a pas \u00E9t\u00E9 renouvel\u00E9 lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale en date du 7 mars 2018. Son mandat a donc pris fin depuis le 7 mars 2018.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "retroactive"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-01-09",
    "filing_date": "2024-12-31",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-11-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-11-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-11-19",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-11-19",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0475.325.932",
    "name_full": "Tutti Frutti",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0473.332.185",
    "org_name": "BV Accountant and Tax Adviser",
    "person_name": null,
    "org_rep_person_name": "Alain CLUDTS",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige vormen van onderwijs, n.e.g.80424Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameFR TUTTI FRUTTI
Registered office
Overwinningsstraat 204
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 329 of 11,682 companies in this sector with filed accounts
ALLANTA BE 0424.291.163 · Hasselt
Mic-Ados Asbl BE 0429.898.159 · Marche-en-Famenne
ARCHER ACADEMY BE 0771.536.218 · Antwerpen
KNOWLEDGE FUSION BE 0637.861.211 · Elsene
BREEDBEELD BE 0475.631.481 · Antwerpen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative