TURO-TURO
ActiveThe computed 12-month bankruptcy probability of TURO-TURO is 2.1% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-6k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 13061 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency78▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.89 in 2024), and 38.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.8%
Return on assets
-14%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
1 d early
2023
64 d early
2022
48 d early
2021
2 d early
2020
130 d early
2019
114 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 18.4%
2024 · €31k
2019: €-12k
2020: €10k
2021: €18k
2022: €20k
2023: €25k
2024: €31k
2019 → 2025
Total assets
€41k▼ 13.1%
2024 · €47k
2019: €72k
2020: €78k
2021: €65k
2022: €50k
2023: €52k
2024: €47k
2019 → 2025
Net result
€-6k
2024 · €12k
2019: €-18k
2020: €22k
2021: €8k
2022: €1k
2023: €5k
2024: €12k
2019 → 2025
Working capital
€729
2024 · €-1k
2019: €-24k
2020: €-12k
2021: €-14k
2022: €-8k
2023: €-5k
2024: €-1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€20k▲ 7.3%€25k▲ 27.6%€31k▲ 24.0%€25k▼ 18.4%
Operating result€15k-€4k▼ 72.3%€9k▲ 123%€19k▲ 112%€-4k
Net result€8k-€1k▼ 83.1%€5k▲ 305%€12k▲ 125%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €19k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€25k▼ 29.3%
Current assets
€16k▲ 32.3%
Equity and liabilities €41k
Equity
€25k▼ 18.4%
Debt
€16k▼ 2.8%
The debt ratio rises from 34.2% to 38.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€6k▼
2024 · €29k
Cash flow
€5k▼
2024 · €22k
Solvency
61.8%▼
2024 · 65.8%
Current ratio
1.05▲
2024 · 0.89
Quick ratio
0.69▲
2024 · 0.55
Debt / equity
0.62▲
2024 · 0.52
ROE
-22.6%▼
2024 · 39.4%
ROA
-14.0%▼
2024 · 25.9%
Interest coverage
5.12▼
2024 · 53.12
Debt
€16k▼
2024 · €16k
Debt ≤ 1 year
€16k▲
2024 · €14k
Income taxes
€262▼
2024 · €6k
Staff costs
€53k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€41k▼
Fixed assets21/28€35k€25k▼
Tangible fixed assets22/27€33k€23k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€19k€14k▼
Financial fixed assets28€1k€1k=
Current assets29/58€12k€16k▲
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€1k€5k▲
Trade receivables40€1k€1k▲
Other amounts receivable41€102€3k▲
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€875€1k▲
Equity and liabilities
Total equity and liabilities10/49€47k€41k▼
Equity10/15€31k€25k▼
Reserves13€31k€31k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€16k€16k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€14k€16k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€8k€3k▼
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€576€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€2k€546▼
Gross operating margin9900€54k€60k▲
Operating profit (loss)9901€19k€-4k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€543€1k▲
Recurring financial charges65€543€1k▲
Profit (loss) for the period before taxes9903€19k€-5k▼
Income taxes67/77€6k€262▼
Profit (loss) for the period9904€12k€-6k▼
Profit (loss) for the period to be appropriated9905€12k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-6k▼
Transfer to equity691/2€12k-
To other reserves6921€12k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-09
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1702950 KapellenGround area
470 m²
Building footprint
207 m²
Volume, LiDAR
1,227 m³
Parcel 11362N0337/00Z003, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Baan Chan
since 20172.271.014.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362N0337/00Z003 | Flanders | 470 m² | 1 · 207 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKapellen (Antw.)2.271.014.874
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BE 0737.645.903
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BE 1007.753.091
Balen · Eq €25k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2017
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.