Tuinonderneming Defour
ActiveTuinonderneming Defour has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €23k. Its solvency ranks better than 16% of 1165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency12
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.75), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
8.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1165 sector peers (2025).
NBB · sector comparisonPosition among 1165 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€28k
Total assets
€261k
Net result
€23k
Working capital
€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €261k
Fixed assets
€152k
Current assets
€108k
Equity and liabilities €261k
Equity
€28k
Debt
€233k
Debt finances 89.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k
Cash flow
€35k
Solvency
10.7%
Current ratio
0.75
Quick ratio
0.75
Debt / equity
8.34
ROE
82.1%
ROA
8.8%
Interest coverage
26.45
Debt
€233k
Debt ≤ 1 year
€145k
Debt > 1 year
€88k
Income taxes
€8k
Staff costs
€29k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€261k
Fixed assets
21/28€152k
Intangible fixed assets
21€801
Tangible fixed assets
22/27€151k
Current assets
29/58€108k
Amounts receivable within one year
40/41€23k
Cash & bank
54/58€85k
Total equity & liabilities
10/49€261k
Equity
10/15€28k
Contributions / capital
10/11€5k
Reserves
13€23k
Amounts payable
17/49€233k
Amounts payable after one year
17€88k
Amounts payable within one year
42/48€145k
Trade debts payable within one year
44€30k
Income statement
Code2025
Gross operating margin
9900€74k
Operating result
9901€32k
Financial charges
65€2k
Result before taxes
9903€31k
Income taxes
67/77€8k
Net result for the period
9904€23k
Result to be appropriated
9905€23k
Timeline · acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 2,271 companies in sector 71113 we hold annual accounts for 633. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2025
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 30-07-2026. Scores and ratios are computed by Checked and are not a credit decision.