TUINEN VERT

Active

Private limited companyfounded 20206 yrs activeDraaiersstraat 26, 9300 Aalst, BelgiumKBO/BCE: BE 0749.621.542

The computed 12-month bankruptcy probability of TUINEN VERT is 1.9% (moderate). The 2025 annual accounts show equity of €107k and a net result of €50k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 27450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

75 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability92▲+10

Solvency65▲+7

Growth78=

Track record100

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 2.79 against 2.84 in 2024; short-term debt: 16.7% and cash: 34.4% of total assets), but 60.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

39.5%

Return on assets

18.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

53 d early

2024

71 d early

2023

26 d late

2022

43 d early

2021

30 d early

2020

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€107k▲ 87.4%

2024 · €57k

2020: €9k 2021: €29k 2022: €39k 2023: €39k 2024: €57k

2020 → 2025

Total assets

€270k▲ 57.6%

2024 · €171k

2020: €67k 2021: €97k 2022: €95k 2023: €123k 2024: €171k

2020 → 2025

Net result

€50k▲ 175%

2024 · €18k

2020: €8k 2021: €20k 2022: €10k 2023: €184 2024: €18k

2020 → 2025

Working capital

€81k▲ 35.3%

2024 · €60k

2020: €14k 2021: €37k 2022: €25k 2023: €42k 2024: €60k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€29k-€39k▲ 33.6%€39k▲ 0.5%€57k▲ 46.6%€107k▲ 87.4%

Operating result€26k-€13k▼ 50.8%€5k▼ 61.1%€27k▲ 447%€70k▲ 153%

Net result€20k-€10k▼ 52.2%€184▼ 98.1%€18k▲ 9,728%€50k▲ 175%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 153% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €270k

53.3%

46.7%

Fixed assets €144k▲ 82.2%

Current assets €126k▲ 36.6%

Equity and liabilities €270k

39.5%

59.6%

Equity €107k▲ 87.4%

Provisions €2k

Debt €161k▲ 40.6%

The debt ratio falls from 66.7% to 59.6%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€99k▲

2024 · €49k

Cash flow

€79k▲

2024 · €39k

Solvency

39.5%▲

2024 · 33.3%

Current ratio

2.79▼

2024 · 2.84

Quick ratio

2.79▼

2024 · 2.84

Debt / equity

1.51▼

2024 · 2.01

ROE

46.6%▲

2024 · 31.8%

ROA

18.4%▲

2024 · 10.6%

Interest coverage

19.76▲

2024 · 12.94

Debt

€161k▲

2024 · €114k

Debt ≤ 1 year

€45k▲

2024 · €32k

Debt > 1 year

€113k▲

2024 · €79k

Income taxes

€13k▲

2024 · €6k

Staff costs

€6k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€171k€270k▲

Fixed assets21/28€79k€144k▲

Tangible fixed assets22/27€79k€144k▲

Land and buildings22€459€2k▲

Plant, machinery and equipment23€16k€13k▼

Furniture and vehicles24€54k€122k▲

Other tangible fixed assets26€8k€6k▼

Current assets29/58€92k€126k▲

Amounts receivable within one year40/41€20k€33k▲

Trade receivables40€17k€30k▲

Other amounts receivable41€3k€3k▼

Cash at bank and in hand54/58€71k€93k▲

Deferred charges and accrued income490/1€731€180▼

Equity and liabilities

Total equity and liabilities10/49€171k€270k▲

Equity10/15€57k€107k▲

Contributions10/11€1k€1k=

Reserves13€56k€106k▲

Tax-exempt reserves132-€10k

Distributable reserves133€56k€96k▲

Provisions and deferred taxes16-€2k

Deferred taxes168-€2k

Amounts payable17/49€114k€161k▲

Amounts payable after more than one year17€79k€113k▲

Financial debts170/4€33k€67k▲

Other amounts payable178/9€46k€46k=

Amounts payable within one year42/48€32k€45k▲

Current portion of amounts payable after more than one year42€18k€30k▲

Trade debts44€9k€6k▼

Suppliers440/4€9k€6k▼

Taxes, remuneration and social security45€1k€2k▲

Taxes450/3€1k€2k▲

Remuneration and social security454/9€7€182▲

Other amounts payable47/48€4k€7k▲

Accrued charges and deferred income492/3€2k€3k▲

Income statement Code20242025

Remuneration, social security and pensions62€2k€6k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€29k▲

Other operating charges640/8€1k€1k▲

Non-recurring operating charges66A€116€254▲

Gross operating margin9900€52k€106k▲

Operating profit (loss)9901€27k€70k▲

Financial income75/76B€419€898▲

Recurring financial income75€419€898▲

Financial charges65/66B€4k€5k▲

Recurring financial charges65€4k€5k▲

Profit (loss) for the period before taxes9903€24k€65k▲

Transfer from deferred taxes780-€274

Transfer to deferred taxes680-€3k

Income taxes67/77€6k€13k▲

Profit (loss) for the period9904€18k€50k▲

Transfer from tax-exempt reserves789-€1k

Transfer to tax-exempt reserves689-€11k

Profit (loss) for the period to be appropriated9905€18k€40k▲

Appropriation of the result

Profit (loss) to be appropriated9906€18k€40k▲

Transfer to equity691/2€18k€40k▲

To other reserves6921€18k€40k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2020net €50k ▲175%

Operating result €70k, net result €50k, both a record.

31-12

Financial Equity above €100kEq €107k ▲87.4%

6 profitable years in a row build equity to €107k.

21-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

31-12

Financial Weakest financial yearnet €184 ▼98.1%

Net result drops to €184, the lowest in the series; recovery starts the following year.

18-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

01-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aalst · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Draaiersstraat 269300 Aalst

Ground area

707 m²

Building footprint

176 m²

Parcel 41303E0133/00V004, Flanders. Linked by address, not a title deed.

1 establishment unit

TUINEN VERT

Draaiersstraat 26, 9300 AalstConstruction of roads and motorways

since 20202.304.861.837

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41303E0133/00V004	Flanders	707 m²	1 · 176 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 42 EUR awarded · 42 EUR paid

Year	Entries	awarded	paid
2022	1	42 EUR	42 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 42 EUR · 42 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

2 live approvals

Medewerker groen- en tuinbeheer (vwo)

Goedgekeurd · 2025 to 2030

Medewerker groen- en tuinbeheer duaal (so)

Goedgekeurd · 2025 to 2030

Similar companies · same sector, comparable size

ALGEMENE ONDERNEMINGEN WYKMANS

Liedekerke · Eq €107k

Anderlecht · Eq €107k

Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 6,225 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-07-2020

Fiscal year end31-12

Activities, NACEBEL

43990Other specialised construction activities

43999Specialised construction activities

81300Landscape service activities

43230Insulation installation

43291Specialised construction activities

43992Specialised construction activities

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.