TUINCENTRUM OLLEVIER EN CO
ActiveTUINCENTRUM OLLEVIER EN CO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €818k and a net result of €238k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 1200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+15
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 1.6 in 2024; short-term debt: 22.8% and cash: 37.1% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
22.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
38 d early
2023
on the day
2022
26 d early
2021
33 d early
2020
18 d early
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€818k▲ 12.0%
2024 · €730k
2018: €1.10M
2019: €1.10M
2020: €962k
2021: €872k
2022: €994k
2023: €1.10M
2024: €730k
2018 → 2025
Total assets
€1.07M▼ 11.3%
2024 · €1.21M
2018: €1.55M
2019: €1.75M
2020: €1.33M
2021: €1.38M
2022: €1.62M
2023: €1.75M
2024: €1.21M
2018 → 2025
Net result
€238k▼ 38.4%
2024 · €386k
2018: €262k
2019: €262k
2020: €58k
2021: €454k
2022: €462k
2023: €472k
2024: €386k
2018 → 2025
Working capital
€404k▲ 45.7%
2024 · €277k
2018: €559k
2019: €489k
2020: €651k
2021: €597k
2022: €737k
2023: €765k
2024: €277k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€872k-€994k▲ 14.0%€1.10M▲ 10.7%€730k▼ 33.6%€818k▲ 12.0%
Operating result€506k-€499k▼ 1.4%€518k▲ 3.7%€420k▼ 19.0%€271k▼ 35.4%
Net result€454k-€462k▲ 1.7%€472k▲ 2.1%€386k▼ 18.2%€238k▼ 38.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€425k▼ 10.4%
Current assets
€649k▼ 11.9%
Equity and liabilities €1.07M
Equity
€818k▲ 12.0%
Debt
€256k▼ 46.8%
The debt ratio falls from 39.7% to 23.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€347k▼
2024 · €493k
Cash flow
€313k▼
2024 · €459k
Solvency
76.2%▲
2024 · 60.3%
Current ratio
2.65▲
2024 · 1.60
Quick ratio
1.87▲
2024 · 1.14
Debt / equity
0.31▼
2024 · 0.66
ROE
29.1%▼
2024 · 52.8%
ROA
22.1%▼
2024 · 31.8%
Interest coverage
102.64▲
2024 · 52.41
Debt
€256k▼
2024 · €481k
Debt ≤ 1 year
€245k▼
2024 · €460k
Debt > 1 year
€9k▼
2024 · €20k
Income taxes
€30k▼
2024 · €34k
Staff costs
€152k▼
2024 · €521k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.07M▼
Fixed assets21/28€474k€425k▼
Tangible fixed assets22/27€471k€422k▼
Land and buildings22€266k€243k▼
Plant, machinery and equipment23€125k€122k▼
Furniture and vehicles24€81k€57k▼
Financial fixed assets28€3k€3k=
Current assets29/58€737k€649k▼
Stocks and contracts in progress3€213k€191k▼
Stocks30/36€213k€191k▼
Amounts receivable within one year40/41€120k€58k▼
Trade receivables40€61k€30k▼
Other amounts receivable41€58k€28k▼
Current investments50/53€0-
Cash at bank and in hand54/58€380k€398k▲
Deferred charges and accrued income490/1€23k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.07M▼
Equity10/15€730k€818k▲
Contributions10/11€322k€322k=
Reserves13€72k€72k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€56k€56k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€336k€423k▲
Amounts payable17/49€481k€256k▼
Amounts payable after more than one year17€20k€9k▼
Financial debts170/4€20k€9k▼
Amounts payable within one year42/48€460k€245k▼
Current portion of amounts payable after more than one year42€21k€11k▼
Financial debts43€29€30▲
Credit institutions430/8€29€30▲
Trade debts44€33k€48k▲
Suppliers440/4€33k€48k▲
Advances received on contracts in progress46€69k€4k▼
Taxes, remuneration and social security45€43k€19k▼
Taxes450/3€10k€2k▼
Remuneration and social security454/9€33k€17k▼
Other amounts payable47/48€293k€163k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€521k€152k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€75k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€14k€15k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€1.03M€513k▼
Operating profit (loss)9901€420k€271k▼
Financial income75/76B€9k€104▼
Recurring financial income75€9k€104▼
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€420k€268k▼
Income taxes67/77€34k€30k▼
Profit (loss) for the period9904€386k€238k▼
Profit (loss) for the period to be appropriated9905€386k€238k▼
Appropriation of the result
Profit (loss) to be appropriated9906€616k€573k▼
Profit (loss) brought forward from the previous period14P€230k€336k▲
Transfer from equity791/2€22k€0▼
Profit to be distributed694/7€302k€150k▼
Return on contributions (dividend)694€22k€0▼
Directors or managers695€280k€150k▼
Social balance
Average headcount (FTE)908711.42.2▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €472k ▲2.1%
Operating result €518k, net result €472k, both a record.
31-12
Financial
Equity above €1MEq €1.10M ▲10.7%
6 profitable years in a row build equity to €1.10M.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €58k ▼77.8%
Net result drops to €58k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 55 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 228 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tuinstraat 13945 Tessenderlo-HamGround area
1.9 ha
Building footprint
661 m²
Volume, LiDAR
2,625 m³
Parcel 71046A0449/00M000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tuinstraat 1, 3945 Tessenderlo-Ham
since 19942.066.051.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A0449/00M000 | Flanders | 1.9 ha | 1 · 661 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 18,199 EUR awarded · 18,199 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 3,060 EUR | 3,060 EUR |
| 2023 | 1 | 4,921 EUR | 4,921 EUR |
| 2022 | 1 | 10,218 EUR | 10,218 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTessenderlo-Ham2.066.051.302
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 2,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-1994
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
47761Retail sale of flowers, plants, seeds and fertilisers
52483
81300Landscape service activities
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.