TUINCAFE
ActiveTUINCAFE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▲+29
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.37 in 2024; short-term debt: 34.2% and cash: 59.3% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
33.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
31 d late
2023
6 d late
2022
on the day
2021
2 d early
2020
1 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 234%
2024 · €33k
2018: €79k
2019: €81k
2020: €29k
2021: €-30k
2022: €-51k
2023: €-22k
2024: €33k
2018 → 2025
Total assets
€232k▲ 31.5%
2024 · €177k
2018: €198k
2019: €210k
2020: €152k
2021: €131k
2022: €141k
2023: €163k
2024: €177k
2018 → 2025
Net result
€78k▲ 40.1%
2024 · €56k
2018: €13k
2019: €1k
2020: €-52k
2021: €-59k
2022: €-21k
2023: €29k
2024: €56k
2018 → 2025
Working capital
€122k▲ 219%
2024 · €38k
2018: €100k
2019: €112k
2020: €33k
2021: €-30k
2022: €-49k
2023: €-23k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-30k-€-51k▼ 68.2%€-22k▲ 56.4%€33k€111k▲ 234%
Operating result€-55k-€-13k▲ 76.6%€40k€60k▲ 50.8%€85k▲ 41.8%
Net result€-59k-€-21k▲ 65.0%€29k€56k▲ 92.8%€78k▲ 40.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€31k▼ 12.3%
Current assets
€201k▲ 42.3%
Equity and liabilities €232k
Equity
€111k▲ 234%
Debt
€121k▼ 15.6%
The debt ratio falls from 81.1% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €73k
Cash flow
€87k▲
2024 · €69k
Solvency
47.9%▲
2024 · 18.9%
Current ratio
2.54▲
2024 · 1.37
Quick ratio
2.19▲
2024 · 1.11
Debt / equity
1.09▼
2024 · 4.30
ROE
70.1%▼
2024 · 167.1%
ROA
33.6%▲
2024 · 31.5%
Interest coverage
14.33▲
2024 · 10.89
Debt
€121k▼
2024 · €143k
Debt ≤ 1 year
€79k▼
2024 · €103k
Debt > 1 year
€40k=
2024 · €40k
Income taxes
€1k▲
2024 · €214
Staff costs
€477k▲
2024 · €437k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€232k▲
Fixed assets21/28€35k€31k▼
Tangible fixed assets22/27€35k€31k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€1k€3k▲
Other tangible fixed assets26€30k€25k▼
Current assets29/58€142k€201k▲
Stocks and contracts in progress3€27k€28k▲
Stocks30/36€27k€28k▲
Amounts receivable within one year40/41€468€0▼
Trade receivables40€468€0▼
Cash at bank and in hand54/58€112k€138k▲
Deferred charges and accrued income490/1€2k€36k▲
Equity and liabilities
Total equity and liabilities10/49€177k€232k▲
Equity10/15€33k€111k▲
Contributions10/11€100k€100k=
Reserves13-€11k
Distributable reserves133-€11k
Profit (loss) carried forward14€-67k€0▲
Amounts payable17/49€143k€121k▼
Amounts payable after more than one year17€40k€40k=
Financial debts170/4€40k€40k=
Amounts payable within one year42/48€103k€79k▼
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Trade debts44€18k€10k▼
Suppliers440/4€18k€10k▼
Taxes, remuneration and social security45€69k€69k▼
Taxes450/3€38k€35k▼
Remuneration and social security454/9€31k€34k▲
Other amounts payable47/48€3k€70▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€437k€477k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€514k€575k▲
Operating profit (loss)9901€60k€85k▲
Financial income75/76B€2k€688▼
Recurring financial income75€2k€688▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€56k€79k▲
Income taxes67/77€214€1k▲
Profit (loss) for the period9904€56k€78k▲
Profit (loss) for the period to be appropriated9905€56k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€11k▲
Profit (loss) brought forward from the previous period14P€-122k€-67k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €78k ▲40.1%
Operating result €85k, net result €78k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲234%
3 profitable years in a row build equity to €111k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelsesteenweg 5112180 AntwerpenGround area
2.1 ha
Building footprint
7,699 m²
Volume, LiDAR
33,154 m³
Parcel 11364F0168/00B003, Flanders · tallest building 14.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tuincafé
since 20082.171.433.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0168/00B003 | Flanders | 2.1 ha | 1 · 7,699 m² | 14.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.171.433.288
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2008
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.