Skip to content

TU

Active
Private limited companyfounded 20206 yrs activeDe Klokke-Noord 46, 8200 Brugge, BelgiumKBO/BCE: BE 0747.670.753

TU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18k and a net result of €77k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 7974 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
15 d early
2024
13 d early
2023
6 d early
2022
5 d early
2021
8 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€18k▲ 1.2%
2024 · €18k
2021: €7k 2022: €11k 2023: €14k 2024: €18k
2021 → 2025
Net result
€77k▲ 1,659%
2024 · €4k
2021: €4k 2022: €3k 2023: €3k 2024: €4k
2021 → 2025
Total assets
€56k▲ 10.8%
2024 · €51k
2021: €65k 2022: €51k 2023: €50k 2024: €51k
2021 → 2025
Solvency
32.8%▼ 3.1pp
2024 · 35.9%
2021: 11.3% 2022: 20.8% 2023: 27.7% 2024: 35.9%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€7k-€11k▲ 44.3%€14k▲ 30.7%€18k▲ 31.5%€18k▲ 1.2%
Operating result€7k-€6k▼ 26.0%€5k▼ 3.5%€7k▲ 28.6%€1k▼ 83.2%
Net result€4k-€3k▼ 25.0%€3k▲ 0.1%€4k▲ 33.7%€77k▲ 1,659%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €7k€7kNet result 2021: €4k€4kOperating result 2022: €6k€6kNet result 2022: €3k€3kOperating result 2023: €5k€5kNet result 2023: €3k€3kOperating result 2024: €7k€7kNet result 2024: €4k€4kOperating result 2025: €1k€1kNet result 2025: €77k€77k20212022202320242025
The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets €50k=
Current assets €6k▲ 750%
Equity and liabilities €56k
Equity €18k▲ 1.2%
Debt €38k▲ 16.2%
The debt ratio rises from 64.1% to 67.2%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
32.8%
2024 · 35.9%
ROE
416.0%
2024 · 23.9%
ROA
136.4%
2024 · 8.6%
Debt
€38k
2024 · €33k
Debt ≤ 1 year
€30k
2024 · €18k
Debt > 1 year
€8k
2024 · €14k
Income taxes
€71
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€51k€56k
Fixed assets21/28€50k€50k=
Financial fixed assets28€50k€50k=
Current assets29/58€730€6k
Amounts receivable within one year40/41€15€6k
Other amounts receivable41€15€6k
Cash at bank and in hand54/58€715€597
Equity and liabilities
Total equity and liabilities10/49€51k€56k
Equity10/15€18k€18k
Contributions10/11€3k€3k=
Reserves13-€15k
Distributable reserves133-€15k
Profit (loss) carried forward14€15k€0
Amounts payable17/49€33k€38k
Amounts payable after more than one year17€14k€8k
Financial debts170/4€14k€8k
Amounts payable within one year42/48€18k€30k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€304€271
Suppliers440/4€304€271
Taxes, remuneration and social security45€4k€2k
Taxes450/3€4k€2k
Other amounts payable47/48€8k€21k
Income statement Code20242025
Other operating charges640/8€499€513
Gross operating margin9900€7k€2k
Operating profit (loss)9901€7k€1k
Financial income75/76B€6€76k
Recurring financial income75€6€76k
Financial charges65/66B€934€879
Recurring financial charges65€934€879
Profit (loss) for the period before taxes9903€6k€77k
Income taxes67/77€2k€71
Profit (loss) for the period9904€4k€77k
Profit (loss) for the period to be appropriated9905€4k€77k
Appropriation of the result
Profit (loss) to be appropriated9906€15k€92k
Profit (loss) brought forward from the previous period14P€11k€15k
Transfer to equity691/2-€15k
To other reserves6921-€15k
Profit to be distributed694/7-€76k
Return on contributions (dividend)694-€76k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
15-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Highest result since 2021net €77k ▲1659%
Net result €77k, the highest in the series.
17-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet €3k ▼25%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
22-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Klokke-Noord 468200 Brugge
Ground area
330 m²
Building footprint
93 m²
Volume, LiDAR
612 m³
Parcel 31027D0470/00C006, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TU
De Klokke-Noord 46, 8200 BruggeFinancial service activities, except insurance and pension funding
since 20202.303.543.429
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31027D0470/00C006 Flanders 330 m² 1 · 93 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 7,113 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-05-2020
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.