TSSI SERVICES
ActiveTSSI SERVICES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-818. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-47
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 80.29 against 32.86 in 2024; short-term debt: 1.2% and cash: 71.9% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
-2.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
19 d late
2023
8 d late
2022
16 d late
2021
11 d early
2020
30 d late
2019
94 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 2.5%
2024 · €33k
2018: €39k
2019: €29k
2020: €35k
2021: €36k
2022: €33k
2023: €27k
2024: €33k
2018 → 2025
Total assets
€33k▼ 4.3%
2024 · €34k
2018: €51k
2019: €40k
2020: €37k
2021: €39k
2022: €33k
2023: €28k
2024: €34k
2018 → 2025
Net result
€-818
2024 · €6k
2018: €5k
2019: €-1k
2020: €6k
2021: €2k
2022: €-4k
2023: €-5k
2024: €6k
2018 → 2025
Working capital
€32k▼ 2.5%
2024 · €33k
2018: €31k
2019: €23k
2020: €30k
2021: €33k
2022: €31k
2023: €27k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€33k▼ 10.1%€27k▼ 15.6%€33k▲ 20.3%€32k▼ 2.5%
Operating result€2k-€-4k€-5k▼ 40.1%€6k€-775
Net result€2k-€-4k€-5k▼ 38.6%€6k€-818
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €775 after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33k
Equity
€32k▼ 2.5%
Debt
€406▼ 60.8%
The debt ratio falls from 3.0% to 1.2%. Equity and debt are lower.
Key figures and ratios
Solvency
98.8%▲
2024 · 97.0%
Current ratio
80.29▲
2024 · 32.86
Quick ratio
62.19▲
2024 · 25.77
Debt / equity
0.01▼
2024 · 0.03
ROE
-2.5%▼
2024 · 16.9%
ROA
-2.5%▼
2024 · 16.4%
Debt
€406▼
2024 · €1k
Debt ≤ 1 year
€406▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€33k▼
Current assets29/58€34k€33k▼
Amounts receivable after more than one year29€833€833=
Trade receivables290€833€833=
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€1k€987▼
Trade receivables40€512-
Other amounts receivable41€914€987▲
Cash at bank and in hand54/58€24k€23k▼
Equity and liabilities
Total equity and liabilities10/49€34k€33k▼
Equity10/15€33k€32k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€13k€12k▼
Amounts payable17/49€1k€406▼
Amounts payable within one year42/48€1k€406▼
Trade debts44€491-
Suppliers440/4€491-
Taxes, remuneration and social security45-€5
Taxes450/3-€5
Other amounts payable47/48€546€401▼
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€6k€-375▼
Operating profit (loss)9901€6k€-775▼
Financial charges65/66B€46€43▼
Recurring financial charges65€46€43▼
Profit (loss) for the period before taxes9903€6k€-818▼
Profit (loss) for the period9904€6k€-818▼
Profit (loss) for the period to be appropriated9905€6k€-818▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€12k▼
Profit (loss) brought forward from the previous period14P€7k€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 80.29
Current ratio from 32.86 to 80.29; short-term debt falls from €1k to €406.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Liquidity times 5current ratio 70.40
Current ratio from 15.27 to 70.40; short-term debt falls from €2k to €448.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.36
Current ratio from 3.09 to 13.36; short-term debt falls from €11k to €2k.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Pâturages 1447390 QuaregnonGround area
1,287 m²
Building footprint
228 m²
Volume, LiDAR
1,747 m³
2 parcels, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TSSI SERVICES
since 20132.224.160.510
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53302B0977/04A002 | Wallonia | 795 m² | 1 · 112 m² | 12.4 m · 2 fl. |
| 53512C0424/00R000 | Wallonia | 493 m² | 1 · 115 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SERAL CONSTRUCT
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Terrassement Louis Modave
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2013
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43350Other building finishing work
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.