TRUSTKO
ActiveTRUSTKO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €159k. Its solvency ranks better than 60% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+5
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 2.66 against 1.38 in 2024; short-term debt: 33.7% and cash: 1.1% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
48.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
12 d early
2024
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€217k▲ 272%
2024 · €58k
2024: €58k
2024 → 2025
Total assets
€328k▲ 243%
2024 · €95k
2024: €95k
2024 → 2025
Net result
€159k▲ 172%
2024 · €58k
2024: €58k
2024 → 2025
Working capital
€183k▲ 1,202%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€58k-€217k▲ 272%
Operating result€80k-€232k▲ 189%
Net result€58k-€159k▲ 172%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 189% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€35k▼ 22.1%
Current assets
€293k▲ 473%
Equity and liabilities €328k
Equity
€217k▲ 272%
Debt
€110k▲ 197%
The debt ratio falls from 38.9% to 33.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€242k▲
2024 · €84k
Cash flow
€169k▲
2024 · €62k
Solvency
66.3%▲
2024 · 61.1%
Current ratio
2.66▲
2024 · 1.38
Quick ratio
2.66▲
2024 · 1.38
Debt / equity
0.51▼
2024 · 0.64
ROE
73.1%▼
2024 · 100.0%
ROA
48.5%▼
2024 · 61.1%
Interest coverage
4189.63
Debt
€110k▲
2024 · €37k
Debt ≤ 1 year
€110k▲
2024 · €37k
Income taxes
€75k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€328k▲
Fixed assets21/28€44k€35k▼
Tangible fixed assets22/27€44k€35k▼
Furniture and vehicles24€44k€35k▼
Current assets29/58€51k€293k▲
Amounts receivable within one year40/41€28k€29k▲
Trade receivables40€28k€29k▲
Current investments50/53-€260k
Cash at bank and in hand54/58€23k€4k▼
Equity and liabilities
Total equity and liabilities10/49€95k€328k▲
Equity10/15€58k€217k▲
Reserves13€58k€217k▲
Distributable reserves133€58k€217k▲
Profit (loss) carried forward14€6€13▲
Amounts payable17/49€37k€110k▲
Amounts payable within one year42/48€37k€110k▲
Trade debts44-€13
Suppliers440/4-€13
Taxes, remuneration and social security45€36k€110k▲
Taxes450/3€36k€110k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€10k▲
Other operating charges640/8€113€311▲
Gross operating margin9900€84k€242k▲
Operating profit (loss)9901€80k€232k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B-€58
Recurring financial charges65-€58
Profit (loss) for the period before taxes9903€80k€233k▲
Income taxes67/77€22k€75k▲
Profit (loss) for the period9904€58k€159k▲
Profit (loss) for the period to be appropriated9905€58k€159k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€159k▲
Profit (loss) brought forward from the previous period14P-€6
Transfer to equity691/2€58k€159k▲
To other reserves6921€58k€159k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €217k ▲272%
2 profitable years in a row build equity to €217k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meiklokjesstraat 158780 OostrozebekeGround area
580 m²
Building footprint
118 m²
Volume, LiDAR
597 m³
Parcel 37010E0775/00D000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRUSTKO
since 20242.361.390.566
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0775/00D000 | Flanders | 580 m² | 1 · 118 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400Z4SUHF15T21L59
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.