TRUMAB
ActiveSummary
TRUMAB has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55k and a net result of €8k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 37% of 2096 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-9
Solvency52▼-31
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 2.29 in 2023; short-term debt: 73.3% and cash: 0.8% of total assets), and 73.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.7%
Return on assets
3.8%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
102 d late
2023
57 d late
2022
67 d late
2021
87 d late
2020
61 d late
2019
103 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€55k▲ 16.5%
2023 · €47k
2018: €15k
2019: €16k
2020: €25k
2021: €32k
2022: €38k
2023: €47k
2018 → 2024
Total assets
€205k▲ 154%
2023 · €81k
2018: €30k
2019: €78k
2020: €49k
2021: €37k
2022: €55k
2023: €81k
2018 → 2024
Net result
€8k▼ 10.8%
2023 · €9k
2018: €4k
2019: €1k
2020: €10k
2021: €6k
2022: €7k
2023: €9k
2018 → 2024
Working capital
€53k▲ 21.6%
2023 · €43k
2018: €15k
2019: €16k
2020: €25k
2021: €32k
2022: €38k
2023: €43k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€25k-€32k▲ 23.8%€38k▲ 21.7%€47k▲ 22.7%€55k▲ 16.5%
Operating result€14k-€9k▼ 34.9%€10k▲ 6.7%€13k▲ 26.4%€11k▼ 12.1%
Net result€10k-€6k▼ 37.5%€7k▲ 12.9%€9k▲ 27.3%€8k▼ 10.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €205k
Fixed assets
€2k ▼ 41.5%
Current assets
€203k ▲ 164%
Equity and liabilities €205k
Equity
€55k ▲ 16.5%
Debt
€151k ▲ 347%
Debt's share of the balance-sheet total rises from 41.7% to 73.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▼
2023 · €13k
Cash flow
€9k▲
2023 · €9k
Current ratio
1.35▼
2023 · 2.29
Debt to equity
2.74▲
2023 · 0.71
ROE
14.2%▼
2023 · 18.5%
ROA
3.8%▼
2023 · 10.8%
Interest coverage
106.81▼
2023 · 153.84
Debt ≤ 1 year
€151k▲
2023 · €34k
Income taxes
€3k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€81k€205k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€458€39▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€77k€203k▲
Amounts receivable within one year40/41€67k€202k▲
Trade receivables40€63k€197k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€10k€2k▼
Equity and liabilities
Total equity and liabilities10/49€81k€205k▲
Equity10/15€47k€55k▲
Contributions10/11€6k€6k=
Reserves13€32k€39k▲
Non-distributable reserves130/1€479-
Reserves not available under the articles1311€479-
Distributable reserves133€31k€39k▲
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€34k€151k▲
Amounts payable within one year42/48€34k€151k▲
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€5k€94k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9-€86k
Other amounts payable47/48€22k€51k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€558€2k▲
Other operating charges640/8€2k€671▼
Gross operating margin9900€15k€13k▼
Operating profit (loss)9901€13k€11k▼
Financial charges65/66B€86€119▲
Recurring financial charges65€86€119▲
Profit (loss) for the period before taxes9903€13k€11k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€17k▼
Profit (loss) brought forward from the previous period14P€9k€9k▲
Transfer to equity691/2€9k€8k▼
To other reserves6921€9k€8k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 102 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 57 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 87 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 6.48
Current ratio from 2.08 to 6.48; short-term debt falls from €24k to €6k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €10k ▲664%
Operating result €14k, net result €10k, both a record.
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 103 days late
2019
31-12
Financial
Weakest financial yearnet €1k ▼71.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
André Hermanslaan 182100 AntwerpenGround area
197 m²
Building footprint
109 m²
Volume, LiDAR
847 m³
Parcel 11342A0240/00R014, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
André Hermanslaan 18, 2100 Antwerpen
since 20162.255.530.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11342A0240/00R014 | Flanders | 197 m² | 1 · 109 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0793.839.882
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BE 0742.724.743
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Mare Projects
BE 0769.476.353
Nieuwpoort · Eq €54,918
LEON BOUW
BE 0462.522.130
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CIMINO GIANNI INVEST
BE 0753.783.931
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,134 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.